You need different accounts for different things (which sucks). I have one account with a card, one account for global bank transfer and one account for the US payment service. Go to this link
https://www.payoneer.com/WithdrawToBank.aspx and sign up there. I think you might have to use a different email address (i'm not totally sure on that), but you can use the same name, address etc. They know that some people need all 3 of their services (card, bank transfer and US/EU payment service) so they're fine about people having multiple accounts.
Once you've signed up for a bank withdrawal account (a pop-up will come up when you click on "sign up now" asking for your withdrawal method, make sure you click "local bank account", not "prepaid mastercard card"), just message MFC with the details for that Payoneer account and they'll change it. Like Vlodina said, the fee is only $3 per load.
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