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Thread: Proving cam income to get an apartment

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    Default Proving cam income to get an apartment

    I'm in a huge bind, and need to move in 30 days. I've cammed before, but just started camming a week ago, after a very long hiatus. I think most apartments want to see 3 months worth of pay for someone self-employed. I'm considering getting fake pay-stubs made. Has anyone done this before? If so, what should I put down for a business name? I'm going to have someone pretend to be my boss and give a reference, but I don't know what type of business I should list. If anybody on here makes fake paystubs and has examples of their, I'm willing to send a payment through payoneer or paypal.

    ETA: Sorry guys. Didn't mean to make it seem like I'm here trying to get people to engage in illegal acts (although I've read that it's not illegal to make, but it is illegal to use them), but I saw old threads where escorts and camgirls used fake paystubs to get places, but I didn't know if those girls were still on this forum
    Last edited by Dulce; 12-25-2013 at 08:20 AM.

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    Default Re: Proving cam income to get an apartment

    1. This is fraud, which is serious.

    2. What if you don't make enough to be able to pay for the apartment you obtain via fraudulent paystubs?
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    Default Re: Proving cam income to get an apartment

    Quote Originally Posted by Dulce View Post
    I'm in a huge bind, and need to move in 30 days. I've cammed before, but just started camming a week ago, after a very long hiatus. I think most apartments want to see 3 months worth of pay for someone self-employed. I'm considering getting fake pay-stubs made. Has anyone done this before? If so, what should I put down for a business name? I'm going to have someone pretend to be my boss and give a reference, but I don't know what type of business I should list. If anybody on here makes fake paystubs and has examples of their, I'm willing to send a payment through payoneer or paypal.
    Girl, that is fraud and you can get into trouble for making fake pay stubs. In addition, are you trying to get other cam models on here into trouble by creating a fake cam income for you? If you need to move fast, you try several options such as renting a room from somebody or staying at Extended Stay hotels in your area. This way you would not be homeless and you can get the pay stubs need to get an apartment I know because I had to rent a room while waiting six months for a decent apartment in San Francisco. I hope this help you, Dulce

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    Default Re: Proving cam income to get an apartment

    I second renting a room, even a motel/hotel room! They have wifi (most do anyways) so you could still cam... It's not always the fastest internet but it'll do! I've cammed from a motel and it wasn't bad.
    Please don't come here looking for advice or help on something illegal. You aren't going to find that help here best of luck!
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    Default Re: Proving cam income to get an apartment

    I had a tough time renting something, but then thought a little deeper about my options.

    I have been staying in a vaca rental for the last 2 months that I found on FlipKey.com. $200 deposit and no questions asked. $800 mo in FL and includes everything. That was much cheaper then what I was paying by about $500 a month.

    I stated to the owner I work for home as a virtual assistant when I insisted the internet be actual high speed. I actually got the upload speeds confirmed. I said I had to skype with my clients to review reports.

    No one ever asked for any proof of anything, not even my identity. My internet rocks and is included, fully equipped rental (kitchen wares, linens, furniture, etc.), even let me have my dog, all of the utilities are paid and I live across the street from the beach.

    I know it is tempting to slide through, but if you get caught you can end up in prison for fraud. You may think you may never get caught, but you never know when something happens that makes someone look into something. Try explaining why you were in prison to your next landlord. There is always a way to do the right thing and you will feel better without the stress of doing something illegal hanging over your head. You will find a way, I know you will.

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    Default Re: Proving cam income to get an apartment

    This is something a lot of freelancers struggle with, not just cam girls. I don't think most landlords/management companies bother to contact employers anyway, and if you have good credit and can prove an income that meets the requirements, you should be okay. If you have someone who'd be willing to act as a guarantor - like a family member - that'll be a huge help. I would put something like "Contractor" or "Freelance performer" under job title. If you have bad credit, you're pretty much hosed. Do you have decent balances in your bank accounts? Some landlords will accept 2-6 months of bank statements in lieu of pay stubs if they show that you can pay a few months rent even if your "freelance" income dips.

    If all else fails or you have bad credit, you can try to find someone who's looking for a roommate and doesn't care about camming. That's not hard to do in more liberal areas. If your friends know you cam, you can try to find someone through them. Extended-stay hotels aren't a bad idea, either. And there's always airbnb.
    Last edited by Sabihah; 12-25-2013 at 04:18 PM.






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    Default Re: Proving cam income to get an apartment

    You girls are awesome!!! Thanks so much for all the suggestions!!

