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Thread: Living Abroad and Online Work

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    Default Living Abroad and Online Work

    Anyone cam from somewhere tropical or overseas?

    I'm not a cam girl but I do online work and work from home.

    I am trying to think of a place where its cheap to live AND has very reliable and inexpensive internet access.

    If anyone has experience with this I would love to hear about it.
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    Default Re: Living Abroad and Online Work

    ^^^ yes I cam from a 'small' country way south of the border. I find that some of your assumptions is true, but a few are not. The cost of living is relatively cheap ... until I bought it, I was paying US$600 a month to lease a small 2 story house across the road from an ocean beach. Fresh produce, dairy products, fish, and other local food is dirt cheap. And for the imported consumer items that I won't live without which ARE very expensive locally, once a month I take a 90 minute ( each way ) road trip into Mexico to load up at their WalMart !!!


    This is a view from the water of the beach across the road from my house ...






    On the flip side, gasoline and other fuels are very expensive, luxury goods of any kind are very expensive, and so is high speed internet access. Internet service with speed sufficient for live HD streaming video is only available from one ( gov't owned ) provider, and costs me almost US $200 a month. Of course, if you only need US DSL equlvalent speeds, the cost drops to something like US $50 a month. As to reliability, with the exception of a major hurricane, internet service has been extremely reliable. Again, in terms of pricing, anything that is popular with 'poor' local people ... from local foods to medical care to beer / alcohol ... has very low prices, and anything that is a luxury which 'poor' local people don't buy much of ... from gasoline to upscale clothing to high speed internet service ... has very high prices.

    But the 'big' savings from living down here way south of the border don't actually come from low prices, they come from low taxes !!! There's no local income tax on my camming income ( because the country considers this to be 'foreign' source income ), and the first $106,000 worth of my annual earnings is exempt from US income tax as well ( because the US also considers my camming earnings to be 'foreign' income providing I work through non US based web hosts /servers and get paid via non US based banks ). This 100% legal tax avoidance is roughly equivalent to a 35-40% 'pay raise' compared to what I would have had left out of the same amount of total earnings after taxes were I still living in New York.

    Admittedly, there are a few 'security' issues which need to be worried about down here. Fortunately, there is a duty free zone nearby where imported 'security tools' can be purchased inexpensively ...

    Last edited by Melonie; 03-14-2015 at 09:26 AM.

  4. #3
    loveshooks
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    Default Re: Living Abroad and Online Work

    this is my balcony view

    balconysmall.JPG

    and this is my backyard

    beach 1.jpg

    I'm pretty familiar with most islands in the Caribbean (my husband is from JA so I have a ton of friends/family there, and we travel to different islands a lot due to his work), on quite a few of them costs are pretty high due to the fact that ish has to be imported. I pay $5 for my daily package of celery (it's hilarious watching tourists experience sticker shock in the grocery store) but booze and cigarettes are cheap and the quality of life is priceless. Taxes vary from island to island, and the quality of infrastructure you enjoy is heavily tied to tax rates, I find anyways. you get what you pay for. speaking to that, figuring out taxation rules is a PITA but if you hire a consultant they can iron out all that for you.

    as far as security, I honestly can't fathom owning a weapon. It's really not necessary if you're smart and take the time to learn where you belong, and where you don't. If you're new to the Caribbean I'd suggest a smaller island, but either way get to know the locals, so many expats on every island live in their own little microcosm and they miss out on so much.

    it's a huge adjustment, and if you're a hobby shopper you may find yourself taking frequent trips to Miami, but other than that? I'll always keep a foot in Canada but fuck snow. Internet quality is great and the experience of living here can change your outlook on life, if you let it.

    best decision I ever made. I'm far happier and healthier than I've ever been, being surrounded by beauty and warmth (not just speaking to temperature here) has that effect.
    Last edited by loveshooks; 03-14-2015 at 07:50 PM.


