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Thread: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

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    Question Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Went to get back x-rays, due to all the exteme pain I've been having (have previous threads regarding this pain caused by severe arthritis, and scoliosis).
    I haven't had an x-ray since 1995, so I was really NOT surprised to find out that my disks are also degenerated, and my curvature and arthritis have worsened.
    Then the doctor asked me if I still have my gallbladder? My response, "Um, Yes, (unless someone stole it from me in the night). Why do u ask?" He pointed to something in the x-ray, which can only be described as something that looks like the metal pull top on a soda can. He said that I should get it checked out by a specialist. I asked him what the symptoms would be if it were a gallstone,and luckily i don't have any of those. but, of course that could change.
    With no insurance, it's just not going to be my top priority now.
    Don't know how much longer I will be able to do ANY type of work, and it's already becoming more difficult to cam, because of my back pain.
    Just wondering, before I start the process of trying to get assistance from the government, etc., if any of You gals are able to work and collect. (Or have You been turned down due to having a job?).
    Since my cam earnings are always reported on my taxes, It would be clearly noted when applying.
    I don't have the slighest idea how to go about this, or even to get food stamps, etc.
    I would love feedback, from only those living in the US, since that's where I live.
    P.S. I don't have the money to hire an attorney, so I'm on my own.
    Feel free to P.M. me if You don't want to post info here.
    Thanks so very much.
    Glam

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    Veteran Member twistedprincess's Avatar
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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Hey GM, I'm sorry to hear about your back. Depending on where you live there are many insurance programs you can get on to help you and next year IF "Obamacare" goes in to effect fully you will not be denied due to preexisting conditions.

    Here are some already existing posts on camming while on disability.

    http://www.stripperweb.com/forum/sho...-SS-disability
    http://www.stripperweb.com/forum/sho...nd-overwhelmed! (it is talked about in this thread)
    http://www.stripperweb.com/forum/sho...model-s-income
    http://www.stripperweb.com/forum/sho...h-Issues-Diary and it is mentioned in this thread

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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Glam,
    I hope you get better!

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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    I've never been on disability (though I'm 99% sure I could if I really wanted to), but I think you need a really good lawyer in order to prove that you are too sick/in pain/suffering in order to work a normal job. Its practically required for disabilities you can't physically see (arthritis, autoimmune, mental, etc). I'm not sure you'd need it for your degeneration issue though. You might though, in order to prove its so bad that you can't work enough.

    Onc
    e you have that, you're pretty much set. I think you just aren't supposed to make over a certain amount per month from any other source of non-disability income. So just only work enough to stay under that amount. Although, I'm not entirely sure how it works with self-employed people because the only people I know who have been on disability had hourly jobs.

    How
    ever, I could see issues with this as disability could put a cap on how much money you can earn. So say you make 60k/year from camming. Well disability might only pay you 36k, and then, because you aren't allowed to work very many hours per week (since that's supposed to be the reason why you went on disability in the first place), maybe they won't let you make more than 10k/year camming without you being kicked of disability with disproving that you are too sick/in pain/suffering to work.

    Again, I'm not
    entirely how it works with self-employment because I don't know anyone with jobs like ours whose on it. I briefly looked into it when I was really sick, but opted against it because the income cap on how much I could earn didn't outweight what I'm able to make right now for the amount of time I work.

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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    I also want to add... a better solution (what I did) might be to just rack up a ton of medical debt. Get every surgery and procedure out of the way. (This is hard because obviously arthritis is degenerative and continually gets worse over time, but it might still be worth the risk). Who cares how much you rack up in debt. And then, assuming you don't really own any assets (a car might be okay), you could declare it all in chapter 7 bankruptcy and then owe nothing.

    Basically, bankruptcy isn't bad, and its only credit card companies that make up lies about it. You can get a credit card right after you file, your credit isn't destroyed (and you can get most of the bad stuff off your credit reports if you challenge it & its been discharged in bankruptcy), you can still get loans just at slightly higher rates. The biggest challenge you'll face is renting immediately after you file because most large rental agencies automatically reject new bankruptcies.

    Anyway, just an option.