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    Default Re: Proving cam income to get an apartment

    I have created paystubs and job letters in the past it is what I used to get into my apartment. I think it really depends on what information is on them to be able to use them to get into an apartment.
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    Default Re: Proving cam income to get an apartment

    I've heard of girls using PDFEscape.

    That being said, there's 2 things.
    1.) Because you are self-employed, they will typically ask for at least last months rent upfront in addition to first months rent and deposit. At least they do in competitive rental areas like big cities. That has been my experience.
    2.) If they only accept verifiable income like they do with car loans, you're screwed. Even Payoneer statements won't work in that case, because there's a special form they have to fill out and sign, and Payoneer does not qualify. In that case, they only accept actual bank statements, and you have to go in and get this signed document from them verifying the income. They often also double check it with a 4506-T government form. But usually apartments don't care about that unless you go through a property manager.

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    Default Re: Proving cam income to get an apartment

    Stremates checks have pay stubs. So whatever site you work in, switch to checks so you can get a physical copy. or deposit records from you bank account in the last three months. Go to the bank and have them print that off





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    Default Re: Proving cam income to get an apartment

    If you are not looking to rent in a major city, I think you will be fine just printing out whatever and handing it to the landlord as proof of income--look for private owners. Drive around and look for "for rent" signs.

    That being said...I have rented in nice areas in both New York City and Los Angeles without having to prove any income. I just paid a little more upfront. It's really just about who you know......so start asking people you know about apartments....maybe somebody knows someone who needs a rental secured.

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    Default Re: Proving cam income to get an apartment

    Quote Originally Posted by SweetPinkCupcake View Post
    If you are not looking to rent in a major city, I think you will be fine just printing out whatever and handing it to the landlord as proof of income--look for private owners. Drive around and look for "for rent" signs.

    That being said...I have rented in nice areas in both New York City and Los Angeles without having to prove any income. I just paid a little more upfront. It's really just about who you know......so start asking people you know about apartments....maybe somebody knows someone who needs a rental secured.
    This is great advice. I stopped into a bar during the day once in a town I wanted to live in. Started conversing with the person next to me about it. "I am driving around looking for places to live in this area. Do you live around here? Do you like it?"

    The next thing you know the guy has a $700 a month house for rent.......
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    Default Re: Proving cam income to get an apartment

    Quote Originally Posted by DonaDiabla View Post
    or staying at Extended Stay hotels in your area. This way you would not be homeless and you can get the pay stubs need to get an apartment I know because I had to rent a room while waiting six months for a decent apartment in San Francisco.
    I'm curious...what are the price ranges for a person staying in an Extended Stay hotel for a whole month? Are they given a specific monthly rate that they pay upfront at the front desk before checking in? Or do they still have to pay a daily rate just like everyone else who stays there 1 - 2 nights? I know just one night in a hotel is like $60-$100. I've always been curious about this sort of stuff...just in case a situation ever arises where I need to gtfo for a while.

    What about people who wind up living there for over a month? When their month is up, do they just go to the front desk and pay upfront for one more month, and they get to keep the same room(s)?

    I'm also checking Google for this information. Just figured I'd ask here too, just in case any of you have had experience with this.


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    Default Re: Proving cam income to get an apartment

    I used false/real income because I was having an incredibly hard time getting a rental with my cam income so I asked my friend who owns a business to help me out but I used my legit income. Im not advertising doing what I did but I did what was needed for me and having a roof over my sons head. personally I don't think its right creating a fake company and stubs because so many people get caught doing that. will they call the cops? no (most management companies are shady anyway). is it fraud? yes.

    My last place didn't need Income verification just no evictions or a criminal background. Just call different places and see what they require before you do something like create something fake. Phone calls for info is that easy.

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    Default Re: Proving cam income to get an apartment

    Quote Originally Posted by TheBrownFox View Post
    I'm curious...what are the price ranges for a person staying in an Extended Stay hotel for a whole month? Are they given a specific monthly rate that they pay upfront at the front desk before checking in? Or do they still have to pay a daily rate just like everyone else who stays there 1 - 2 nights? I know just one night in a hotel is like $60-$100. I've always been curious about this sort of stuff...just in case a situation ever arises where I need to gtfo for a while.

    What about people who wind up living there for over a month? When their month is up, do they just go to the front desk and pay upfront for one more month, and they get to keep the same room(s)?

    I'm also checking Google for this information. Just figured I'd ask here too, just in case any of you have had experience with this.
    IDK if I've ever stayed in a specifically extended stay hotel but I've lived in hotels that offer rates by the week/month (e.g. $60/night, $250/week, $800/month) and I've also lived in weekly apartments. Generally it's cheaper the more time you book. So yeah, pretty much what you do is go to the desk, book a room for a week or a month or whatever, then on or before your check-out date you go back to the desk and pay for another week/month/whatever and keep the same room. Price ranges vary, I've seen anywhere from $650-$1200/month. Also in many states you don't need to pay tax on it after a month so that makes it cheaper too. Hope this helps!

