So, I have been doing a lot of research into credit lately and have learned that one of the ways to improve my score is to have different types of loans (as I'm sure most of you know). Right now I just have revolving debt (aka credit cards) so I'd like to diversify by getting an installment loan.
However, the traditional types of installment loans are for cars, student loans, and mortgages. I don't need the car loan or student loan, and the mortgage is what I'd like to qualify in the future for.
So, I'm trying to think of ideas for alternative installment loans that I could get.
The only one I can think of that would actually be of use to me is Lasik eye surgery (NOT using Care Credit, since that shows as a revolving line).
I don't really have any other big purchases planned, and don't want to pay a lot in financing costs just to improve my credit, so I feel like Lasik is a good option, but was wondering if anyone else had any ideas.




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