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Thread: Does this seem suspicious to you? (member on SM)

  1. #1
    Senior Member Pippi_Hicks's Avatar
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    Default Does this seem suspicious to you? (member on SM)

    Normally I'd be all for long paid sessions, but this member's activity makes me wonder if he's using stolen credit cards for his account - or accounts, I guess I should say.

    Here's the story:
    I had a member take me private last night for about half an hour until he hit his limit. We were connected by phone and I told him that I was going to hang up because it was about to switch me into free chat. He said that he'd be right back so I then ended the call and figured he was going to go raise his daily spending limit and return. Well, he did come back but it was under a different screen name *and there wasn't a number by it indicating that he'd spent money on me before*. We did another half hour in private until I finally ended that session because I needed a break.

    And:
    I recognized this member's voice from a session I'd had earlier in the month (which also lasted about half an hour). I'm positive that it's the same guy. Same voice, same mannerisms, same requests during private. However all three sessions are listed separately under three different member accounts. In other words, clicking on the profile for one does not show me the other two sessions.

    This makes me think that he's either using stolen credit cards or hacking into other member's accounts. Does anyone else get that impression?
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    Veteran Member xxtinamariexx's Avatar
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    Default Re: Does this seem suspicious to you? (member on SM)

    he may have different accounts using different credit cards. That's what I would think first, but I always give ppl the benefit of the doubt lol

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    Senior Member Pippi_Hicks's Avatar
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    Default Re: Does this seem suspicious to you? (member on SM)

    Quote Originally Posted by xxtinamariexx View Post
    he may have different accounts using different credit cards. That's what I would think first, but I always give ppl the benefit of the doubt lol
    I thought about that too, but it still seems strange to me. It's certainly possible... I'm just wondering if I should report him or not. Or if anyone else thinks it's a little odd. All three member names that he's used so far have been completely different too. No similarities whatsoever.

    Has anyone else encountered members with multiple accounts?
    Last edited by Pippi_Hicks; 11-01-2012 at 12:23 PM. Reason: to add stuff
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    God/dess laurielegs's Avatar
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    Default Re: Does this seem suspicious to you? (member on SM)

    Yes I've had several members with multiple accounts like that, also I have one guy who changes his member name constantly. I don't let it concern me.

    To me other than their traffic that is the #1 benefit of working for Streamate. No chargebacks ever. I can let them worry about all billing issues and never have to question it. I just perform and allow them to handle the rest.

    That's one thing I despise about ImLive with their tiny 30 and 35% plus chargeback risk, and Ifriends if you take the 50% option. It drove me insane trying to always worry about if it was a stolen card or if they were going to rip me off, and I'm sure I refused good money and cut off members who would have paid sometimes due to my paranoia. To me, that's the job of the website, not my concern.

    If I wanted to be worried about billing I'd just do the billing and take the risks myself and keep a much much larger percentage of the money.


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    Senior Member Pippi_Hicks's Avatar
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    Default Re: Does this seem suspicious to you? (member on SM)

    Quote Originally Posted by laurielegs View Post
    Yes I've had several members with multiple accounts like that,
    That makes me feel better. I guess if he gets up to like 5 or 10 different accounts I'll start getting suspicious again.


    Quote Originally Posted by laurielegs View Post
    also I have one guy who changes his member name constantly.
    Yup - I've got those types. This guy definitely isn't in that category.

    I also really like not worrying about chargebacks with SM. I'd hate to have to deal with that kind of headache.
    Last edited by Pippi_Hicks; 11-01-2012 at 12:43 PM. Reason: add more stuff again - go me
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    Default Re: Does this seem suspicious to you? (member on SM)

    I have regular customers who use more than one account. Sometimes it's easier for them to use more than one credit card (which requires multiple accounts) than to PAY to increase their daily limit. Yes, SM charges them to raise their limit (probably to cover chargebacks of those who are doing something wrong).

    You could ask him about it if it's concerning you. If he's not doing anything wrong, he really shouldn't have a problem telling you why he's doing it. Especially since he talks to you on the phone, you should have the chance to bring it up. Obviously don't tell him you're suspicious or something. That's not very sexy Just maybe tell him you like to please your customers by remembering what they like, etc. So you'd like to know if all three of these members are him. I would also "tag" the accounts (go into your earnings report and put notes on his profiles) so that you can keep track of how many accounts he's using. As you mentioned, you can see previous sessions on his profile (or lack thereof).

    It's a bit strange that he's using different usernames since SM allows infinite users to have the same name. However, he may not know that. Also, since I tag my regulars' accounts with notes, I can see that a few of them regularly change their username. Some of them end up doing shady stuff, thinking I don't know what's up. But I think most of them just want a change, or think that they can be more anonymous this way. I've found that some members don't WANT you to remember them.

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    Default Re: Does this seem suspicious to you? (member on SM)

    Quote Originally Posted by Cam_Model_Jess View Post
    You could ask him about it if it's concerning you. If he's not doing anything wrong, he really shouldn't have a problem telling you why he's doing it.
    I would not do that though - seems to me to be a good way to lose that income. Why remind a whale about finances when it's the site taking the risk rather than you? I don't see any benefit.


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    Default Re: Does this seem suspicious to you? (member on SM)

    Quote Originally Posted by Cam_Model_Jess View Post
    Sometimes it's easier for them to use more than one credit card (which requires multiple accounts) than to PAY to increase their daily limit. Yes, SM charges them to raise their limit (probably to cover chargebacks of those who are doing something wrong).
    Really? Wow - that's interesting, and I guess it is to cover their ass regarding fraud and stolen cards.


    You could ask him about it if it's concerning you.
    Nah, it's not concerning me that much. Plus he's not the kind of guy who's interested in being chatty, at all.