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    Default Re: Proving cam income to get an apartment

    Quote Originally Posted by Procrasturbator View Post
    IDK if I've ever stayed in a specifically extended stay hotel but I've lived in hotels that offer rates by the week/month (e.g. $60/night, $250/week, $800/month) and I've also lived in weekly apartments. Generally it's cheaper the more time you book. So yeah, pretty much what you do is go to the desk, book a room for a week or a month or whatever, then on or before your check-out date you go back to the desk and pay for another week/month/whatever and keep the same room. Price ranges vary, I've seen anywhere from $650-$1200/month. Also in many states you don't need to pay tax on it after a month so that makes it cheaper too. Hope this helps!
    I appreciate it. Thanks!


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    Default Re: Proving cam income to get an apartment

    Quote Originally Posted by TheBrownFox View Post
    I'm curious...what are the price ranges for a person staying in an Extended Stay hotel for a whole month? Are they given a specific monthly rate that they pay upfront at the front desk before checking in? Or do they still have to pay a daily rate just like everyone else who stays there 1 - 2 nights? I know just one night in a hotel is like $60-$100. I've always been curious about this sort of stuff...just in case a situation ever arises where I need to gtfo for a while.

    What about people who wind up living there for over a month? When their month is up, do they just go to the front desk and pay upfront for one more month, and they get to keep the same room(s)?

    I'm also checking Google for this information. Just figured I'd ask here too, just in case any of you have had experience with this.
    Brown Fox, it varies from hotel to hotel but at the one I stay at in SF....I paid for the first month in advance which was 350. Then at the 30 of each month, I would pay for the next month and I kept my same room for the whole 6 months. I believe this is best type of extended stay hotel...where you pay in advance then you can pay each month on the 30th. Also make sure you try to stay at extended stay hotel with a maid because you can always have clean sheets everyday In addition, you also get a PO Box during this time so you can have your mail go to one place. Most big cities have extended stay hotels where you can stay out or motels like Motel 6 that run special rates where you can pay for one single room each month for 250. I hope this helps Oh one last thing....when it comes to food....make sure you create food budget and try to eat healthy while staying at extended stay hotel. It is good to visit a farmer's market each week and buy fruits, vegetables, and can goods such as tuna plus noodles.

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    Default Re: Proving cam income to get an apartment

    ^Woah...sorry to go off topic but 350 a month in San Fransisco? And it wasn't full of drug addicts?
    I stayed at an extended stay for a little bit in the suburbs of New Jersey and it was way more than that and also full of a bunch of girls asking me "Baby you so cute, are you a ho, too?" and dodgy guys giving me weird looks that I dodged to Manhattan soooo fast lol. Is this a chain? Would you feel comfortable letting me know or PMing me name? Having an extended stay to go to for that cheap ould be beneficial for me as a place to cam only if I was staying somewhere else that was not camming friendly on the road...

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    Default Re: Proving cam income to get an apartment

    Quote Originally Posted by SweetPinkCupcake View Post
    ^Woah...sorry to go off topic but 350 a month in San Fransisco? And it wasn't full of drug addicts?
    I stayed at an extended stay for a little bit in the suburbs of New Jersey and it was way more than that and also full of a bunch of girls asking me "Baby you so cute, are you a ho, too?" and dodgy guys giving me weird looks that I dodged to Manhattan soooo fast lol. Is this a chain? Would you feel comfortable letting me know or PMing me name? Having an extended stay to go to for that cheap ould be beneficial for me as a place to cam only if I was staying somewhere else that was not camming friendly on the road...
    No...it was near Chinatown though

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    Default Re: Proving cam income to get an apartment

    Quote Originally Posted by DonaDiabla View Post
    Brown Fox, it varies from hotel to hotel but at the one I stay at in SF....I paid for the first month in advance which was 350. Then at the 30 of each month, I would pay for the next month and I kept my same room for the whole 6 months. I believe this is best type of extended stay hotel...where you pay in advance then you can pay each month on the 30th. Also make sure you try to stay at extended stay hotel with a maid because you can always have clean sheets everyday In addition, you also get a PO Box during this time so you can have your mail go to one place. Most big cities have extended stay hotels where you can stay out or motels like Motel 6 that run special rates where you can pay for one single room each month for 250. I hope this helps Oh one last thing....when it comes to food....make sure you create food budget and try to eat healthy while staying at extended stay hotel. It is good to visit a farmer's market each week and buy fruits, vegetables, and can goods such as tuna plus noodles.
    Thank you for the info! $350/month is amazingly cheap. I got real curious about this stuff the other day that I started browsing online to see what would come up. I did a search for a one-month stay at the only Extended Stay that's local to me, and it was showing me rates of like $62 per night...wtf. That's $1,860/month for a place that's not even your own apartment...damn.


