Living paycheck to paycheck? Have a spending habit? Can't seem to SAVE any money? Behind on taxes? Me too!
How do we do this?
I. Figure out your ENTIRE monthly expenses. Food, bills, shelter, recreation, etc. That is the amount you must make.
II. Take that amount and try your best to triple it. I know many of us don't put aside taxes right away because we can't afford to. Tripling your monthly expenses ensures that you can actually put 15-25% away for taxes and not worry about your financial state.
III. SAVE THE REST. This is a limited job to most females. Eventually, we will either,
A.) Burnout.
B.) Find a stable job.
C.) Experience a decrease in earnings.
D.) Experience a medical condition, family tragedy, or other factors that may limit your camming or make you stop completely.
Key Points:
1. Be frugal while self-indulging. We have to enjoy the money we make in some way, shape or form. Make sure that you really want what you're spending your money on. Buying clothes? Check out clearance racks before buying that $40 sweater. You can come across some great deals. Want your nails done? Check out other nail salons in the area. Most rates are competitive and even though that extra $5 doesn't seem like alot, it eventually adds up.
2. You will perform better on camera when you don't have to stress so much about money. Therefore, when you save, you're really giving yourself another boost to your income. (At least, that's my opinion.)
3. Most importantly, give it your all. Having an epic day and already reached your goal? Try to push yourself to stay on longer. Push yourself and try to work longer hours.
2015 Saving's Hustle:
Monthly Expenses Amount: ____
Monthly Expenses Amount x3: ____
Amount Saved Monthly: ____
At the end of 2015, I will have _______ saved.



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I might be short a few thousands because I set my taxes at 35% but being self-employed I found out that federal taxes are only around 24% depending on how you file and of course you have your state taxes as well. 35% for taxes is usually reaching but I still include it anyway.





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