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Thread: Loaning the customer money

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    Default Loaning the customer money

    Another question for the dancers please:

    Recently I was in a favorite club sitting with two beautiful dancers that I really did not know very well. Having been there a couple hours already, I mentioned my dwindling funds resulting in the need for me to depart soon. To my surprise, both dancers offered to loan me a tangible amount of money so I could stay and keep partying. I gracefully declined the generous offer.

    Obviously the loaned money would have gone right back into their G-Strings but the fact they barely knew me and were still willing to loan a decent amount of cash to me was very surprising...hell...even moving. To be clear though, I do frequent the club and have had several dances from the ladies but we never exchanged numbers or really talked much.

    Are you willing to loan money to customers and what conditions would you do that?

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    God/dess shanna dior's Avatar
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    Default Re: Loaning the customer money

    Fuck no. Those chicks are stupid because there's no way to guarantee you'd return with the money they loaned you at a later date.


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    Default Re: Loaning the customer money

    Or you were being set-up for something much worse.

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    Default Re: Loaning the customer money

    Theyre actually pretty smart. I think they did a very smart and acceptable thing.

    its standard in many industries. For example, jewelry merchant buys gold from manufacturer but only pays up later, without contracts even. But of course theyre screened.

    in this case, youre a regular. They probably have seen you and know about you.

    theres always a risk but its much smaller than one might think if you screen and choose right. Like when products offer a free refund and you keep product. One might think that people would totally abuse that but a very small percentage do, which ends up being very good business.

    Plus without the money physically leaving your hand youre much more likely to spend more.

    And if its a slow night theyre not losing anything.

    Get these girls an MBA

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    God/dess rickdugan's Avatar
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    Default Re: Loaning the customer money

    Quote Originally Posted by shanna dior View Post
    Fuck no. Those chicks are stupid because there's no way to guarantee you'd return with the money they loaned you at a later date.
    Exactly. A strip club customer is generally a horrible credit risk. You don't know when he will be back, if at all, and any loyalty that he has only extends as long as it takes for some other girl to catch his attention. Also, paying back a dancer for services already rendered is not likely to be high on his priority list, particularly as the dancer is selling a purely discretionary service and has virtually no recourse in enforcing repayment of the "loan."

    And let's not also forget the fact that, all too often, a customer who is looking for credit is doing so because he is tapped and is trying to squeeze out one last hurrah before he fades away for some indeterminable period of time.

    Heck, we recently had a blue on here posting about how he owed a dancer several hundred dollars for services rendered and felt good about getting one over on her. He had a revisionist moment when he received adverse reactions to his comments and deleted the details, but let that serve as object lesson about the risks of extending credit to a strip club customer.
    Last edited by rickdugan; 12-06-2012 at 09:08 AM.

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    Veteran Member missykrissy's Avatar
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    Default Re: Loaning the customer money

    Is the OP some kind of joke?
    I can't believe this ever happened....

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    Default Re: Loaning the customer money

    those girls must of been pretty wasted....

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    Default Re: Loaning the customer money

    Absolutely not.
    Never.
    Not in a million years.
    Nope.
    Fuck that.

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    Default Re: Loaning the customer money

    Quote Originally Posted by missykrissy View Post
    Is the OP some kind of joke?
    I can't believe this ever happened....
    lol! It's true. It has never happened to me before that is why I am posting about it. Perhaps it is some kind of "loan hustle" I've never heard of before
    The loan offer was unsolicited and the ladies were sober.

    In this case the Dancers were smart in making the offer because they instantly became my favs in the club. From now on they will be first I look for and I will tip them generously.

