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Thread: Streamate Wire Transfer!

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    Default Streamate Wire Transfer!

    I have been camming for 4 years, on streamate for 3. I have always received my checks every Monday without fail. November 19th, I never received my check. I waited a week in case it was just late. November 26th, I should have received ANOTHER check. To my surprise, IT WAS NOT THERE. Today is Monday now, And I have already switched over to Wire transfer as my payment and was told by streamate that friday I would be paid. This was friday the 30th mind you. I still have nothing in my bank account, But my streamate pay history is saying it was sent out the 30th. So where the fuck is my money? I paid $90 in fees TO STREAMATE, for what, To sit here with my thumb in my ass, broke? They owe me 3k, and If I am not paid today, All hell is going to break loose.

    Which brings me to my question. Does Anyone here use Wire Transfer? And if so, What day AND time do you usually receive yours? I am on the East Coast. NJ to be precise.

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    Default Re: Streamate Wire Transfer!

    I don't have wire transfer, but my check usually gets here on Saturdays or Mondays..Nothing today..hopefully tomorrow..I'm hoping it's just slowing down because of the holidays....I've never missed receiving a check in almost 2 years..


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    Default Re: Streamate Wire Transfer!

    This is why I start getting FedEx as my payment starting a week or so before Thanksgiving. The mail is just too unpredictable until after the New Year. That really sucks you are having to wait so long!!!

    It's my understanding from years of CCBill wire transfers, that wire transfers are fairly immediate. As in, it's sent Friday, it arrives Friday. They are not like ACH which has to go through several places and clear before it gets to you. I have never received a wire from Streamate, but a wire is a wire. It all works the same no matter where it's coming from.

    You may want to call your bank and ask if they see any wire transfers pending into your account. I had to do that a couple of times when I was getting CCBill wires. Sometimes if it's unexpected, as in you don't normally receive wire transfers, the bank may hold it for a bit. So I'd start there.

    Good luck!

    Also, I find FedEx to be extremely reliable during the holiday season, arriving every Friday like clockwork, and it's $10 cheaper than a wire.
    xoxo ~ Sarah




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    Default Re: Streamate Wire Transfer!

    If it wasn't so much money, I'd do it..I don't make that much to begin with...I can deal with a late check, just not with NO check.


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    Default Re: Streamate Wire Transfer!

    I have never received a wire from Streamate, but a wire is a wire. It all works the same no matter where it's coming from
    Well, that's not exactly true. International wire transfers to US citizens depend on the co-operation of a foreign bank. In the wake of the Swiss UBS Bank fight over disclosure of transactions involving US citizens, The IRS and US State Dep't have been pressuring foreign banks to 'voluntarily' comply with IRS domestic bank requirements involving the automatic reporting of financial transactions involving US citizens. Because of the significant new accounting costs that are involved for the foreign banks to provide banking services to US citizens while complying with the new IRS reporting requirements, many foreign banks have simply refused to 'voluntarily' comply. This has resulted in some existing foreign bank accounts involving US citizens to be closed, in some new foreign bank accounts involving US citizens no longer being offered, as well as denial of banking services ( i.e wire transfers ) involving US citizens, by some foreign banks.

    Arguably, Payza has already been hit with the need to find a different foreign bank to perform wire transfers involving US citizens because their previous foreign bank is refusing to 'voluntarily' comply with the new IRS requirements. While i don't know this for a fact where SM and/or SM payment processors is concerned, it's a distinct possibility that other foreign banks are similarly refusing to 'voluntarily' comply with the new IRS requirements as well, leaving some foreign payment processors 'scrambling' to make new arrangements with different foreign banks. The 'timing' is highly coincidental as well, since enforcement measures against foreign banks who continue to provide banking services to US citizens without 'voluntarily' complying with the new IRS automatic reporting requirements are slated to begin on January first.

    As i pointed out in the Payza thread, in the very worst case, US camgirls could still receive and cash paper checks from foreign webcam hosts. Also, certain payment processors that make use of MasterCard or Visa debit cards can side-step the foreign bank wire transfer to US citizen bank account issue because MasterCard or Visa are essentially able to transfer funds between an offshore MasterCard / Visa account and a US based Mastercard / Visa account.
    Last edited by Melonie; 12-03-2012 at 01:59 PM.

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    Default Re: Streamate Wire Transfer!

    Quote Originally Posted by kittykrane View Post
    I don't have wire transfer, but my check usually gets here on Saturdays or Mondays..Nothing today..hopefully tomorrow..I'm hoping it's just slowing down because of the holidays....I've never missed receiving a check in almost 2 years..
    I agree- the only times my checks don't come is during the holidays- in which case, it's due to the mail delivery during holidays.
    On SM, Check your "My Reports" tab, and then look at "Payment history"- if they sent it out, it'll show there. If they haven't even sent it, then it won't be there.