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    Default Re: Living Abroad and Online Work

    How did you decide on where to drop yourself? I have looked at a few places in South America (Uruguay, Argentina, Ecuador) and in the Caribbean islands all the way to Australia, but cannot for the life of me decide where to start. I have not wanted to live in the United States since I was 15. I know, people say, just go vacation.. err.... that is pricey so If I am going to spend my funds I am not coming back and I have the luxury of working anywhere there is internet. If I don't like it I will keep moving I guess. I have a very small dog in tow, so entering foreign countries that has t be taken into consideration.

    I hate the cold and I want to experience other ways of life. I will have a small stash of money saved up over the next 6 months. I want to head out of here before the next winter falls.
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    Default Re: Living Abroad and Online Work

    I'm thinking of spending a month in Japan in the summer just to explore and cam...that's what I love about camming though is that you can take it literally anywhere

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    Default Re: Living Abroad and Online Work

    Salivating while reading melonie and loveshook's posts. I often dream of leaving the rat race, away from a place that has the keeping up with the jones's mentality, and where Kim Kardashian is constantly in the headlines.

    If anyone's considering Australia, I lived there for awhile--would recommend Perth, Brisbane, or Sydney for sunny warm weather. Sydney if you enjoy good nightlife, beautiful landscapes, and a cosmopolitan city. Melbournes great too but definitely colder, more like the SF of OZ.

    If you need more help deciding where to travel to I'd recommend scouring expat forums to learn about the everyday practical stuff of relocating somewhere like the price of goods, gas, weather, internet etc.
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    Default Re: Living Abroad and Online Work

    I have been wanting to do this and I posted a thread on another forum asking the same question. I cammed a bit while I was staying in Lima, Peru for 1 month. There is a lot of poverty and a lot of wealth in that city. The cost of living there is low, but good luck if you don't know the language or if you have dogs (people think low of dogs there with all the strays--I know because I brought mine). Peanut butter is outrageous and I didn't find any organic produce (eh, I'm spoiled). Lots of yummy super foods for cheap, though! It wasn't my idea of paradise, but I would want to live somewhere with high quality internet connection and somewhere to perhaps buy land. I've been researching places I could buy a land/house in the future. You can buy a house in Hungary for dirt cheap. This place is less than $20,000 http://www.rightmove.co.uk/overseas-...-48040715.html

    I'd love to hear your ideas.
    And what you ladies are also looking to potentially move and why…. <3

    Oh, and if you're traveling overseas with your dog(s), you can make your dog an emotional support dog OR you can lie and say your dog is a service dog (I said mine were seizure alert dogs). Still, the emotional support dog papers are for $100 (I have those, too) and I fly for free with my dogs ANYWHERE on the plane and they sit right beside me. Granted I am a dog trainer, so they are better than all the kids on the plane. Entering into a foreign country does require certain paperwork for your animal and it is little pricey though ($400-$600 for both of mine).
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  13. #8
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    Default Re: Living Abroad and Online Work

    Quote Originally Posted by JackAlexander View Post
    How did you decide on where to drop yourself?...I have a very small dog in tow, so entering foreign countries that has to be taken into consideration.

    I will have a small stash of money saved up over the next 6 months. I want to head out of here before the next winter falls.
    for me the boys (2 cats) were a huge factor in determining destination. in the Caribbean only JA and Barbados won't allow you to import NA-based animals (old outdated rules that go back to the colonial era) but each island that permits animal imports has different rules as to entry requirements. A sixth month time period doesn't leave you much wiggle room, so if I were you I'd start with titre tests now (most islands are rabies free and the rules are designed to ensure they stay that way). Lauren mentioned Australia, wicked destination I agree but their animal import rules are insanely expensive, far more so than the Caribbean.

    also make sure you have enough $$$ saved. moving internationally is expensive as hell; worth it, but really fucking expensive. I wouldn't recommend doing it unless you have a moving fund (separate from long term savings) of at least 30k. You'll need that for vet bills, moving costs and short term income while you get settled.

    do it though. the stress and expense are temporary, then the real awesomeness begins.
    Last edited by loveshooks; 03-14-2015 at 07:53 PM.

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    Default Re: Living Abroad and Online Work

    Also I would say go somewhere where the exchange rate favors you bigtime, its always easier to move that way as well.