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    Veteran Member JackAlexander's Avatar
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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Quote Originally Posted by GlamourRouge View Post
    Basically, bankruptcy isn't bad, and its only credit card companies that make up lies about it. You can get a credit card right after you file, your credit isn't destroyed (and you can get most of the bad stuff off your credit reports if you challenge it & its been discharged in bankruptcy), you can still get loans just at slightly higher rates. The biggest challenge you'll face is renting immediately after you file because most large rental agencies automatically reject new bankruptcies.
    I had an ex-hubby who left me with $50k in debt... I bought a nice $10k car a month later (high interest - but I refinanced a year later). I filed in 2002, I have done nothing but pay my bills on time and have revolving credit and an auto loan. My credit is still not so great - for NO REASON IMHO!!! I have been perfect ever since.


    The only thing I have found is that you have to buy credit. The lower your score the more interest you pay. I never want another credit card as long as I live.

    Filing bankruptcy lowers your score by 200 points. If you are behind 2 months then your score is going to fall drastically anyway. Might as well relieve your stress and file.
    Quote Originally Posted by Marina Starr View Post
    "....because all that hotness should be shared and not go to waste".

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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Quote Originally Posted by JackAlexander View Post
    I had an ex-hubby who left me with $50k in debt... I bought a nice $10k car a month later (high interest - but I refinanced a year later). I filed in 2002, I have done nothing but pay my bills on time and have revolving credit and an auto loan. My credit is still not so great - for NO REASON IMHO!!! I have been perfect ever since.


    The only thing I have found is that you have to buy credit. The lower your score the more interest you pay. I never want another credit card as long as I live.

    Filing bankruptcy lowers your score by 200 points. If you are behind 2 months then your score is going to fall drastically anyway. Might as well relieve your stress and file.
    I've been out almost a year and have raised my score like 150 points. You just have to challenge everything bad on your report. And you need to get the Capitol One secured mastercard and/or the orchard bank secured card. And then get a gas card. And then the target and/or best buy card. And then the Barclay's apple or virgin america card. All of those are bankruptcy friendly and listed (roughly) from the easiest to get to the hardest. You can charge $5 a month on each account, and not only will your credit be in the 700s within a year and a half, you also won't owe anything if you are only charging like $5 on each card and paying it off each month to build credit history. You can't not own credit cards and expect to have good credit history.

    Filing bankruptcy does not lower your score. It raised mine immediately.

    The best book (and its a how-to book) on this subject material is "Hidden Credit Repair Secrets" - I have the 2nd edition and it has worked wonders. So many hacks.

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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Glam, I hope you get better too. I used to be on medicaid and now I can't get medicaid because I make too much camming and I also have a child. So I have no health insurance and cannot afford it. I'm going to wait until October 13,2013 to apply for the universal health care. That should help you with getting medical. I do not know about disability. Try this site maybe it can help you http://www.health.ny.gov/community/disability/.

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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Quote Originally Posted by GlamourRouge View Post
    I also want to add... a better solution (what I did) might be to just rack up a ton of medical debt. Get every surgery and procedure out of the way. (This is hard because obviously arthritis is degenerative and continually gets worse over time, but it might still be worth the risk). Who cares how much you rack up in debt. And then, assuming you don't really own any assets (a car might be okay), you could declare it all in chapter 7 bankruptcy and then owe nothing.

    Basically, bankruptcy isn't bad, and its only credit card companies that make up lies about it. You can get a credit card right after you file, your credit isn't destroyed (and you can get most of the bad stuff off your credit reports if you challenge it & its been discharged in bankruptcy), you can still get loans just at slightly higher rates. The biggest challenge you'll face is renting immediately after you file because most large rental agencies automatically reject new bankruptcies.

    Anyway, just an option.
    I've seen you suggest this several times lately GR, and girl I love your posts and I always usually agree with what you say, but I finally feel like I should say that I think this is SUPER shitty advice.

    I mean think about it, things like this contribute to why health care is SOOOOO expensive in the first place! You are suggesting that people rack up thousands upon thousands of dollars from using the services of professionals, and then not pay for any of it. SOMEONE eventually pays for that, through insurance costs rising, procedure costs rising, etc. I just really think it's awful thing to suggest that other people do, because it hurts everyone, especially those of us that do pay for their health care.

    I mean absolutely no offense and I'm not trying to be judgmental, I realize people do desperate things in desperate situations but I just.... I think this is really bad advice.
    xoxo ~ Sarah




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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    As far as disability is concerned, it would be my logical guess that if you are disabled enough to take money from taxpayers aka the government, then you are too disabled to earn money camming. I mean, you would be on disability because you cannot work so that means.... you cannot work? I am not really sure about the specifics, that is just my assumption. Not to mention it would wrong to collect money from taxpayers because you are "too disabled to work" while actually still working a job that brings in as much as camming.