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    Default Re: Streamate Wire Transfer!

    My check was actually late this week, which has only happened to me a few times. I kind of figured it was because mail is slower right now.

    Sarah, that's not a bad idea about switching to FedEx for the holiday season. I'm going to consider that, especially since I don't have to pay taxes on the fee (doesn't count as income).

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    Default Re: Streamate Wire Transfer!

    Good point about Fed Ex and the mail right now.....I hadn't thought of that. Luckily my month is budgeted so that I am not going to have any problems if I get my checks up to a week late, but it is a good point to remember!
    I take cash, debit or credit. I just don't take shit.


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    Default Re: Streamate Wire Transfer!

    Quote Originally Posted by Melonie View Post
    Well, that's not exactly true. International wire transfers to US citizens depend on the co-operation of a foreign bank. In the wake of the Swiss UBS Bank fight over disclosure of transactions involving US citizens, The IRS and US State Dep't have been pressuring foreign banks to 'voluntarily' comply with IRS domestic bank requirements involving the automatic reporting of financial transactions involving US citizens. Because of the significant new accounting costs that are involved for the foreign banks to provide banking services to US citizens while complying with the new IRS reporting requirements, many foreign banks have simply refused to 'voluntarily' comply. This has resulted in some existing foreign bank accounts involving US citizens to be closed, in some new foreign bank accounts involving US citizens no longer being offered, as well as denial of banking services ( i.e wire transfers ) involving US citizens, by some foreign banks.

    Arguably, Payza has already been hit with the need to find a different foreign bank to perform wire transfers involving US citizens because their previous foreign bank is refusing to 'voluntarily' comply with the new IRS requirements. While i don't know this for a fact where SM and/or SM payment processors is concerned, it's a distinct possibility that other foreign banks are similarly refusing to 'voluntarily' comply with the new IRS requirements as well, leaving some foreign payment processors 'scrambling' to make new arrangements with different foreign banks. The 'timing' is highly coincidental as well, since enforcement measures against foreign banks who continue to provide banking services to US citizens without 'voluntarily' complying with the new IRS automatic reporting requirements are slated to begin on January first.

    As i pointed out in the Payza thread, in the very worst case, US camgirls could still receive and cash paper checks from foreign webcam hosts. Also, certain payment processors that make use of MasterCard or Visa debit cards can side-step the foreign bank wire transfer to US citizen bank account issue because MasterCard or Visa are essentially able to transfer funds between an offshore MasterCard / Visa account and a US based Mastercard / Visa account.
    Thanks for the clarification.

    I was just thinking in terms of one USA bank to another, since Streamates bank is Plaza Bank in Seattle WA, and the OP is in NJ.

    Quote Originally Posted by Cam_Model_Jess View Post
    My check was actually late this week, which has only happened to me a few times. I kind of figured it was because mail is slower right now.

    Sarah, that's not a bad idea about switching to FedEx for the holiday season. I'm going to consider that, especially since I don't have to pay taxes on the fee (doesn't count as income).
    You're right, they report your income after the fees so you don't even have to worry about it.
    xoxo ~ Sarah




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    Default Re: Streamate Wire Transfer!

    Quote Originally Posted by SarahTime View Post
    This is why I start getting FedEx as my payment starting a week or so before Thanksgiving. The mail is just too unpredictable until after the New Year.

    This is so smart! Thanks so much for this suggestion, Im waiting on 2 checks (not SM) that usually shouldve arrived like a week ago and it always happens around this time of the year and I didnt realize there was a clear solution except bitching at my empty mailbox year after year, lol. Thanks Sarah





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    Default Re: Streamate Wire Transfer!

    I haven't received my check either for the week November 18th either, and it doesn't show in the payment history tab that they sent it. I'm on a one week pay delay so something is up. I just messaged them today.

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    Default Re: Streamate Wire Transfer!

    Quote Originally Posted by roast View Post
    I didnt realize there was a clear solution except bitching at my empty mailbox year after year, lol. Thanks Sarah
    Yah, okay- it's Thursday- I better get my freakin check today!
    I don't like that Wire Transfer and FedEx cost extra money. MFC does direct deposit for free- why can't SM???

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    Default Re: Streamate Wire Transfer!

    My check, which usually comes on Mondays (Saturday if I'm really lucky), came on Tuesday...so a day late..that I can handle.


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