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    Default Re: Proving cam income to get an apartment

    Thanks to this thread, I've already listed this as a side-benefit for the BoleynModels thing. We can do letters of employment reflecting your average income for the last 3 months or whatever the apartment owner needs. Technically you are a contract worker for whatever site or studio you're working for and they should be able to write a legit letter if they could be arsed to do so. I might get my webslave to put up a non-adult company site for backup reference ("The world's greatest web design and marketing services!") if anyone thinks its needed.

    We had this issue about a year ago, so I know the pain - we got around it by just putting a big chunk of cash down for a deposit to a private landlord. The more legit apartment complexes in this town were cut off to us because of this detail. I get paid by no less than 12 sources, so even our legit bank account looks like a mess.

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    Default Re: Proving cam income to get an apartment

    This is what I did:

    I went to the apartment that I wanted, told them I was a model and that I receive Direct Deposit. I went through my Payoneer card and highlighted the payments from places like MFC, MGF, and Chaturbate and blacked out the private loads (as they aren't payment from a company anyway). I also received direct deposit to my bank account, so I found the last 6 months of payments (took QUITE the number of pages and searching), but highlighted those as well.

    Generally, you need to prove that you make at LEAST 4 times what rent is to be approved to rent an apartment. I know it's not the same for a lot of girls, but every pay period I make at bare minimum $1,500 from camming, then extra from MGF, so I was able to prove that I make the money to cover rent.

    IF they ask more questions, you can say that you work through a company that allows you to work a number of hours a week/pay period, but that you make a minimum of X (so average out your pay periods). Chaturbate runs through ZMediaNow LLC, so you can say you work for them and their company contracts modelling jobs for other companies. Obviously this is a lie, but with affiliate/whitelabel sites, it's not a FULL lie and it will help cover the fact that you cam. MFC has MFCXY Inc, if you google it it will show myfreecams in the search results, but what can you do about that?

    Just remember that some apartments might kick you out or deny your application if you tell them what you do or if they find out. I tried looking up the legality of broadcasting/filming "porn" from your home/apartment and initially I was under the impression that it was illegal to do so without a permit/permission from landlord, but now I can't seem to find anything. I don't know if anyone else knows the answer to this, but I would be careful with what you say you do and how you say it. Provide enough information to keep them from asking too many followup questions, but don't be so vague that they want to ask more questions that you cannot answer.

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    Default Re: Proving cam income to get an apartment

    Quote Originally Posted by Ms.Lacey View Post
    I used false/real income because I was having an incredibly hard time getting a rental with my cam income so I asked my friend who owns a business to help me out but I used my legit income. Im not advertising doing what I did but I did what was needed for me and having a roof over my sons head. personally I don't think its right creating a fake company and stubs because so many people get caught doing that. will they call the cops? no (most management companies are shady anyway). is it fraud? yes.

    My last place didn't need Income verification just no evictions or a criminal background. Just call different places and see what they require before you do something like create something fake. Phone calls for info is that easy.
    This is similar to what I have done for my rentals as well. I have a vanilla sounding business name that I use so I am able to make my own pay stubs if needed, and I always use my actual income. I don't think it's fraud to do it this way at all. Making yourself look more presentable with your own legit business is one thing (or a friends if you have to), but making up random pay stub or business info is another.

    I got the impression that the OP was looking to go the "fake" route since she said "fake pay stubs" and asked what business name to put. Also, after camming for only a week a person would have no idea what they will be able to realistically afford anyway.

    But yah, it's always a good idea to set up an official business name for this purpose anyway. Even if it is just a sole proprietor to be able to verify your income, it really helps.
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    Default Re: Proving cam income to get an apartment

    I'm in a situation right now where I'm am trying to rent an apartment that has subsidized housing. They want official payment proof, company phone and address, not to mention my landlord phone and address. They say printing my earning from my bank account isn't acceptable proof and are strict about it. I'm trying to find were I can get past pay stubs from Streamray even though I've had direct deposit for the past few months. Anyone know how to retrieve my official payment proof from Streamray?

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    Default Re: Proving cam income to get an apartment

    I'm in the same boat. Sucks.

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