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    Default Re: Loaning the customer money

    Quote Originally Posted by Plopplop View Post
    Theyre actually pretty smart. I think they did a very smart and acceptable thing.
    its standard in many industries. For example, jewelry merchant buys gold from manufacturer but only pays up later, without contracts even. But of course theyre screened.
    in this case, youre a regular. They probably have seen you and know about you.
    Congratulations! Comparing jewelry merchants to customers in a strip club is one of the more outlandish examples of clueless logic I've seen here on SW. Vendors in high profile industries risk being black-balled within the industry and arrested for theft if they welch on extended credit. Please tell me when the last time was that you read about a strip club customer being arrested for welching on a deal to lap now and pay later? The dancer is taking a huge risk doing something like this. If the guy doesn't pay the only recourse she really has is to tell the other girls in the club to stay away from him and, by doing that, she has to admit to the other dancers how stupid she was in the first place.

    Quote Originally Posted by Plopplop View Post
    theres always a risk but its much smaller than one might think if you screen and choose right. Like when products offer a free refund and you keep product. One might think that people would totally abuse that but a very small percentage do, which ends up being very good business.
    Please tell me what statistics you have regarding the percentage of customers in strip clubs who buy lap dances on credit and actually pay-up later. Right, there are none of course so you have no business assuming what the percentage of risk is.

    Quote Originally Posted by Plopplop View Post
    Plus without the money physically leaving your hand youre much more likely to spend more.
    This is the first correct assumption you have made here. Of course, he hasn't actually spent anything until he pays it back....please see above....

    Quote Originally Posted by Plopplop View Post
    And if its a slow night theyre not losing anything.
    Huh? They're dancing for free. Selling dances is how they make their living. Congratulations on insulting every dancer in every strip club in the world by saying that the service she sells isn't worth anything.

    Quote Originally Posted by Plopplop View Post
    Get these girls an MBA
    Just give them yours, clearly you have one right?

    Next!

    Quote Originally Posted by Lone_Wolf View Post
    In this case the Dancers were smart in making the offer because they instantly became my favs in the club. From now on they will be first I look for and I will tip them generously.
    But will you actually buy any dances? After all, as misguided as their efforts were they were only doing it in the hopes that you would buy dances, actually pay them back on your next visit, and buy more dances!
    Quote Originally Posted by Katrine View Post
    yoda, I want you so bad it aches in the swimsuit area.
    Quote Originally Posted by Sophia_Starina View Post
    Sophia_Starina is a sensible stripper...Naked all the way.....
    Quote Originally Posted by tempest666 View Post
    Double team! 2 latinas with big tits!!

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    Default Re: Loaning the customer money

    Sounds like the girls took a calculated risk on a regular, figured it was (some high number)% likely he would pay ot back....meaning they get money for free later.

    However...since he was honorable and took no money...double win for them

    No cash outlay and a (better) customer for longer time

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    Default Re: Loaning the customer money

    Quote Originally Posted by yoda57us View Post
    But will you actually buy any dances? After all, as misguided as their efforts were they were only doing it in the hopes that you would buy dances, actually pay them back on your next visit, and buy more dances!
    Well, these ladies are two of the hottest and sweetest in the club. I will be getting dances from them regardless. I suspect I'll probably get more dances and tip more on stage because of this. They successfully created an illusion of trust of with me and I'm a sucker for that no matter how pathetic and misguided it is.

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    Default Re: Loaning the customer money

    Quote Originally Posted by yoda57us View Post
    Congratulations! Comparing jewelry merchants to customers in a strip club is one of the more outlandish examples of clueless logic I've seen here on SW. Vendors in high profile industries risk being black-balled within the industry and arrested for theft if they welch on extended credit. Please tell me when the last time was that you read about a strip club customer being arrested for welching on a deal to lap now and pay later? The dancer is taking a huge risk doing something like this. If the guy doesn't pay the only recourse she really has is to tell the other girls in the club to stay away from him and, by doing that, she has to admit to the other dancers how stupid she was in the first place.
    can a discussion take place without people flexing their cyberbiceps everytime?

    Dancers take business and sales ideas from different fields, ive seen that in the forum.

