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Thread: webcamming and welfare - medicaid

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    Default webcamming and welfare - medicaid

    I'm thinking about applying for medicaid but I'm nervous about showing my streamate paystubs which vary each week by $100 or more. I don't know why I'm so nervous about it but I may not get child support for a couple months. I'm wondering if I should just find cheap healthcare and skip welfare. Any experience or comments appreciated. Sorry for my lack of details. I'm half awake lol

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    Veteran Member Noelle_Noir's Avatar
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    Default Re: webcamming and welfare - medicaid

    Don't withhold any info from Medicaid,it is considered welfare fraud.They will find out and arrest you,and then you wont be bale too get any help for a long time.They just had the news channel here ride along with the police catching people off guard and arresting them on the news for various welfare frauds.How embarrassing!

    Just go apply,they have different programs depending on your income level and how much you can pay,I am sure they will help you just don't commit any fraud.

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    Default Re: webcamming and welfare - medicaid

    Do what you need to do to take care of you and your family, especially if your child support is sporadic. What exactly makes you nervous about showing your pay stubs? Is it the adult nature of your job or the swings in earnings? They dont care what you do for a living they just want to know how much you make doing it. Just be prepared for your benefits to be adjusted according to your earnings. Not to be political but if you dont qualify for health care the new Obama Care ( not sure what else to call it ) kicks in in October so private insurance may be more affordable then.

    edited to ad - agree with above - dont hide anything - my city has a ton of welfare fraud cases on the court docket - it's just not worth it - be truthful

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    Default Re: webcamming and welfare - medicaid

    Yes its mostly showing adult work that I'm nervous about and I do a lot of indie stuff so my income varies a lot each week even and I don't have stubs for everything. I'm thinking it may be best if not easier to get my own insurance and may even look better in court - currently in a custody battle. Was never intending to lie about my earnings its just a pain to prove it and to do it each month has me reconsidering.

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    Default Re: webcamming and welfare - medicaid

    They might just ask for a job description and you can say something vague like internet content provider. (this is what my husband did when applying to the weatherization program to fix our broken heat pump). If they ask for more details then be truthful. It probably wont matter anyway the people that work for human services are usually not the judgemental types.

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    Default Re: webcamming and welfare - medicaid

    Hello seller. I am a mother of seven children and five of my children are on medicad. Don't worry..I turn in all my stubs and I don't have a issue with them. For me I just can't afford health insurance. I have checked into it quite often and still will check. I don't like to be on assistance anymore. My five children just got approved for another year on it. Just turn it in honey. When I filled out my paperwork I just put on it that I'm self employed and I copied all my check stubs from Streamate. My caseworker didn't even ask what I was doing. She just wanted the stubs. I know its scary. Ive been there and understand your feelings. Your not alone honey! I'm actually happy to see this post and I admire you asking. I have wanted to ask similar questions and always felt weird asking. My worker doesn't ask what I make each month. Its done yearly. If your on other assistance then it's probably different. My babies are just on medicad. When Obamacare starts in 2014 I will actually be eligible, right now I make to much since its combined with my husbands income. I don't care really if I have health insurance as long as my children are covered.

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    Default Re: webcamming and welfare - medicaid

    Correct me if I'm wrong but if you are self employed through Streamates they should be asking for last years tax returns. What you bring home from Streamates is not all yours. My husband has been self employed since 1999. For the first 4 years or so my kids were on Medicaid and we used tax returns. I haven't applied since working for Streamates but am thinking about applying again and plan on bringing my 2012 taxes.


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    Default Re: webcamming and welfare - medicaid

    They have never asked for my tax returns, just my pay stubs. I don't know how each state works it. I live in Michigan. Even when we had to claim my oldest sons income, they never asked for his either. Just wanted his stubs.

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    Default Re: webcamming and welfare - medicaid

    I did take in our 1099's for proof of unearned income when we rent our farm land out to a local farmer here. Even then she wanted check stubs, but that's the only way I could show we got paid that money. She accepted those.

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    Default Re: webcamming and welfare - medicaid

    Quote Originally Posted by LittleLexy View Post
    They have never asked for my tax returns, just my pay stubs. I don't know how each state works it. I live in Michigan. Even when we had to claim my oldest sons income, they never asked for his either. Just wanted his stubs.
    Did you tell them you are considered self employed? I'm in Ohio so I don't know if it's different but tax returns make more sense. I showed $18,000 in earnings last year but after deducting for my utilities, internet etc that's not my yearly income.


