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Thread: When applying for loans or anything thing else.

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    Default When applying for loans or anything thing else.

    Girls!.. I want you to know that you DO NOT have to tell anyone what you do for a living when applying for car loans, mortgages or any other loans.. Simply tell them you are self employed.. I say I am in Sales/Marketing.. They don't care and don't ask questions.. I just Leased a brand new Nissan Maxima with all the bells and whistles .. 40k car.. and they didn't even care...lol.. They more care about your credit history, score and verification of income.. for me they didn't even verify my income..
    So don't be shy.. about buying a house,or car.. etc etc

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    Default Re: When applying for loans or anything thing else.

    I always assumed if you have a good credit score everything else will be a breeze in financing.

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    Default Re: When applying for loans or anything thing else.

    I never tell because what really matters is credit history, score and verification of income as you've mentioned. If you tell them you do sex work, they would expect or hoping you'd start a sexual romp. I can't speak for everyone but being a beautiful woman with a penis, I get fetishsized enough as it is, I don't need all that extra bullshit!
    Quote Originally Posted by ~Carmen~ View Post
    I can see you being 90 and flipping your long hair, still teasing the boys.



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    Default Re: When applying for loans or anything thing else.

    Yea I made that mistake back in 2004 when looking for a car.. the sales guy let me take a test drive and offered me 40 bucks for a handjob..... WTF!.. don't tell cuz that's what guys think about you when you do.

    Quote Originally Posted by Marina Starr View Post
    I never tell because what really matters is credit history, score and verification of income as you've mentioned. If you tell them you do sex work, they would expect or hoping you'd start a sexual romp. I can't speak for everyone but being a beautiful woman with a penis, I get fetishsized enough as it is, I don't need all that extra bullshit!

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    Default Re: When applying for loans or anything thing else.


    Quote Originally Posted by anonymous camgirl View Post
    Yea I made that mistake back in 2004 when looking for a car.. the sales guy let me take a test drive and offered me 40 bucks for a handjob..... WTF!.. don't tell cuz that's what guys think about you when you do.
    Quote Originally Posted by ~Carmen~ View Post
    I can see you being 90 and flipping your long hair, still teasing the boys.



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    Default Re: When applying for loans or anything thing else.

    Fuck that, if someone propositioned me like that when trying to buy a car, I'd find the manager and tell them what the dude said and tell them I want a helluva good deal or I'd report them! If nothing else, it wouldn't have hurt to try

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    Default Re: When applying for loans or anything thing else.

    I've never had a problem saying I'm self employed either. I think it's only an issue if you have really bad credit, or if you are trying to get a mortgage. They are a lot nosier when you are trying to buy a house, unfortunately.

    And congrats on the new ride! I looove Nissan. I've owned several Nissan vehicles and they are always the best. I have an Armada now that I just love love love.
    xoxo ~ Sarah




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    Default Re: When applying for loans or anything thing else.

    I leased a New car last September. They checked my credit and said it was thin. I showed them my SM checks and once the finance mgr saw the amount from the last 3 checks, he started asking me what I do, I said "online tech support"-- and he gave me a look. He knew not to press anymore lol
    Last edited by xoprincessremy; 05-25-2015 at 09:09 PM.

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    Default Re: When applying for loans or anything thing else.

    For my nice apartments and car they didn't even ask to see income verification and my credit needs serious work. I just put a down payment on the car and rolled off the lot. I think I've just been lucky.




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    Default Re: When applying for loans or anything thing else.

    Umm.. well at the time.. I was just in complete shock and wanted run away as fast as I could.. but 10 yrs later at my age .. I probably would do just that.. I don't let men get away with this kinda crap anymore.
    ...
    Quote Originally Posted by justsometwat View Post
    Fuck that, if someone propositioned me like that when trying to buy a car, I'd find the manager and tell them what the dude said and tell them I want a helluva good deal or I'd report them! If nothing else, it wouldn't have hurt to try

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    Default Re: When applying for loans or anything thing else.

    And congrats on your new car! I wish you could Fedex me some of that new car smell. You should be very proud 'cause you're balling!
    Quote Originally Posted by ~Carmen~ View Post
    I can see you being 90 and flipping your long hair, still teasing the boys.



