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Thread: Change your life style in a better way, spending less and living more

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    Senior Member ScarletSage's Avatar
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    Default Change your life style in a better way, spending less and living more

    Hey everyone,
    I just wanted to share a website with you that I saw to be very similar to my life goals. It's about being smart about the way you spend and invest your hard-earned money and retire easily. Even though i don't agree with the retiring part, it is quiet handy if you are working only to make money. I hope it's ok to post links: http://www.mrmoneymustache.com/

    I am a frugal and minimalist person myself. I really dislike consumption culture, food waste and material luxury. I aim to spend my money on experiences instead of things, and he focuses on tips and tricks of how to do that.

    If you like, we can also use this thread to share our ways of fixing our budgets. For example Simple Budget app and You Need a Budget (free for students) softwares are very good at helping you keep track of your spendings. When you start typing in your expenses, you automatically become more careful about spending.

    I wish everyone debt free, smart days!

    Sage


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    Default Re: Change your life style in a better way, spending less and living more

    Quote Originally Posted by ScarletSage View Post
    Hey everyone,
    I just wanted to share a website with you that I saw to be very similar to my life goals. It's about being smart about the way you spend and invest your hard-earned money and retire easily. Even though i don't agree with the retiring part, it is quiet handy if you are working only to make money. I hope it's ok to post links: http://www.mrmoneymustache.com/

    I am a frugal and minimalist person myself. I really dislike consumption culture, food waste and material luxury. I aim to spend my money on experiences instead of things, and he focuses on tips and tricks of how to do that.

    If you like, we can also use this thread to share our ways of fixing our budgets. For example Simple Budget app and You Need a Budget (free for students) softwares are very good at helping you keep track of your spendings. When you start typing in your expenses, you automatically become more careful about spending.

    I wish everyone debt free, smart days!

    Sage
    Thankyou for this!
    X

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    Senior Member MadamDragon's Avatar
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    Default Re: Change your life style in a better way, spending less and living more

    Thank you! Really useful resource. I'm at a stage in my life - hopefully not too late! - when I realise that it's not just how much you make but what you do with the money that's going to make a big difference.

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    Featured Member bigbootyjudy1's Avatar
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    Default Re: Change your life style in a better way, spending less and living more

    My family members make fun of me cuz i'm a cheapskates.I think its funny .I love being frugal,i never know when one day i might wake up and camming is gone.Plus im not gonna have these looks and energy forever.I work hard for this money.It would be shame a not to have nothing to show for it in the next 5 years .
    Last edited by bigbootyjudy1; 10-19-2015 at 05:54 PM.

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    God/dess Smurfette's Avatar
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    Default Re: Change your life style in a better way, spending less and living more

    I've been reading Mr Money Mustache for years. It has some really great information. I don't follow many of his suggestions (I like cable TV, I like my car, I don't want to ride a bike everywhere, lol) but it's still a fantastic resource. I'm not frugal AT ALL. Most of my money disappears as soon as I get it. But I've at least started saving every month. The whole point of "retirement" that he talks about it not to stop working necessarily, but to invest enough money that you can live off the annual interest, provided you cut your expenses down a lot and live a simple, inexpensive life. It's definitely a worthy goal to pursue. I want to get there myself, but I have a long hard road ahead to get there.

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    Senior Member ScarletSage's Avatar
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    Default Re: Change your life style in a better way, spending less and living more

    Yes that's right, it is not about stopping working but more like "making money work for you". And also about starting the job you would really enjoy to do, just the freedom of it I guess.
    Your welcome girls, I hope it helps you For now I am still a student, surviving on 600 euroes a month, but I hope to keep on my living style so that I can save what's left of my (hopefully fat) pay check after I subtract the 600-800 euroes I live on.

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    God/dess sexysusie's Avatar
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    Default Re: Change your life style in a better way, spending less and living more

    Thanks for this! I love the website moneysavingexpert and have been an fan of their thrifty and income boosting threads for years. While I'm not deliberately frugal I do things like bulk buying food, batch cooking, then freezing into portions in my chest freezer. Saves SO MUCH MONEY!! I also use all the tools on the website to find the best insurance, phone contracts, deals etc. it's amazing how much you can save this way while never feeling like you physically have to stop spending (as a Leo that is something I struggle with ). Another idea i got from there is about piggy banking where you have different 'pots' (read, bank accounts) to keep different money in. So when you get paid you portion it off into those pots, so you'd have a tax pot, household expenses pot, bills pot, emergencies pot, holiday savings pot, luxuries pot and so on. if you choose high interest paying current accounts (savings accounts are dead, forget them), you can benefit from the growth on these pots too! Really awesome info out there on ways to cut down spending, maximise earnings and savings, and just generally making your money work for you x
    "If you want to earn more, learn more" ~ Zig Ziglar




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    God/dess SimoneGray's Avatar
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    Default Re: Change your life style in a better way, spending less and living more

    thank you for this! subscribing so I can take a proper read later on.

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    Veteran Member miss cleo's Avatar
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    Default Re: Change your life style in a better way, spending less and living more

    I've been reading this for a while and I love him, he is so inspiring.☺

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    Default Re: Change your life style in a better way, spending less and living more

    Thanks! I'm going to check it out.

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    Default Re: Change your life style in a better way, spending less and living more

    I love that site.. haven't been there in awhile

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