    I would also "tag" the accounts (go into your earnings report and put notes on his profiles) so that you can keep track of how many accounts he's using. As you mentioned, you can see previous sessions on his profile (or lack thereof).
    I keep a spiral notebook near my computer so I think I may keep track of his many aliases/account names in there. I don't want to have to search back through weeks of earnings reports if something does happen and I need the info.


    It's a bit strange that he's using different usernames since SM allows infinite users to have the same name. However, he may not know that.
    *I* didn't know that. So I could have like half a dozen different JohnDoe's in my room at the same time? They won't get a message like "Member name JohnDoe is taken, please choose something else"? (OK - just tried that. Strange... )
    Last edited by Pippi_Hicks; 11-01-2012 at 04:16 PM.
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    Default Re: Does this seem suspicious to you? (member on SM)

    If there's more than one in chat at once it would be JohnDoe then JohnDoe_1 etc, but yes. I also have many guys blocked who have more than one acct w/ same username. (Same customer in my case). Also have many blocked w/ same username who are different customers

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    Default Re: Does this seem suspicious to you? (member on SM)

    I have a few customers that have a couple different accounts - I never worry about it.

    SM doesn't do chargebacks, so I never worry myself about who might be trying to scam the site.
    I take cash, debit or credit. I just don't take shit.


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    Default Re: Does this seem suspicious to you? (member on SM)

    Quote Originally Posted by laurielegs View Post
    I would not do that though - seems to me to be a good way to lose that income. Why remind a whale about finances when it's the site taking the risk rather than you? I don't see any benefit.
    Good point. Sometimes I'm a little too curious. I also have trouble letting them slide when I think customers think they're being slick. I'm working on it

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    Default Re: Does this seem suspicious to you? (member on SM)

    that is the #1 benefit of working for Streamate. No chargebacks ever. I can let them worry about all billing issues and never have to question it. I just perform and allow them to handle the rest.

    That's one thing I despise about ImLive with their tiny 30 and 35% plus chargeback risk, and Ifriends if you take the 50% option. It drove me insane trying to always worry about if it was a stolen card or if they were going to rip me off
    Agreed. This is the 'positive' side of SM's contractual terms ... that they will effectively pay the camgirl out of their own pocket if the customer's credit card charges wind up being refused, if the card used was stolen, etc. The money which allows them to do so, of course, is 'paid for' by every camgirl receiving 35% of customer money rather than 50%.


    Why remind a whale about finances when it's the site taking the risk rather than you? I don't see any benefit.
    Agreed. SM covering 'losses' from unpaid customer credit card charges creates what economists call a 'moral hazard' situation ... because the camgirl has absolutely nothing to lose if her 'paying customer' doesn't actually pay ! Under these conditions, it's not worth 1 minute's worth of worry about how the customer is paying.

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    Default Re: Does this seem suspicious to you? (member on SM)

    There's a reason why they only pay 35%. A big part of the low % is bc they cover chargebacks so don't worry. Its a good thing, it will never be on you. So you never have to worry about those . Most other sites have chargebacks that the model has to pay for.

  19. #14
    loveshooks
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    Default Re: Does this seem suspicious to you? (member on SM)

    Quote Originally Posted by Melonie View Post
    ...SM covering 'losses' from unpaid customer credit card charges creates what economists call a 'moral hazard' situation ... because the camgirl has absolutely nothing to lose if her 'paying customer' doesn't actually pay ! Under these conditions, it's not worth 1 minute's worth of worry about how the customer is paying.
    ^^^the problem with using that concept in regards to cam chica behaviour vis à vis potentialy shady customers on cam sites is that often there are few clues as to who is actually thieving scum on the cam girl end of things. In my 4 years as a cam chica, I've had exactly two chargebacks. Neither threw up any red flags. However, because I work indy and have access to the 'back end', I'm sure I've prevented other chargebacks by cancelling shows with customers who used questionable sign-up data (such as a female name on a booking with a male customer, IP address that doesn't match the customer's stated location, etc)

    I've had several long term customers (as in a year or more) who have switched back and forth between credit cards without issue. While I'm not familiar with specific sm policy, the explanation regarding customers using different accounts to work around 'spending limit' charges does make sense. If sm wanted to end that practise, I'm sure they could institute some sort of IP ban on multiple accounts.

    One could make the argument that chargeback-happy sites like IMLive create the real 'moral hazard', not the sites that cover chargebacks. Chargeback sites like IMLive seem to operate on a model that involves opening access to private shows to the widest audience possible and sorting out the details of whether the dude can actually pay for the service he's bought after the fact. In that business model, there's no incentive for the site to try to assertain any given customer's ability to pay beforehand, as any losses are pushed over onto the cam girl who performed the service. The site losses nothing in allowing shady customer behaviour to continue.

    My point is that ultimately cam sites are in a much better position to determine red flags to potential chargebacks than are cammers who work their sites. Like Laurie pointed out, cam chicas who work sites that don't cover chargebacks may end up turning away legit customers based on incomplete knowledge of the facts involved, as cam chicas who work big box typically do not have access to the 'back end'. Cam sites do, and as such I'm arguing that sites that pass on chargebacks to cam chicas often pass on the repercussions for their irresponsible actions on to their cammers. That's the real 'moral hazard'.

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    Default Re: Does this seem suspicious to you? (member on SM)

    Just going to chime in: If they're using prepaid credit cards (such as visas purchased from the grocery store) it's a lot easier to create a new account instead of going through the hassle of contacting support to add a different card. SM support staff is NOT friendly to users of prepaid cards (for obvious reasons) so for those using them legitimately (for example they don't have credit, or bad credit) it's just a pain in the ass.

    I use prepaid visas on my member account. Trust me, it's not fun. :/
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