    Here's a link with some good info:

    http://www.disabilitysecrets.com/page1-13.html
    xoxo ~ Sarah




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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Quote Originally Posted by SarahTime View Post
    I've seen you suggest this several times lately GR, and girl I love your posts and I always usually agree with what you say, but I finally feel like I should say that I think this is SUPER shitty advice.

    I mean think about it, things like this contribute to why health care is SOOOOO expensive in the first place! You are suggesting that people rack up thousands upon thousands of dollars from using the services of professionals, and then not pay for any of it. SOMEONE eventually pays for that, through insurance costs rising, procedure costs rising, etc. I just really think it's awful thing to suggest that other people do, because it hurts everyone, especially those of us that do pay for their health care.

    I mean absolutely no offense and I'm not trying to be judgmental, I realize people do desperate things in desperate situations but I just.... I think this is really bad advice.
    I can justify this for many reasons.

    First, this debt is written off by the company. Its a tax writeoff. So it doesn't necessarily burden the company that much, if at all, because they can sell it to a collections agency and make a profit as well. No one is holding a gun to the collection agencies head. They choose to buy it.

    Second, it is better to get your medical care done and over with, and then be a productive member of society right? The sooner you are back on your feet, the sooner you can start earning (or aiming to earn) those 6 figures every year. Which you couldn't do if you need medical care and/or are in pain because you can't get it.

    Third, her other option is to go on disability. Ummm... isn't that money coming from someone's pocket anyway? Disability payments for the rest of your life add up and someone has to pay for those too right? And its not you if you're the one collecting it.

    Fourth, hospitals don't routinely perform major surgeries that aren't absolutely necessary- especially when you're not paying upfront or you don't have amazing insurance (or any insurance at all of course!)

    Fifth, are you really going to question this debate if you are talking about your own quality of life? Maybe its easy for you to get angry at this argument because you've never been the one laying in bed in pain unable to work at all due to pain or injury (especially arthritis, I have been there). But its not as simple as just opting against it. If you have the opportunity, you should take it. Who cares who pays for it, you legitimately need the care or you will get worse.

    Sixth, lets see you say the same thing to your child, if, god forbid, this ever happens to your child. Its not something you just put off. Its something you treat asap. You don't sit there and thing "gee, well I don't want my little daughter to be a burden to society, so I'm going to opt against medical care while she lays there in pain unable to be a productive child and/or member of society."

    Seventh, you've paid taxes before. This is what things like that pay into.


    I stick by my argument 100%.

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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Quote Originally Posted by SarahTime View Post
    As far as disability is concerned, it would be my logical guess that if you are disabled enough to take money from taxpayers aka the government, then you are too disabled to earn money camming. I mean, you would be on disability because you cannot work so that means.... you cannot work? I am not really sure about the specifics, that is just my assumption. Not to mention it would wrong to collect money from taxpayers because you are "too disabled to work" while actually still working a job that brings in as much as camming.
    I can see now, you really have no idea how arthritis works. While you may be able to work/cam for months at a time with no problem, you may wake up one day and all of a sudden not be able to move for a month. That's how it works. So while one may appear (or even be) healthy enough to cam, if your flare-ups are prone to being long, intense, or common, I think disability is a perfectly legitimate option. It just depends on your body, and only the owner of the body will know how their health is, so I don't feel like its a fair assumption to assume its not a good fit if you still *can* work *sometimes*.

    That being said, I have no experience with scoliosis or major back issues (my experiences have all been autoimmune or arthritis-related), but I imagine it would only add to the issue because I hear back pain comes and goes as well.

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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Quote Originally Posted by GlamourRouge View Post
    I can justify this for many reasons.

    First, this debt is written off by the company. Its a tax writeoff. So it doesn't necessarily burden the company that much, if at all, because they can sell it to a collections agency and make a profit as well. No one is holding a gun to the collection agencies head. They choose to buy it.

    Second, it is better to get your medical care done and over with, and then be a productive member of society right? The sooner you are back on your feet, the sooner you can start earning (or aiming to earn) those 6 figures every year. Which you couldn't do if you need medical care and/or are in pain because you can't get it.

    Third, her other option is to go on disability. Ummm... isn't that money coming from someone's pocket anyway? Disability payments for the rest of your life add up and someone has to pay for those too right? And its not you if you're the one collecting it.

    Fourth, hospitals don't routinely perform major surgeries that aren't absolutely necessary- especially when you're not paying upfront or you don't have amazing insurance (or any insurance at all of course!)