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    Default Re: Living Abroad and Online Work

    This is the dream life as far as I'm concerned! If I didn't have a baby I'd be on it. Even with a kid I still think about renting a house or condo for a month or two and working abroad. Why the hell not! Freedom to travel is one of the biggest perks of the job.

    It has been my experience in past travels though, that internet is intermittent or too slow for camming in many places. Even when I stayed with locals in some places in the Caribbean and south america, what was considered good internet is shit compared to what I have here in the states. It makes it a daunting task to travel and work, since you never really know what your situation will be till you get there and log on.

    I know y'all can't say specifics for privacy reasons, but I am soooooo curious about where Melanie and Loveshooks are located!

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    Default Re: Living Abroad and Online Work

    Quote Originally Posted by missyamaya View Post
    I have been wanting to do this and I posted a thread on another forum asking the same question. I cammed a bit while I was staying in Lima, Peru for 1 month. There is a lot of poverty and a lot of wealth in that city. The cost of living there is low, but good luck if you don't know the language or if you have dogs (people think low of dogs there with all the strays--I know because I brought mine). Peanut butter is outrageous and I didn't find any organic produce (eh, I'm spoiled). Lots of yummy super foods for cheap, though! It wasn't my idea of paradise, but I would want to live somewhere with high quality internet connection and somewhere to perhaps buy land. I've been researching places I could buy a land/house in the future. You can buy a house in Hungary for dirt cheap. This place is less than $20,000 http://www.rightmove.co.uk/overseas-...-48040715.html

    I'd love to hear your ideas.
    And what you ladies are also looking to potentially move and why…. <3

    Oh, and if you're traveling overseas with your dog(s), you can make your dog an emotional support dog OR you can lie and say your dog is a service dog (I said mine were seizure alert dogs). Still, the emotional support dog papers are for $100 (I have those, too) and I fly for free with my dogs ANYWHERE on the plane and they sit right beside me. Granted I am a dog trainer, so they are better than all the kids on the plane. Entering into a foreign country does require certain paperwork for your animal and it is little pricey though ($400-$600 for both of mine).
    Hiii!!! I know hungary i was been there,and the place for 20.000 is totally far from everything,u need car 100% and i told u is a very very very COLD country,the winter is hard,and the people there is rude to the foreign,plus very very few people speak english,only young people and few of them... also the language is very difficult....my sister live there for a year and she speak only few words...
    I recomended you a site without mosquitos and perfect weather and cheep place is : canary islands....
    Other option there are towns in Spain in the coast as :salou,comarruga,san carles de la rapita,or below alicante for example....is cheep and awesome weather...the people is cool,and many people speak english.
    For me im looking to spend some months in miami,would like to spend some too in dominican republic but im afraid of the mosquitos disease causing deadly....
    So when i form a family with children maybe i go to live canary islands or somewhere near the spanish coast...if im not totally afraid of the mosquitos for sure will choose dminican republic,that i can travel to miami and is awesome city!!

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    Default Re: Living Abroad and Online Work

    How did you decide on where to drop yourself? I have looked at a few places in South America (Uruguay, Argentina, Ecuador) and in the Caribbean islands all the way to Australia, but cannot for the life of me decide where to start
    I'd recommend scouring expat forums to learn about the everyday practical stuff of relocating somewhere like the price of goods, gas, weather, internet etc.
    My situation regarding becoming a semi-expat was probably a bit different - because I was looking to be able to ( mostly ) retire from the adult entertainment industry and thus live comfortably on a reduced gross income. I had a fair amount of money saved / invested, and I knew I could count of a small amount of ongoing earnings from my established fan base. Thus the two most important factors in my choice of a location were low effective tax rates, and a low local cost of living.