    Anyway, in a lot of countries these transactions are not regulated and the only thing they risk is as you said, getting blackballed within that circle.



    Please tell me what statistics you have regarding the percentage of customers in strip clubs who buy lap dances on credit and actually pay-up later. Right, there are none of course so you have no business assuming what the percentage of risk is.
    Reread what you commented on. I gave an example of an offer that creates trust in another field, and mentioned percentage in relation to that. And yes i do have those.

    Not unreasonable to draw inspiration ( but not correlation necessarily) from that.



    Huh? They're dancing for free. Selling dances is how they make their living. Congratulations on insulting every dancer in every strip club in the world by saying that the service she sells isn't worth anything.
    lol. Relax. I gave a similar advice to a lawyer friend about people who needed consultation about a sale a month ago. He had the time and it was highly unlikely that theyd bail on paying out.


    And no, no mba.

    anyway, whatyou clearly missed is the word screening that i used.

    lone wolf said it was his favorite club so he likely has a good reputation of decent behavior there.

    That coupled with potentially knowing a vague idea about his financials/job, makes it a very calculated risk that theyre taking, and as long as theyre smart enough to screen right, its one thati think is smartt and will pay off for them.
    Im not recommending every dancer do this with every customer.

    unconventional little practices like that are what gives some an edge in a competitive field while all others deride and dismiss it.



    Lone wolf, enjoy their company. I like them already.

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    Default Re: Loaning the customer money

    I had a customer ask me for a loan and nope wouldn't do for even a regular. That's poor business sense.

    Quote Originally Posted by rickdugan View Post
    Exactly. A strip club customer is generally a horrible credit risk. You don't know when he will be back, if at all, and any loyalty that he has only extends as long as it takes for some other girl to catch his attention. Also, paying back a dancer for services already rendered is not likely to be high on his priority list, particularly as the dancer is selling a purely discretionary service and has virtually no recourse in enforcing repayment of the "loan."

    And let's not also forget the fact that, all too often, a customer who is looking for credit is doing so because he is tapped and is trying to squeeze out one last hurrah before he fades away for some indeterminable period of time.

    Heck, we recently had a blue on here posting about how he owed a dancer several hundred dollars for services rendered and felt good about getting one over on her. He had a revisionist moment when he received adverse reactions to his comments and deleted the details, but let that serve as object lesson about the risks of extending credit to a strip club customer.
    That is horrible and I missed those comments but I hope he got it as worse as possible.

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    Default Re: Loaning the customer money

    Quote Originally Posted by Plopplop View Post
    can a discussion take place without people flexing their cyberbiceps everytime?
    What fun would that be?

    I think we all agree that the dancers in question here took a calculated risk. Clearly I don't think it was a good idea or a smart way to do business when you make your living as an exotic dancer. As a guy who has been going to clubs since the 80's, patronized hundreds and befriended dozens of dancers over the years I can tell you that what these two ladies offered was rare. Very rare. Since the OP was smart enough to turn down their offer (very smart) I'm assuming that he also would have been man enough to pay-up if he had gone through with it. That is also very rare. I don't pull punches with my opinions here. When customers start comparing dancing to just about any other occupation in the world I have to laugh. Trust me, the ladies are laughing too.
    Quote Originally Posted by Katrine View Post
    yoda, I want you so bad it aches in the swimsuit area.
    Quote Originally Posted by Sophia_Starina View Post
    Sophia_Starina is a sensible stripper...Naked all the way.....
    Quote Originally Posted by tempest666 View Post
    Double team! 2 latinas with big tits!!

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    Default Re: Loaning the customer money

    Quote Originally Posted by yoda57us View Post
    What fun would that be?
    lol. Fair enough.