    Fifth, are you really going to question this debate if you are talking about your own quality of life? Maybe its easy for you to get angry at this argument because you've never been the one laying in bed in pain unable to work at all due to pain or injury (especially arthritis, I have been there). But its not as simple as just opting against it. If you have the opportunity, you should take it. Who cares who pays for it, you legitimately need the care or you will get worse.

    Sixth, lets see you say the same thing to your child, if, god forbid, this ever happens to your child. Its not something you just put off. Its something you treat asap. You don't sit there and thing "gee, well I don't want my little daughter to be a burden to society, so I'm going to opt against medical care while she lays there in pain unable to be a productive child and/or member of society."

    Seventh, you've paid taxes before. This is what things like that pay into.


    I stick by my argument 100%.
    Like I said, I understand that people do desperate things in desperate situations... and I can see why a person would justify doing this as an absolute last resort after all other options have been exhausted... I just personally think it's bad advice to give UNTIL all other options have been fully exhausted. To tell someone they could do this makes it look WAAAAY too easy and might discourage from seeking other options first.

    As far as myself and my own children... well I bite the bullet and pay for private health insurance monthly. I realize that not everyone can do this, but there are other options to be explored first before racking up thousands of dollars with the intention of never paying any of it. Which I assume you looked into other options first (I hope?)... and I hope GM will also before taking this kind of advice. Like I said, it makes it look far too easy and discourages from trying to deal with it in a better way.
    xoxo ~ Sarah




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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Quote Originally Posted by SarahTime View Post
    You are suggesting that people rack up thousands upon thousands of dollars from using the services of professionals, and then not pay for any of it. SOMEONE eventually pays for that, through insurance costs rising, procedure costs rising, etc. I just really think it's awful thing to suggest that other people do, because it hurts everyone, especially those of us that do pay for their health care.
    And I really think this is one of the most tasteless things I have ever seen written on StripperWeb. Not only do most people not choose to not have health care, there is such thing as being denied for health care coverage due to pre-existing conditions, which is the root of all the hospital debt. Its not a choice, its a problem with the healthcare system that is done on purpose because they don't want to have to cover the costs of any medical treatment since they know it will be high. But its definitely not a choice for most.

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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Quote Originally Posted by SarahTime View Post
    Like I said, I understand that people do desperate things in desperate situations... and I can see why a person would justify doing this as an absolute last resort after all other options have been exhausted... I just personally think it's bad advice to give UNTIL all other options have been fully exhausted. To tell someone they could do this makes it look WAAAAY too easy and might discourage from seeking other options first.

    As far as myself and my own children... well I bite the bullet and pay for private health insurance monthly. I realize that not everyone can do this, but there are other options to be explored first before racking up thousands of dollars with the intention of never paying any of it. Which I assume you looked into other options first (I hope?)... and I hope GM will also before taking this kind of advice. Like I said, it makes it look far too easy and discourages from trying to deal with it in a better way.
    1.) What other option is there when you have gotten to the point that your increasingly degenerative disease has made it so you can no longer work normal hours needed in order to earn a living? lol

    2.) If your child had a pre-existing condition, chances are he/she will be denied for private health insurance. Again, its not a choice, its how the system is set up.

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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Quote Originally Posted by GlamourRouge View Post
    I can see now, you really have no idea how arthritis works. While you may be able to work/cam for months at a time with no problem, you may wake up one day and all of a sudden not be able to move for a month. That's how it works. So while one may appear (or even be) healthy enough to cam, if your flare-ups are prone to being long, intense, or common, I think disability is a perfectly legitimate option. It just depends on your body, and only the owner of the body will know how their health is, so I don't feel like its a fair assumption to assume its not a good fit if you still *can* work *sometimes*.

    That being said, I have no experience with scoliosis or major back issues (my experiences have all been autoimmune or arthritis-related), but I imagine it would only add to the issue because I hear back pain comes and goes as well.
    How can you see that I have no idea how arthritis works? Do I have it personally? No. Do I have several family members who do? Yes. I think I have a good understanding of how arthritis works....?

