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Thread: How to turn visa debit gift cards into cash

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    God/dess indiegirl's Avatar
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    Default How to turn visa debit gift cards into cash

    I had a customer who paid me in gift cards this week but mama needs cash to pay rent and add to my bank account to pay my credit card bill. Essentially this money does no good for me right now. How do I handle this? I've searched and searched on google. I've even tried some of the suggestions including sending a paypal invoice to myself and sending the money that way but you can no longer do that. I've also heard square no longer accepts debit gift cards as transaction payments anymore. I'm sure it was super convenient for whatever he was trying to hide for his purposes but I have no use for the 2 handfuls of gift cards he's given me. Help would be super appreciated right now .

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    Veteran Member Dominic.2's Avatar
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    Default Re: How to turn visa debit gift cards into cash

    Sometimes you can register them online ... then set a PIN CODE ... them use them at the ATM to pull out cash like an regular ATM card ... SOMETIMES.

    the ones we use at work are issued thru a local bank (key bank) and they typically work at the keypads at the tellers inside the bank. Ditto for Wells Fargo.

    Often at work, we have extra visa gift cards at the holiday times. Either work hands their out the extra unused ones to some of us or sometimes the owner takes them and calls dibs. I never thought to give some to a sex worker instead of cash, lol. That sucks.

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    God/dess indiegirl's Avatar
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    Default Re: How to turn visa debit gift cards into cash

    Quote Originally Posted by Dominic.2 View Post
    Sometimes you can register them online ... then set a PIN CODE ... them use them at the ATM to pull out cash like an regular ATM card ... SOMETIMES.

    the ones we use at work are issued thru a local bank (key bank) and they typically work at the keypads at the tellers inside the bank. Ditto for Wells Fargo.

    Often at work, we have extra visa gift cards at the holiday times. Either work hands their out the extra unused ones to some of us or sometimes the owner takes them and calls dibs. I never thought to give some to a sex worker instead of cash, lol. That sucks.
    Grrrr..Apparently square takes like 2-3 percent of what you made. I just signed up to test it out lol. Thank you anyways.

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    Member Julianapleases's Avatar
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    Default Re: How to turn visa debit gift cards into cash

    PayPal but they take a percentage also (card scanner as if you had a business and we're taking payments by card. I used it once before)

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    Veteran Member Dominic.2's Avatar
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    Default Re: How to turn visa debit gift cards into cash

    You typically lose $2 or some percentage even if the ATM method works. Sometimes you luck out (no fees) when you go back to the issuing bank, but not always. I think you always lose money with Square. A lot of the visa gift cards use Square I have noticed.

    Best use I have found for those gift cards is to run them through iTunes (music for the wife) or use them to buy gasoline/petrol (esp. if I have a bunch of the $25 ones). You can't use the card readers outside at the pump, you need to prepay inside with the clerk. That way I can spend the FULL VALUE.

    Neither helps with cash for your bills though. Sorry.
    Last edited by Dominic.2; 12-18-2015 at 04:41 AM.

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    Default Re: How to turn visa debit gift cards into cash

    There are some companies that will buy gift cards from you and pay you cash. Of course, they are going to give you less than the cards are worth, but at least you can get cash that way.

    Gift card granny is one:

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    Default Re: How to turn visa debit gift cards into cash

    I believe Google wallet use to be able to store gift cards and linking account with a bank account, you could transfer the money to your bank account all for free.
    Or using the google wallet prepaid debit card you could withdraw money at an atm for free, depending on the atm used.
    However they recently introduced Android Pay which is where the gift cards are now being stored. It's unclear to me if you can still transfer that money elsewhere




    As already mentioned another method, which I have actually used is Paypal card scanner. The mobile card reader is free,




    other brands/services that offer card readers include:
    Last edited by StripperWeb; 06-08-2017 at 01:37 PM.

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    Default Re: How to turn visa debit gift cards into cash

    Late update: The square app worked out perfect including using it with another client during that month. Always ask for the receipt when the client arrives with his gift cards to confirm the donation amount.

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    Default Amazon gift cards, not cash but free

    I buy a lot on amazon so it makes sense to their a balance up there anytime I have visa gift cards lying around. No charge and I think the lowest amount they do use less than 50¢

    So if you want to be with me
    With these things there’s no telling
    We just have to wait and see
    But I’d rather be working for a paycheck
    Than waiting to win the lottery
    Besides maybe this time is different
    I mean I really think you like me

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    Default Re: How to turn visa debit gift cards into cash

    If you have a prepaid debit card with a pin (One Vanilla Card) you can get a money order from the Post Office or Walmart. You just use the debit card like it's a normal card (don't hand it over) and then you can cash that or deposit it.

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