    I think we all agree that the dancers in question here took a calculated risk. Clearly I don't think it was a good idea or a smart way to do business when you make your living as an exotic dancer. As a guy who has been going to clubs since the 80's, patronized hundreds and befriended dozens of dancers over the years I can tell you that what these two ladies offered was rare. Very rare.
    I understand that. Like i said, i dont recommend that a dancer do that with an unknown or semi-unknown, or regular with burger grease on his wifebeater, or whatever it is.
    however, for some carefully screened relatively known customers, its a very smart idea.

    Since the OP was smart enough to turn down their offer (very smart) I'm assuming that he also would have been man enough to pay-up if he had gone through with it. That is also very rare.
    Once you apply certain screening criterias,
    1- regular
    2- historyof respectful behavior
    3- spends relatively well
    4- has a solid financial status.

    id say the expected value of such a tactic is very positive, and the minority of flakes will be largely offset by the gains from the others


    I don't pull punches with my opinions here. When customers start comparing dancing to just about any other occupation in the world I have to laugh. Trust me, the ladies are laughing too.
    oh but i wasnt comparing the occupations. Of course not. Just one tactic from each.

    Just like when a dancer borrows a sales technique from other fields.
    or a conversation ruse from psychology.
    or she may chose to give a customer a 2 for 1 or free extra dance or whatever.

    now of course dancers can disagree that such a tactic is good, but i dont think its ridiculous to consider at all.

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    God/dess shanna dior's Avatar
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    Default Re: Loaning the customer money

    Quote Originally Posted by Plopplop View Post
    Once you apply certain screening criterias,
    1- regular
    2- historyof respectful behavior
    3- spends relatively well
    4- has a solid financial status.

    id say the expected value of such a tactic is very positive, and the minority of flakes will be largely offset by the gains from the others
    No, never. No matter how loyal of a regular, how respectful they've been in the past, how much they've spent, or how much money they tell me they have (it's not like I can confirm their salary and contents of their bank account), I would never ever let them get away without paying for even one lap dance. Not having the money on you or available by card is the same thing to me as not having it at all and it's never worth the risk, so stop trying to convince us that it is. This isn't the same thing as borrowing a sales technique from another field because this isn't a sale - it's a free lap dance (or more) with the misguided hope that it will be repaid at a later date. I get that you're not a dancer and so you have a very different view of customers than we do, but if you were in our shoes, you'd understand that it IS too ridiculous to ever consider.

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    Default Re: Loaning the customer money

    Quote Originally Posted by shanna dior View Post
    No, never. No matter how loyal of a regular, how respectful they've been in the past, how much they've spent, or how much money they tell me they have (it's not like I can confirm their salary and contents of their bank account), I would never ever let them get away without paying for even one lap dance. Not having the money on you or available by card is the same thing to me as not having it at all and it's never worth the risk, so stop trying to convince us that it is. This isn't the same thing as borrowing a sales technique from another field because this isn't a sale - it's a free lap dance (or more) with the misguided hope that it will be repaid at a later date.
    Free/ extra / repaid later products are used as sales techniques, which is what i ment.
    I get that you're not a dancer and so you have a very different view of customers than we do, but if you were in our shoes, you'd understand that it IS too ridiculous to ever consider.
    I realise that and would never claim that i know, but those two ARE dancers and pinups4 in this thread is too ( i assume)

    I realise strip clubs attract some big ratio of shady individuals, but for example bars and pubs which have a higher than normal shady clientele as well sometimes offer tabs for their trusted regulars as well. ( there i go comparing again)

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    Default Re: Loaning the customer money

    Quote Originally Posted by Plopplop View Post
    I gave an example of an offer that creates trust in another field, and mentioned percentage in relation to that. And yes i do have those.
    Quote Originally Posted by Plopplop View Post
    oh but i wasnt comparing the occupations. Of course not. Just one tactic from each.
    Um, sorry, but this is comparing occupations...

    Quote Originally Posted by Plopplop View Post
    I understand that. Like i said, i dont recommend that a dancer do that with an unknown or semi-unknown, or regular with burger grease on his wifebeater, or whatever it is.
    however, for some carefully screened relatively known customers, its a very smart idea.