    I do not however, know how disability works. That's why I said my GUESS would be that you can't work while collecting it, but it appears from the article posted you can work SOME but not a lot. Great for GM, because camming means you can work whenever you can/want, I guess as long as you are not earning too much.
    xoxo ~ Sarah




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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Quote Originally Posted by GlamourRouge View Post
    And I really think this is one of the most tasteless things I have ever seen written on StripperWeb. Not only do most people not choose to not have health care, there is such thing as being denied for health care coverage due to pre-existing conditions, which is the root of all the hospital debt. Its not a choice, its a problem with the healthcare system that is done on purpose because they don't want to have to cover the costs of any medical treatment since they know it will be high. But its definitely not a choice for most.
    Look, I NEVER said it was a CHOICE. I said it hurts EVERYONE especially those that are paying for their health care. I never said it was a CHOICE to not have health care. I'm very well aware of pre-existing conditions and being denied coverage.... one of my own children has a pre-existing condition that sky rockets her rates... children can no longer be disqualified for pre-exisiting conditions but they sure as hell increase the rates.

    You are making the assumption that I'm dumb enough to think that people don't have health insurance by choice, I never said that. I don't think that. I don't live under a rock for Christ's sake. But the fact of the matter is that health insurance rates DO increase partly because of things like this.

    I'm not going to argue back and forth with you on this. It's a matter of personal opinion. I stand by mine, you stand by yours. That's fine, but there's no reason to get nasty and start picking apart every single thing I say. I will say AGAIN, I mean no offense, I just think it's bad advice.
    xoxo ~ Sarah




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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Quote Originally Posted by SarahTime View Post
    But the fact of the matter is that health insurance rates DO increase partly because of things like this.
    Its life, and we all will deal with it. It could happen to you, or anyone you know at any time. Regardless of how much they make (well, unless its like 250k+/year). Cancer? Things like that aren't cheap. And even with medical insurance you'd still probably be 6 figures deep in medical debt by the time its over.

    And plus, plenty plenty plenty of people are still forced to declare bankruptcy even with private medical insurance. Insurance doesn't cover a lot, and a lot of the time it maxes out at some point. Or when you are dropped from your insurance mid-way like I was? When you have a 6 figure bill on your credit and they are threatening to take your assets, you file. Its just how it is.

    In addition, you DO know that not every bankruptcy gets rid of debt right? You can declare chapter 13 bankruptcy and you still owe 100% of your debt, its just turned into a payment plan for you so your payments are manageable and you get to keep your assets. There are a million variables and a few types of bankruptcy, and I wouldn't be so quick to judge if I were you.

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    Yes, I am well aware of everything you are saying. Again, I am not a dumbass and I don't live under a rock.

    Quote Originally Posted by GlamourRouge View Post
    There are a million variables and a few types of bankruptcy, and I wouldn't be so quick to judge if I were you.
    I absolutely wasn't judging you or anyone else, I was simply saying I think it's bad advice to give.

    I will say, AGAIN, I realize people do desperate things (intentionally rack up thousands of dollars with no intent to pay) when they are in desperate situations (a lot of pain), I just simply think it's bad advice. That's it.
    xoxo ~ Sarah




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    Quote Originally Posted by SarahTime View Post
    I was simply saying I think it's bad advice to give.

    I will say, AGAIN, I realize people do desperate things (intentionally rack up thousands of dollars with no intent to pay) when they are in desperate situations (a lot of pain), I just simply think it's bad advice. That's it.
    As a sexworker (meaning as someone who is constantly judged by others for my occupation despite my own justifications for my choices), I just find it next to impossible to judge others for their choices or deem them "bad" when they don't align up with my own values, if they have reasoning behind it and are happy with their choices. And especially when it aids in achieving a better quality of life, which leads to being a more productive member of society.

  30. #21
    God/dess SarahTime's Avatar
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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Quote Originally Posted by GlamourRouge View Post
    As a sexworker (meaning as someone who is constantly judged by others for my occupation despite my own justifications for my choices), I just find it next to impossible to judge others for their choices or deem them "bad" when they don't align up with my own values, if they have reasoning behind it and are happy with their choices. And especially when it aids in achieving a better quality of life, which leads to being a more productive member of society.
    Yeah, I agree. I mean... how many times have I said now that I wasn't judging? Obviously you think I was despite me saying several times it was not my intent to judge, rather to say hey that's not the best advice. That doesn't mean I was judging. You remove the part of my quote where I say I'm not judging, to then say that it's not good to judge?

    I wasn't judging. If you choose to keep thinking I was despite me clarifying numerous times my intention, then... that's your choice.

    I think I've pretty much said all I have to say about this.
    xoxo ~ Sarah




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    Quote Originally Posted by SarahTime View Post
    Yeah, I agree. I mean... how many times have I said now that I wasn't judging? Obviously you think I was despite me saying several times it was not my intent to judge, rather to say hey that's not the best advice. That doesn't mean I was judging. You remove the part of my quote where I say I'm not judging, to then say that it's not good to judge?

