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Thread: A Camgirl's Chart for Saving Money

  1. #76
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    Default Re: A Camgirl's Chart for Saving Money

    Thanks so much for bumping this thread very good idea. Appreciate the info

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    Default Re: A Camgirl's Chart for Saving Money

    . Bumping this for cam girls that missed it.
    During the busiest times ( for me that's fall and winter), I use this chart, and add more money to it.
    After a few years of struggling through the summer slowdown, I've decided not to EVER have to go through that stress again.
    Hope this helps.

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    Default Re: A Camgirl's Chart for Saving Money

    I can't see the chart for some reason o_O



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    Default Re: A Camgirl's Chart for Saving Money

    Quote Originally Posted by LadyCoco View Post
    I can't see the chart for some reason o_O
    Can u see this one?
    d9e19edba9a9ff8b75dbdcab00d6f9c4.jpg

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    Default Re: A Camgirl's Chart for Saving Money

    Quote Originally Posted by Glamourmilf View Post
    Yes! Thanks.



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    Default Re: A Camgirl's Chart for Saving Money

    Your welcome. There are more aggressive charts on Pinterest ( which is where I found this one). Meaning you add larger amounts each week.
    I will probably put one of those up in the fall, when things pick up.

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    Default Re: A Camgirl's Chart for Saving Money

    Buy cam clothes on eBay and not the Hustler stores or whatever you have close by.

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    Default Re: A Camgirl's Chart for Saving Money

    Quote Originally Posted by Rena83 View Post
    Buy cam clothes on eBay and not the Hustler stores or whatever you have close by.
    Great advice! I live on eBay to get all of my dildos, wigs, and camming accessories.
    I haven't made the jump to Amazon yet, but maybe that's just as good.
    Oh, and resale shops, and church bazaars.
    Clothes, def. I found a swimsuit set for $7. The SAME set was on QVC last week for $80!
    Especially for electronics.
    I found a new Bluetooth keyboard that works on both my phone and tablet for $5. A working CD player for $3. Headset for my pso job for $1. On and on.
    For me part of the fun is the digging through the stuff to find goodies.

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    Default Re: A Camgirl's Chart for Saving Money

    Bumping this because I just started saving again.
    Thought it would be inspirational because if it's difficult for you to save, this is an easy way to achieve it.

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    Default Re: A Camgirl's Chart for Saving Money

    The timing couldn't be better for this thread so thank you a ton but I need to go and find myself a turbo charged calendar.

    Thank you!!!

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    Default Re: A Camgirl's Chart for Saving Money

    Bumping because during summer slowdown , this is a doable savings plan.
    I know, for myself, that this ending amount will be used to take more road trips next Summer.
    Having to sit on cam every day, without any plans to go out of town, is bumming me out big time.
    I'm going to hold myself accountable to this every week on here.
    Who's with me?

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    Default Re: A Camgirl's Chart for Saving Money

    Well after my trip. the goal is to get a move with financial peace university from Dave Ramsey. Get myself my emergency fund, then knock off my debt. I can't let it keep growing in interest.

    The cats are gone which means I should really have more money for myself.

    too bad I didn't see this chart in June. I would have attacked it with a different plan then I have now.
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    Default Re: A Camgirl's Chart for Saving Money

    Quote Originally Posted by Glamourmilf View Post
    Bumping because during summer slowdown , this is a doable savings plan.
    I know, for myself, that this ending amount will be used to take more road trips next Summer.
    Having to sit on cam every day, without any plans to go out of town, is bumming me out big time.
    I'm going to hold myself accountable to this every week on here.
    Who's with me?
    Me!! I'm going to Burning Man end of August and taking a week off and right when I get back my brother's staying with me for 8 days so it will be kinda hard to work when he's around, so I really need to buckle down and make some serious cash!!

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    Default Re: A Camgirl's Chart for Saving Money

    Week one: $26/$51

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    Default Re: A Camgirl's Chart for Saving Money

    Quote Originally Posted by Glamourmilf View Post
    Week one: $26/$51/$1000.1
    Love it!

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    Default Re: A Camgirl's Chart for Saving Money

    Bumping.
    Since a lot of us are dealing with summer slowdown, and swear to save so we never have to go through it again.
    I thought this very attainable chart would be helpful to get us there painlessly.
    I found a more aggressive chart, that I will be posting when camming picks up.
    Good luckba94f662819035387c29cd2b7a681731.jpg

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    Default Re: A Camgirl's Chart for Saving Money

    First $5 in.

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    Default Re: A Camgirl's Chart for Saving Money

    So I recently decided to take a percentage-based "pay yourself first" approach to saving. Basically, ive been forcing myself to put aside 20% of every paycheck into a high interest online savings account. First I automatically put 28% of my paycheck into a specific account for taxes (something I have struggled with in past years but I'm trying to be disciplined). Then I take 20% of my net earnings and throw that into savings, with the intent not to touch it except for extreme emergencies. Then whatever is leftover goes towards budgeting for rent, bills, food, etc. I'm finally starting to build a decent emergency fund with this "pay yourself first" method. My paychecks have been all over the place this month (anywhere from $300 to $1600/week, thanks to unexpected some health issues). But that's why its been helpful to save a percentage instead of a fixed goal amount. Instead of frivolously spending and frantically freaking out about bills, I've become very mindful with my finances. Once I finish a pay period and know what my next paycheck will be, I calculate how much i'll transfer to separate accounts for taxes and savings, and then prepare my budgets accordingly. I use Ally bank and the Mint app, if anyone's curious.