    Also I would say go somewhere where the exchange rate favors you bigtime
    Exchange rate is actually a 'two-edged' sword. An exchange rate which is favorable this year may turn unfavorable next year. This can be a problem if most of your internet based earnings are paid in US dollars, but all of your costs of living must be paid in a volatile local currency.


    moving internationally is expensive as hell; worth it, but really fucking expensive
    This is absolutely true ... and especially so if you choose an island location where literally everything has to be transported by air or ship. Wanting to become a semi-expat on the 'cheap', lower moving costs was another factor which pointed me toward choosing a 'mainland' location. I saved a ton on moving costs by driving my own ( heavily packed ) car down through the US, through Mexico etc. Everything else was shipped down in one 20ft SeaLand container which, doing my own packing and unpacking, cost me something around $4500 delivered to my 'new' house. That was a serious back-breaking job, though, so if I had it to do over again I'd probably pay a few thousand extra to let international movers pack, ship, and unpack ... or, alternatively, sell off stuff and buy new such that I could fit everything which needed to be moved into a couple of standard pallet loads.


    that internet is intermittent or too slow for camming in many places. Even when I stayed with locals in some places in the Caribbean and south america, what was considered good internet is shit compared to what I have here in the states
    As I posted earlier, most locations do have truly high speed internet service available ... but as a 'luxury' item the cost of service is very expensive by US standards. As Loveshooks pointed out, the cost varies a lot from country to country too - and generally varies in inverse proportion to the local tax rates.

    Another consideration for US citizens at least is the country's policies regarding permanent legal residency and path to ( second ) citizenship. The US has the distinction of being one of the only countries which taxes the incomes of citizens living outside the country. Thus, if you don't 'do your homework', US citizen camgirls living and working from outside the USA may still winding up paying out a bunch of money in US social security and US income taxes on their camming incomes. To 'beat' that situation entirely, you need to officially renounce your US citizenship ... which in turn requires having a second country citizenship before you can safely do so. As of yet I haven't made a decision to become a full expat or not, but I have 2 years left to go on my path to ( second ) citizenship. In the meantime, as a US citizen, I have to limit my total return trips to the USA to 35 days per year to avoid being hit with US social security and income taxes on the first $106,000 of income.

    Lots of other factors went into my choice of location as well. Since I planned on ( mostly ) retiring, I wanted a location where I could party / socialize frequently and easily as well as on the 'cheap' ... thus I chose a location fairly close to a popular upscale tourist area with casinos, marinas, beachside bars / restaurants / clubs etc. Generally speaking, I don't wind up spending much of my own money when I go out !!! There are also quite a few invitations from vacationing north Americans or Europeans to go yachting / diving / flying / touring Mayan ruins or nature preserves etc. ... which I occasionally accept.

    Again coming back to living on the 'cheap', I also chose a location that was close enough to 'world class' medical care, close enough to shopping opportunities at real 'North American' stores, close enough to real auto dealers etc. that I could drive there on the 'spur of the moment'. A running joke in many expat communities is 'what health care provider do you use --- American Airlines', and I wished to avoid that scenario for several different reasons ( including loss of my IRS foreign income tax exclusion by spending too many days a year within US borders ). I achieved this by being about a 90 minute drive or bus ride ( counting border crossing delays ) from a Mexican provincial capital city which has all that stuff.

    Yet another factor which was mentioned earlier was the importance of nearby expats for mutual support. This can also be a 'two-edged sword', as many expat groups will try very hard to 'integrate' you into their communities ( which is something I wished to avoid ). In my area there are a couple of large 'gringo' groups ( they're not expats though, been living here for 50+ years ) which can provide help and support if a dire situation should arise, but who keep to themselves otherwise. They've been very helpful to me though where a major home repair was concerned !!! They also grow and sell genuine organic produce, genuine free range meats etc. at local markets at comparative bargain prices.
    Last edited by Melonie; 03-15-2015 at 07:50 AM.

  22. #13
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    Default Re: Living Abroad and Online Work

    Quote Originally Posted by Bambola View Post
    Other option there are towns in Spain in the coast as :salou,comarruga,san carles de la rapita,or below alicante for example....is cheep and awesome weather...the people is cool,and many people speak english.
    For me im looking to spend some months in miami,would like to spend some too in dominican republic but im afraid of the mosquitos disease causing deadly....
    So when i form a family with children maybe i go to live canary islands or somewhere near the spanish coast...if im not totally afraid of the mosquitos for sure will choose dminican republic,that i can travel to miami and is awesome city!!
    I know you PMed me privately about this, but I figured it was worth responding to publicly because mosquitoes are a potential health issue. Chikungunya is rampant in the DR, it's actually in existence on all the islands but some are harder hit than others. There have been a few cases in Florida as well. the DR and JA are among the worst hit, shortly after moving my guy and I went on a biz trip to JA and we stayed a few extra days to visit his family. While we were there he got it.