    I wasn't judging. If you choose to keep thinking I was despite me clarifying numerous times my intention, then... that's your choice.

    Quote Originally Posted by GlamourRouge View Post
    As a sexworker (meaning as someone who is constantly judged by others for my occupation despite my own justifications for my choices), I just find it next to impossible to judge others for their choices or deem them "bad" when they don't align up with my own values, if they have reasoning behind it and are happy with their choices. And especially when it aids in achieving a better quality of life, which leads to being a more productive member of society.
    Quote Originally Posted by SarahTime View Post
    I'm not going to argue back and forth with you on this. It's a matter of personal opinion. I stand by mine, you stand by yours. That's fine, but there's no reason to get nasty and start picking apart every single thing I say. I will say AGAIN, I mean no offense, I just think it's bad advice.
    Quote Originally Posted by SarahTime View Post
    I will say, AGAIN, I realize people do desperate things (intentionally rack up thousands of dollars with no intent to pay) when they are in desperate situations (a lot of pain), I just simply think it's bad advice. That's it.

    I am choosing to withdraw myself from this conversation because words keep being put into my mouth that I then have to feel like I must clarify or defend. I still stand behind my comments 100%.

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    Default Re: Is Anyone Collecting Disability While Also Camming?~You can P.M. me if You'd like

    Okay, as a person with a disability I would like to say that disability is pretty much crap. I looked into it for myself and basically they want you to live at poverty level for the rest of your life. It affects how much you can make and how many hours you work.

    My first suggestion would be to learn as much as you can about what you have. Knowledge is going to be the difference between getting good care or terrible care, even if you have to see awful doctors.

    Second, pretty much anyone can get some form of insurance. I mean, here in cali at least, even illegal aliens are able to get some insurance. It's cheap, and you have to deal with county hospitals, but it's better than nothing. I don't know where you live, but I would definitely look into what you can get. Look at low-income stuff. Google is your best weapon. Go to the websites for the urgent care centers and the hospitals in your area. You can usually find some valuable information on there.

    And finally, your priority should be your health. The arthritis foundation has exercise classes for people with arthritis. I have arthritis, and I also teach one of these classes. It has been a life-send. Stick to a healthy diet. I have found that an anti-inflammatory diet does wonders for my body. And don't just stick with Dr. Weil's diet. I'm not too fond of him and how he tries to sell you all this stuff. There are other anti-inflammatory resources out there and some of them are lovely. Also, my doctor told me that stress is really bad for your health. That also includes other emotions, like extreme happiness. Because it adds stress on your body. It seems silly, but it also makes sense.

    Okay, I guess that last paragraph wasn't the last thing. You can sometimes find grants for people with certain diseases, usually through that disease's website. You can find free meds and all sorts of stuff. Like I said before, google is your best weapon. And there are always donation sites if you get really desperate. Just check to see how much they take out of what you make. Some websites will take about 10% of what you receive. So you might want to factor that into the costs.

    I really hope you find a way to get the surgeries you need. Remember that getting your body as healthy as you can will help immensely in the long run. It's work, but it's totally worth it. Okay, I swear this is the last thing: Really look into the exercise class I mentioned. You can find it through the arthritis foundation and most senior centers will have something similar. You'll be sitting with seniors, but I have seen it take people who were in wheelchairs because of arthritis and move them on to walkers. It's incredible to watch. The arthritis foundation has dvds you can buy. All exercises are done in a chair to prevent fatigue (unless you do the water class or the tai chi).

    Good luck

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    I currently work with the homeless and was previously a caseworker for woman trying to regain custody of their children, so this is a topic I am very familiar with. Taken from the Social Security Website-

    Can I work without losing my Social Security disability benefits?

    Special rules allow you to work temporarily without losing your monthly Social Security disability benefits. For example, our trial work period allows you to test your ability to work for at least nine months without losing benefits. As long as you remain disabled, you can get full Social Security disability benefits during those nine monthly no matter how much you earn.

    After your nine-month trial work period, we still provide a safety net that allows you to work another three years risk free. During those three years, you can work and still receive benefits for any month in which your earnings do not exceed these limits:

    $1,690 for blind individuals; or
    $1,010 a month if you are not blind.

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    Thanks Ladies for all the great resources! I will now do my homework on what my next step will be.
    Stay well! Glam

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