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    Default Re: A Camgirl's Chart for Saving Money

    ^^^ WOW! Congratulations! What a fantastic tip for everyone. Keep up the amazing work!
    Quote Originally Posted by Glamourmilf View Post
    Bumping.
    Since a lot of us are dealing with summer slowdown, and swear to save so we never have to go through it again.
    I thought this very attainable chart would be helpful to get us there painlessly.
    I found a more aggressive chart, that I will be posting when camming picks up.
    Good luckba94f662819035387c29cd2b7a681731.jpg
    I've decided to do 2 of these.
    One for the money to take a month off next summer. And the other one to be able to travel during my time off.
    I printed out 2 charts, and put them up on my wall.
    Today I've added $10

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    Default Re: A Camgirl's Chart for Saving Money

    Quote Originally Posted by anonamiss View Post
    So I recently decided to take a percentage-based "pay yourself first" approach to saving. Basically, ive been forcing myself to put aside 20% of every paycheck into a high interest online savings account. First I automatically put 28% of my paycheck into a specific account for taxes (something I have struggled with in past years but I'm trying to be disciplined). Then I take 20% of my net earnings and throw that into savings, with the intent not to touch it except for extreme emergencies. Then whatever is leftover goes towards budgeting for rent, bills, food, etc. I'm finally starting to build a decent emergency fund with this "pay yourself first" method. My paychecks have been all over the place this month (anywhere from $300 to $1600/week, thanks to unexpected some health issues). But that's why its been helpful to save a percentage instead of a fixed goal amount. Instead of frivolously spending and frantically freaking out about bills, I've become very mindful with my finances. Once I finish a pay period and know what my next paycheck will be, I calculate how much i'll transfer to separate accounts for taxes and savings, and then prepare my budgets accordingly. I use Ally bank and the Mint app, if anyone's curious.
    Max out your IRA, anyone can easily open one and it locks up to $5500 a year pretty tight...and its fully tax deductible. For self-employed, it can knock down your tax bill by about $1000. Free money. In absolute emergencies you can borrow that money back once a year for up to 60 days without penalty, and also take money out for home buying and tuition expenses before retirement. QQQ has been the best bet for savings, giving 20% interest for the last 10 years, nothing really beats it over the long term. Its a simple basket of the biggest growing stocks on the market. Hubby is doing a full writeup on IRA's for an upcoming article for our site.

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    Default Re: A Camgirl's Chart for Saving Money

    Quote Originally Posted by KatyBoleyn View Post
    Max out your IRA, anyone can easily open one and it locks up to $5500 a year pretty tight...and its fully tax deductible. For self-employed, it can knock down your tax bill by about $1000. Free money. In absolute emergencies you can borrow that money back once a year for up to 60 days without penalty, and also take money out for home buying and tuition expenses before retirement. QQQ has been the best bet for savings, giving 20% interest for the last 10 years, nothing really beats it over the long term. Its a simple basket of the biggest growing stocks on the market. Hubby is doing a full writeup on IRA's for an upcoming article for our site.
    that's one of my goals as well, just wanted a solid cushion of easy to access savings first. I knew there were IRA penalties and exceptions, but didn't know about the "60 days once a year" part. That's good to know. Investing makes me so nervous but I want to start learning... I will read more about QQQ. Also, a lot of financial advice nowadays seems to insist on contributing to a Roth IRA, but I think my current financial situation would benefit more from contributing to a tax deductible traditional IRA, to knock down my tax bill like you said. Would love to read that article your Hubby's writing whenever it's finished!

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    Default Re: A Camgirl's Chart for Saving Money

    For self-employed, especially with no kids for the EIC, traditional IRAs do make a lot more sense than a Roth. In retirement, you can somewhat control what you take out so your tax bracket should stay low. If the majority of your income comes from a vanilla employer (and especially if your employer is contributing) and you're making under $50k a year or so, then a Roth may be a better choice.

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    Default Re: A Camgirl's Chart for Saving Money

    Bumping for those who missed it.
    I'm on my 3rd week of double down savings.
    Feels so good!

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    Default Re: A Camgirl's Chart for Saving Money

    I have a SEP- IRA ... isn't that even better than a traditional IRA?

    Quote Originally Posted by KatyBoleyn View Post
    For self-employed, especially with no kids for the EIC, traditional IRAs do make a lot more sense than a Roth. In retirement, you can somewhat control what you take out so your tax bracket should stay low. If the majority of your income comes from a vanilla employer (and especially if your employer is contributing) and you're making under $50k a year or so, then a Roth may be a better choice.

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    Default Re: A Camgirl's Chart for Saving Money

    Quote Originally Posted by anonymous camgirl View Post
    I have a SEP- IRA ... isn't that even better than a traditional IRA?
    I think the main difference between the two is the annual contribution limit. Traditional is $5,500. SEP is the lessor of 25% of your gross income or $52,000. If you want to set aside more than $5,500 then a SEP would be best.

    Are you able to write off all that you contribute to a SEP for taxes?

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