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    Default Re: When applying for loans or anything thing else.

    I love Nissans! It's definitely my first choice!

    I've never been questioned about my job when I took out loans, credit cards, leased apartments, etc. I just lie about what I do and use a Google Voice number as my "boss" but no one has ever called it. Now I just need to work on my credit score and paying off debt so I can be approved for a car loan. Congrats on the ride!

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    Default Re: When applying for loans or anything thing else.

    Quote Originally Posted by kortneykay View Post
    For my nice apartments and car they didn't even ask to see income verification and my credit needs serious work. I just put a down payment on the car and rolled off the lot. I think I've just been lucky.
    I need to get "lucky" ... I'm in desperate need of a car but my credit is SHIT. I've gotten lucky with apartments even with an eviction on my record, not a car yet.

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    Default Re: When applying for loans or anything thing else.

    Thanks but I didn't post to boast.. I posted to tell the other girls who are in fear of renting apts, getting things.. go out there and get you some.. NO FEAR!
    Don't ever let someone diminish you!

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    Default Re: When applying for loans or anything thing else.

    Never fear because the devil's only hear to fool ya! Living life on the edge is part of being a cam girl!
    Quote Originally Posted by anonymous camgirl View Post
    Thanks but I didn't post to boast.. I posted to tell the other girls who are in fear of renting apts, getting things.. go out there and get you some.. NO FEAR!
    Don't ever let someone diminish you!
    Quote Originally Posted by ~Carmen~ View Post
    I can see you being 90 and flipping your long hair, still teasing the boys.



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    Default Re: When applying for loans or anything thing else.

    Quote Originally Posted by kortneykay View Post
    For my nice apartments and car they didn't even ask to see income verification and my credit needs serious work. I just put a down payment on the car and rolled off the lot. I think I've just been lucky.
    I wish I could say the same! In 2009 when I bought my first car I had a 27k down payment and I still needed to show proof of income. And on top of it I payed for a 24% loan. Granted I was 19 with no credit at the time.

    If only I knew then what I knew now! But I agree with the rest of the ladies. I disclosed that I was a dancer and the sales people wanted to come visit me. Not only that but it ended up on my credit report. Since then I've learned to lie and I have not had any issues.

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    Default Re: When applying for loans or anything thing else.

    Quote Originally Posted by Starxx View Post
    If only I knew then what I knew now! But I agree with the rest of the ladies. I disclosed that I was a dancer and the sales people wanted to come visit me. Not only that but it ended up on my credit report. Since then I've learned to lie and I have not had any issues.
    ^ This is super important. I don't actually see it on my report but based on the verification questions I had to answer to get a report, Streamate is somewhere on my record because of a credit card application. So yeah, don't do that.

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    Default Re: When applying for loans or anything thing else.

    I agree that having good credit is the key. I know firsthand, because nobody will rent to me because of it. (this is the first time I've ever had bad credit).
    I know that it's a matter of getting 'lucky', at this point, and does depend on who is doing the checking.
    Some places (even before they ran a credit check), wanted everything but my first born to get in to the apt.(and it was a total dump!)
    I just hope that after the 7 yr. mark, it all goes away... Now I'm not sure that it does.

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    Default Re: When applying for loans or anything thing else.

    ^^ I have not hit that magical 7th year yet this time around, but I have had credit the whole time during the bad credit period... I have always had a mortgage and I finished paying off a car loan and I had a personal loan.. and got a secured card a year ago.. so that might have helped me.. but I have TONS of collections and even a judgment on my credit report.. ..I thought it was IMPOSSIBLE that any conventional dealership could help me.. but I guess not.

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    Default Re: When applying for loans or anything thing else.

    Quote Originally Posted by sammii View Post
    I need to get "lucky" ... I'm in desperate need of a car but my credit is SHIT. I've gotten lucky with apartments even with an eviction on my record, not a car yet.
    Just go to a buy here pay here place and get a nice used vehicle with low miles. Honestly, if you're upfront and tell them you're credit is shit but you put down like at least $2k they will give you the car. I wrote down my income but they never asked to see proof.




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