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Thread: question about dental and vision insurance in the US

  1. #1
    Veteran Member Jassi's Avatar
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    Default question about dental and vision insurance in the US

    I have signed up for medical insurance through covered california. I hope I can afford to keep it--I had to cancel last year around October.
    If you sign up through covered california--dental and vision is not available.
    I need to see the eye doctor this year--I have been trying to find dental and vision--the company that I will be getting insurance from will not let you purchase if you don't sign up for medical also with them.
    I have been trying to find something suitable that I can afford-for dental and vision.
    Does anyone know if the deadline applies to dental and vision also? I am still trying to find from a company--some life insurance companies offer dental and vision plans--I have searched the internet to try to find out if I can get that after the February 15th deadline--there is no information for that. Just the deadline for coverage.

    I need it--I just want to look a little more and maybe wait a few months for dental and vision--I have been working these past few days and have not been able to make the calls to find out. I'm going to try again tomorrow--wondering if anyone else might know.
    If someone had signed up after the deadline last year--for and dental or vision.
    Thanks--I'll keep trying to find out--but my internet searches have turned up nothing
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    God/dess SnuffleUffleGrass's Avatar
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    Default Re: question about dental and vision insurance in the US

    You might as well pay out of pocket for Vision (unless you have some sort of serious issue that requires surgery.) I went to Wal Mart for an Optic Exam + glasses= it was super cheap. Normally I avoid Wal Mart but I had NO medical insurance at all & wanted to get my vision checked.

    Can you PM the plans you are looking at? A couple of my relatives have been getting help through Covered California and they would know way more than me (one works at a community hospital too.)

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  4. #3
    Veteran Member Jassi's Avatar
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    Default Re: question about dental and vision insurance in the US

    I managed to talk to a broker for dental and vision today--there is no deadline if I want to purchase. I might just get in a few months. Dental and vision isn't so expensive depending on what you get. That's a relief--I am hoping I can afford to keep the medical I got--it's still pricey, but I have a rare skin condition and have a great dermatologist that I want to keep.

    There are no Wal-Marts near me--can you imagine? I'm in Los Angeles, there are some in the valley, but not near me. There is one near downtown, but the neighborhood is waaaay sketchy, I went once and it was a very small Wal-mart, no optical department--and the area was scary even in the day time.

    I'll look around, I have time I guess--thanks
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    Veteran Member Jassi's Avatar
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    Default Re: question about dental and vision insurance in the US

    Maybe I will find a Wal Mart in the valley and at least check out the prices--one of my friends lives deep in the valley--there is one near her. I want contacts and glasses--insurance you can choose which one the insurance covers I think.
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