
Originally Posted by
Melonie
I believe the 'problem' is that eligibility for full SSDI payments, and indefinite deferral of student loan payments, is contingent on an eligibility requirement that the person not earn more than $20k per year. Earning more than that will cause SSDI payments to be reduced or terminated, and may also reinstate student loan repayment obligations. As such, earning more than $20k per year can potentially open a 'Pandora's Box' of negative financial consequences.
As to attempting to get approved for a mortgage based on an 'insecure' $20k in part-time income plus another $20k in SSDI, child support payments, etc., to say the least this is going to be an 'uphill' battle. The first hurdle will be finding a way to save up a $20k+ down payment without exceeding the maximum earnings limit to maintain SSDI and student loan deferment eligibility !!!
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