    I have never seen such a bizarre (and serious) illness, he was incredibly sick for months and by the end honestly both of us were really afraid he'd never get better. It was a nightmare and even thinking about it now gives me knots in my stomach, it was that scary.

    So yeah, mosquito repellent is an absolute must. luckily in most places the mosquitos only come out at night so being outside during the day isn't high risk.

    Spain is such a gorgeous country, I went there years ago but still have such vivid memories.

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    Default Re: Living Abroad and Online Work

    I really love this thread and the answers, so thank you all. I am curious though, some of the countries mentioned --- is drinking the water bad? I went to Puerto Vallarta as a teen and we knew drinking the water would be bad, so we didn't, except that I had ice in my pop (not thinking about that part)... *sigh*.. I got Montezuma's Revenge. Is it like that in most countries? Thanks in advance.


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    ^^^ water quality varies widely from location to location. In my own case, the municipal water quality is pretty good thanks to the relatively high amount of local rainfall. Water quality in the 'desert' parts of Mexico absolutely sucks. Also agree with Loveshooks that mosquitos and other local insects can and do carry a lot of diseases. And unlike the USA, local gov'ts typically don't make an effort to eradicate them. Certain times of day, and certain times of year, are much worse than others though.

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    Oh I'm also curious, is having good credit important in Mexico (if anyone knows) or the Caribbeans, even? Or foreign countries? It's pretty important in the U.S., so I was curious... thanks again


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    Default Re: Living Abroad and Online Work

    [QUOTE=missyamaya;2737719] I didn't find any organic produce (eh, I'm spoiled).[/url]

    The use of pesticides in much less common in South America and also GMOs. It is not going to be labeled "organic" you just need to ask.
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    is having good credit important in Mexico (if anyone knows) or the Caribbeans, even? Or foreign countries? It's pretty important in the U.S., so I was curious
    This gets into yet another topic ... foreign country banking for US citizens. The US has recently imposed new reporting requirements regarding the accounts of US citizens opened and maintained by / in foreign banks. This has caused a lot of foreign banks to simply refuse to open new accounts for US citizens ( well, at least US citizens who don't plan to deposit $1 million !!! ), and has caused a lot of foreign banks to close pre-existing accounts for US citizens. However, these new reporting regulations do not apply to foreign banks which do NOT have branches within the USA. Some foreign countries do have banks which have zero presence within the USA, but some others don't. However some foreign country banks with a US presence have also decided that they will voluntarily do the additional IRS paperwork rather than turn US accounts away. So this is a topic requiring some fairly serious research for US citizens these days. See ( good factual info, but please take the author's attitude with a grain of salt !!! ).

    This is all leading to your question about US credit rating. With the advent of these new US IRS bank reporting regulations for foreign banks which also have US operations ( or foreign branches of US banks ) and thus access to US credit rating data, odds are that they will refuse to open a new foreign country account for you in any case. Banks which have zero presence within the USA will be happy to open a new account for you, but they will not have access to your US credit rating data and will most likely not give you credit in any case.

    So, with the exception of countries whose banks have decided to voluntarily comply with FACTA while welcoming new US citizen bank accounts, I guess the 'real world' answer to your question is no. US credit rating will probably mean very little. $10,000 in cash will mean far more ! Generally speaking, expat target foreign countries are far more 'cash' oriented.

    And that actually brings us to another expat topic ... being granted 'permanent' residency. Many foreign countries now require that X thousand US dollars be deposited within their country as a pre-requisite to being granted a permanent resident Visa. This is 'supposedly' required to insure that the 'gringo' has sufficient financial means to support themselves ... and not become a burden on the country's social services. This sort of permanent resident visa system varies a lot from country to country, and generally varies in inverse proportion to local tax rates also.