    Once you apply certain screening criterias,
    1- regular
    2- historyof respectful behavior
    3- spends relatively well
    4- has a solid financial status.

    id say the expected value of such a tactic is very positive, and the minority of flakes will be largely offset by the gains from the others
    Quote Originally Posted by Lone_Wolf View Post
    Recently I was in a favorite club sitting with two beautiful dancers that I really did not know very well.
    Carefully screened? Relatively known? Regular? Respectful? Good spender? Solid financial status? I don't see how, based on his own words, our hero fits the bill here. At best he was a semi-unknown...

    You are trying to set-up a perfect scenario under which a dancer could, with relative confidence, give dances on credit. I submit that no such perfect scenario even comes close to existing in a strip club. If a dancer wants to roll the dice on something like this it's certainly her prerogative but it's not a sales technique that most dancers agree with.
    Quote Originally Posted by Katrine View Post
    yoda, I want you so bad it aches in the swimsuit area.
    Quote Originally Posted by Sophia_Starina View Post
    Sophia_Starina is a sensible stripper...Naked all the way.....
    Quote Originally Posted by tempest666 View Post
    Double team! 2 latinas with big tits!!

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    Default Re: Loaning the customer money

    Quote Originally Posted by Plopplop View Post
    I realise that and would never claim that i know, but those two ARE dancers and pinups4 in this thread is too ( i assume)
    Pinups4 is a male.
    Quote Originally Posted by Katrine View Post
    yoda, I want you so bad it aches in the swimsuit area.
    Quote Originally Posted by Sophia_Starina View Post
    Sophia_Starina is a sensible stripper...Naked all the way.....
    Quote Originally Posted by tempest666 View Post
    Double team! 2 latinas with big tits!!

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    Default Re: Loaning the customer money

    Like i said, i was comparing one tactic from each. If that counts as comparing occupation, then like i mentioned, ive seen dancers do that plenty of times here so i dont think its ridiculous.

    I dont think im creating a perfect unbelievable scenario.

    If you have a decent customer whos been respectfully and regularly coming for a year or some time, and has likely spent thousands and thousands, taking the calculated risk that hes good for a couple of hundreds or whatever isnt unreasonable.

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    Default Re: Loaning the customer money

    Quote Originally Posted by yoda57us View Post
    Pinups4 is a male.
    Im never going to thailand

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    Default Re: Loaning the customer money

    Quote Originally Posted by Plopplop View Post
    I dont think im creating a perfect unbelievable scenario.
    I agree.
    Quote Originally Posted by Plopplop View Post
    If you have a decent customer whos been respectfully and regularly coming for a year or some time, and has likely spent thousands and thousands, taking the calculated risk that hes good for a couple of hundreds or whatever isnt unreasonable.
    If only just one dancer posting here agreed with you...
    Quote Originally Posted by Katrine View Post
    yoda, I want you so bad it aches in the swimsuit area.
    Quote Originally Posted by Sophia_Starina View Post
    Sophia_Starina is a sensible stripper...Naked all the way.....
    Quote Originally Posted by tempest666 View Post
    Double team! 2 latinas with big tits!!

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    Default Re: Loaning the customer money

    Lone wolf, bring a laptop to club next time and sign them up here.

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    Default Re: Loaning the customer money

    Would I at least get an I.O.U? ..Ahhh I can't even take this question seriously but I shall try. Dancing on an individual scale isn't "legitimate" on the books business so unless you have some serious leverage over your customer, this is a HORRIBLE idea. The only way other businesses are able to loan services and products are because everything is "on the books" and they can easily sue or go after the second party if they aren't repaid. And the law would back them up because they'd have paperwork, signatures, agreements, ect. Lets be realistic, very few customers would actually come back and pay it. This is a job not charity work! A better idea would be to head to a bar and hand out free clothed lapdances, at least then you'd end up with some free drinks.

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