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    Default Re: webcamming and welfare - medicaid

    Yep sure did Princess. I put self employed right on my paperwork. I understand what your saying and it does make more sense. I don't know it's confusing. I just know I was very scared and nervous to turn in my money. I actually went to a lawyer and talked to him before I even started camming.

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    Default Re: webcamming and welfare - medicaid

    Actually know that I'm thinking about it, no where on their paperwork is anything about the IRS and Tax returns. Makes you wonder why

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    Default Re: webcamming and welfare - medicaid

    If you bring the paystubs in they will add them up and use the average (times 52) as your income. They do all their math based on pre tax money. They then take certain bills and utilities into consideration and subtract accordingly to find the income they will go off. The paystubs don't say anything about porn and I've never gotten funny looks at the bank, so If you tell them you do internet consulting or something like that (There are many suggestions on what to call it in some dollar den threads) they won't bat an eye. When I was receiving aid, I straight up told them I danced one or 2 days a week. They don't care what your job is as long as the numbers are accurate. I also brought in my previous 2 bank statements just in case. I had told them an income number that was slightly higher than my deposits since they were all cash though. You at least have a "paycheck" so that helps a lot. Do not lie to them about your income though! My friend had a case worker that messed up on her paperwork and put in the wrong income. When she went to reapply, she owed a shit ton because she didn't double check the workers math and point out the correct income.

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    Default Re: webcamming and welfare - medicaid

    I guess you're right, they could be doing their math but whenever I tell them hubby is self employed they ask for tax returns. But then now that I think about it, he doesn't get a paycheck so tax returns is all they have to go on I guess.


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    Default Re: webcamming and welfare - medicaid

    As previous posters have already pointed out, as of the first of October the ObamaCare health insurance exchanges open up. Depending on your income level, you will either be directed to Medicaid, to expanded Medicaid, or to a private health insurer ( with monthly premium subsidies that are income dependent ). Also, as of the first of January, if you have not signed up for one of the above health insurances, the IRS will start assessing a penalty tax on your 2014 earnings.

    If you can wait until October 1st you can probably 'bypass' the state welfare / Medicaid office to obtain Medicaid or Expanded Medicaid health insurance. Supposedly, the ObamaCare health insurance exchange requirements for income verification will be far more lax than at state welfare / Medicaid offices ... since unlike the state welfare / Medicaid office the health insurance exchanges can 'claw back' ineligible 2014 health insurance premium subsidy money via increasing your 2015 income tax bill ! But if you need any other form of aid, i.e. SNAP / food stamps, Section 8 housing assistance, utility bill assistance etc. these can only be obtained via the state welfare / Medicaid office.

    In either case, for self-employed people, just showing raw checks from webcam hosts versus tax returns 'overstates' your gross personal income by 1/2 the amount of your self-employment tax PLUS the amount of any business expense tax deductions. Thus showing tax returns versus raw checks is likely to save you money and or result in larger benefits.

    Also, regarding the possible purchase of low cost high deductible 'catastrophic' private health insurance plans, most of these are going tco 'disappear' come January 1st because they cannot 'qualify' under ObamaCare rules for minimum coverage.
    Last edited by Melonie; 08-20-2013 at 01:42 PM.

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    Default Re: webcamming and welfare - medicaid

    I did end up applying for my own insurance as I cant wait until october and its easier to just pay $100 a month for now I suppose than to go through the process with Welfare. I am glad I asked but I also think my mind was already made up before posting.

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    Default Re: webcamming and welfare - medicaid

    ^^^ in that case you have 'postponed the inevitable', since on January 1st your $100 a month high deductible insurance coverage is going to disappear, OR if it doesn't you're also going to be hit with a new IRS penalty tax for failing to obtain 'qualified' health insurance coverage.

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    Default Re: webcamming and welfare - medicaid

    Dont let the system intimidate you - just give the facts - there are many people in self employed situations so they are used to it - good luck in whatever you decide to do

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    Default Re: webcamming and welfare - medicaid

    I had to get a brief stint with welfare when I worked at a nightclub.

    single mom, kid
    i told them where i worked, no paystubs. I was panicking bc I placed at the front door until my surgery healed (7.00 hrly) I couldnt live off that.

    they got proof from the club owner that I was starting 7.00 hrly

    The case worker did not blink a eye at what I did. 'its better to have someone employed and trying"

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