    However, it's very possible to live in a foreign country for years on a visitor visa ... which merely requires that you leave the country for 24 hours once every 6 months or whatever, and then come back across the border, pay a new visa fee, and you're good for another 6 months. But not having permanent resident status can have some negative side effects, from not being able to open local bank accounts, to being required to pay duties every time you go shopping outside the country and try to bring your items back across the country's border, to having difficulty buying real estate / cars / boats, to the 'treatment' you will receive from local police, local utilities, etc. This also varies a lot from country to country, somewhat based on how much of a role tourism and/or the expat community plays in the local economy . And, obviously, being a permanent 'visitor' does nothing which will eventually lead to obtaining a second citizenship. However I know a lot of expats who have been permanent 'visitors' for many years, with no plans to seek permanent resident visa status.
    Last edited by Melonie; 03-16-2015 at 03:44 AM.

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    Quote Originally Posted by JessaBelle View Post
    I really love this thread and the answers, so thank you all. I am curious though, some of the countries mentioned --- is drinking the water bad? I went to Puerto Vallarta as a teen and we knew drinking the water would be bad, so we didn't, except that I had ice in my pop (not thinking about that part)... *sigh*.. I got Montezuma's Revenge. Is it like that in most countries? Thanks in advance.
    http://www.berkeyfilters.com And for everyone who is traveling, even if country is "ok" better always just be careful.you can buy travel size or that mini version, absolutly loveeeee this filter, worthy, long lasting!

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    I feel obligated to point this out: wherever you go, if you are planning to earn money, even working online, you may be required to obtain a work visa. Even though you are working online, the physical work is being done in that country and you could find yourself running afoul of immigration laws. Getting deported for working illegally is serious business, especially if the country you get booted from has reciprocal no-entry agreements with other nations--you could find yourself unable to enter other countries for several years, even as a tourist. Then of course, there are tax systems and so on. I am from Canada and currently working abroad, but I have a work visa and have done the whole tax song-and-dance (well, an accountant is doing most of it because I suck at math). Please be careful--it seems so easy to evade detection with e-wallets like Paxum and Payoneer, but it can go so wrong so fast.
    And here ends the lecture parents give you.

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    Default Re: Living Abroad and Online Work

    feel obligated to point this out: wherever you go, if you are planning to earn money, even working online, you may be required to obtain a work visa. Even though you are working online, the physical work is being done in that country and you could find yourself running afoul of immigration laws.
    This is one of the reasons that I selected the particular 'new' country which I did. They only care about money earned from businesses actually based in their country, and don't impose work visa or income tax requirements on money earned from 'foreign' sources i.e. businesses based outside their country. But yes this is something which also deserves a bit of research.

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    This thread makes me so curious and excited and nervous about my dreams of leaving the US and moving somewhere more tropical one day. I definitely would not consider making the move for another 2-3 years but it's still something I like to think about. And as this thread shows, there are a million things to research and consider before making any decisions. I do wonder about the people who live in Caribbean areas, how do you deal with hurricanes or other kinds of natural disasters? I'm 2 hours from the coast and have experienced very scary hurricanes.
    Quote Originally Posted by funismymiddlename View Post
    a good hustle and raised prices make anything possible.

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    ^^ Mexico doesn't have hurricanes I think that's more like Florida and the Caribbean
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  41. #24
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    [QUOTE=Gia2608;2738098]
    Quote Originally Posted by missyamaya View Post
    I didn't find any organic produce (eh, I'm spoiled).[/url]

    The use of pesticides in much less common in South America and also GMOs. It is not going to be labeled "organic" you just need to ask.
    Good point. I did think about that, too, but I usually like to know for sure. I did go to 1 place in the city that had organic meals labeled and smoothies, but they were more than the USA price. It was pretty fancy.
    “Personal empowerment means deconditioning yourself from the values and the programs of the society and putting your own values and programs in place.”
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    For the ones considering Mexico it has an Atlantic coast which means the hurricane/storm season starts on June and it ends on Nov the 30th.
    Argentina is pretty bad for people exchanging dollars, there is a daily limit of U$231 for any financial transaction.

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