My boyfriend and I haven't been dating for super long but things have moved pretty quickly between us. I just moved into his flat with him (though we've basically been living together since early October) and we've had preliminary discussions about getting married/having kids and whatnot, in which he's made it pretty clear that that's what he wants (although that's something I'm not interested in until a few years down the line when I've completed graduate school.)
As of right now he covers all of the bills-- groceries, rent, utilities, toiletries. I pay for my personal items like my phone, cigarettes, getting my hair done, whatnot.
But we're going to start apartment hunting at the beginning of the year and I want to contribute to the down payment. He is about $5,000 short and I told him I would give him the money. I don't really like the idea of moving into a bought flat with him and not having my name on the deed. If we were married then obviously I would have some claim to it, but that's not something I'm interested in right now. I just feel like if I'm going to invest years of my life into making this a home, I want to feel a sense of security.
However, I guess I'm not sure what the best way to bring the matter up is. We haven't had any specific conversations about this, just conversations about what we're looking for (he was basically going to buy himself a one bedroom bachelor pad in an area filled with bars and now we're looking at two bedrooms close to schools). I think I feel guilty about bringing it up when he'a paying for everything and putting down 10x as much as me in regards to down payment and basically just nodding his head as I say "and I want that and that and that and NOT that" (he wanted a modern flat in North London, I wanted a period flat in South London.. we're looking for the latter). He's talked about how we can move into a house in 4 years once I have a history of paying my taxes since we'll have two salaries to bring to the table, but I feel like right now I'm not really contributing.
If my name were to be on the deed how would it work? I don't know anything about buying property.




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you worked hard for that 5k - protect it like a momma bear


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