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Thread: Don't use squarecash

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    Default Don't use squarecash

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    Enough said. I want to cry.



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    Default Re: Don't use squarecash

    Oh my god I don't know this site but I'm so sorry this happened! and I hope Sanchit Sarin gets infected ass carbuncles! sorry this happened, again.
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    Default Re: Don't use squarecash

    Damn, I used to accept it as well. I hadn't read the non-adult policy but once I did I stopped taking it. I had one issue where square actually sent back the money to the client. They held the money for 3 business days to 'investigate' but my client told me he got it back. I had him resend it another way but I'm really sorry you had to go through that. Karma will get him, don't you worry. Be sure to read the site's TOS.
    Last edited by kortneykay; 06-22-2016 at 07:46 PM.




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    Default Re: Don't use squarecash

    I'm disputing the reversal. I have texts saying its for my birthday. Sucks cause it actually was my birthday. He's pissed I had no intention of meeting him. Thank God I never did.



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    Default Re: Don't use squarecash

    Advice: should I expose him online? I have his LinkedIn. Company names. Etc.

    I took a screenshot of him on skype....

    Should I ? I'm so fucking livid

    I wouldn't feel bad whatsoever. I'm more worried about retaliation or criminal charges.



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    Default Re: Don't use squarecash

    Ladies, Square is one of the most corrupt services out. I wish I could scream it to te high heavens so everyone would stay far far away.


    not only is it not adult service friendly Square money "floats" meaning they accept funds as a middle man and holds money until it accrued interest. Hundreds if not thousands of reports of this- square makes a FORTUNE in holding funds and sometimes never releases them.

    read this: https://www.cardpaymentoptions.com/c...comment-199423

    If you've ever used them call your bank and get a new debit card. Square will play with your cv number and debit funds a year + after the funds clear. It's not even the customers who dispute, but square will blame the sender and take the funds.

    square is a SCAM

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    Default Re: Don't use squarecash

    I've never had an issue with squarecash. I've used it many times with long-time trusted regulars. My mistake was using SQ with a guy I had just "met" on cam that same day. I should have taken a lululemon e-gift card or something. Ugh



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    Default Re: Don't use squarecash

    I'm so sorry this happened to you :-(. I was going to start taking Google Wallet but I'm so afraid of this happening. I just take Amazon gift cards because there is always something I need or want from there. *hugs*

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    Default Re: Don't use squarecash

    This can happen with any non-adult payment processor. Those of you using SnapCash might want to stop since it is owned by Square.
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    Default Re: Don't use squarecash

    *facepalms*

    How many times do we need to say it? Repeat after me:

    DO NOT USE NON ADULT FRIENDLY PAYMENT PROCESSORS!

    There is no such thing as a "trusted regular" that can be 100% trusted 100% of the time. I don't care how long they've been your custie, anyone can flip on you.

    It's not that hard to sign up on an indy site to take payments for skype shows, gifts, etc.



    I just don't get it. Maybe It's just the fact that these threads keep popping up lately I dunno but I'm getting rather annoyed. Can we please get a sticky or something?

    OP, I'm sorry this guy's a douche bag and disputed the charge, I feel for ya, but you really shouldn't be using SquareCash for this stuff to begin with.... or Google Wallet... or PayPal... or Venmo.... etc. etc. etc.


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    Default Re: Don't use squarecash

    Quote Originally Posted by xoprincessremy View Post
    Advice: should I expose him online? I have his LinkedIn. Company names. Etc.

    I took a screenshot of him on skype....

    Should I ? I'm so fucking livid

    I wouldn't feel bad whatsoever. I'm more worried about retaliation or criminal charges.
    No, you shouldn't.

    1) It may be illegal to do something like that.

    2) It's almost impossible to fight that type of chargeback, but if you expose him, he might take it even further and get you banned from squarecash, or even investigated for fraud.

    3) It's bad press for all of us. Guys that are new to camming, especially Skype shows, are often jumpy because they think that we're going to scam them, or that we'll get their real info, record them, and expose/blackmail them. If you actually do that, it's just one more horror story that supports that narrative, which inevitably leads to dealing with more bullshit from potential custies.

    4) Between customers and models alike, it should be understood that outting is a very serious offence, and essentially taboo. Obviously there are incredible shitheads that do it, but for the most part, there are many thousands of people involved in some aspect of the cam world that understand that none of us wants to lose our anonymity. Even though he did something really shitty, if you out him, it makes outting that much more acceptable across the board. We don't want anyone thinking that outting is an acceptable way to deal with someone that screws you over, because there are plenty of guys that inexplicably believe they've been screwed over by us, and we certainly don't want those guys thinking that it's ok to try to out a model every time they feel butthurt.
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    Default Re: Don't use squarecash

    I'm not a web cam girl. I just saw your post and decided to read what happened. It's awful. This used to happen to me on ebay with friggin paypal back in the late 90's and early 2000's when I was selling used panties on ebay with a polaroid (they changed the policy on used garments, etc etc). I totally FEEL your anger. I was the same way. Back then I had my buyers names and address and I researched their name in a website to see if they were married. If so, I sent a pink greeting card addressed to their wife with printed copies of the guys order "please rub your pussy juices on these panties so I can jerk off baby" etc with a copy of his ebay name and address. That was my revenge. Just thought I'd share it. Maybe in your webcam community you can out this guy or something, but I don't know. Just know we all sympathize with you and have probably all been there at some point.

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    Default Re: Don't use squarecash

    Don't out anyone. That's morally wrong and extremely unethical.

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    Default Re: Don't use squarecash

    That customer doesn't deserve to be outed. It is clear, very clear that non adult payment processors are not to be used for adult transactions. He has every right to get his money back unfortunately.

    You are very brave to share this with us and for that I am thankful to you. You have probably saved a lot of girls from getting screwed over in the future and nipping this sort of shit in the bud with girls who are tempted to go for the risk and do it anyway.
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    Default Re: Don't use squarecash

    I completely agree with Tsani, there really needs to be a sticky outloning payment processors we can and cannot use. You chose to use squarecash even thougb it very clearly states non adult only. Even if you fight the chargeback squarecash are still going to shut you down.

    I personally would fight the chargeback and get a proper payment processor in now. If yoh do get the 500 bucks back then move it to your bank account.

    I really dont get why cammers are still trying to use very obviously non adult accepting payment processors when all they have to do is set out how much they want for each product, divide by the percentage they are getting then multiplying by 100, giving you the price the client should be charged. This is basic math and basic prinicples of business. So many other business calculate prices like this so why arent we?
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    Default Re: Don't use squarecash

    Quote Originally Posted by malika29 View Post
    I completely agree with Tsani, there really needs to be a sticky outloning payment processors we can and cannot use. You chose to use squarecash even thougb it very clearly states non adult only. Even if you fight the chargeback squarecash are still going to shut you down.

    I personally would fight the chargeback and get a proper payment processor in now. If yoh do get the 500 bucks back then move it to your bank account.

    I really dont get why cammers are still trying to use very obviously non adult accepting payment processors when all they have to do is set out how much they want for each product, divide by the percentage they are getting then multiplying by 100, giving you the price the client should be charged. This is basic math and basic prinicples of business. So many other business calculate prices like this so why arent we?

    The way squarecash works is that as soon as you receive a payment, the funds are automatically available in your bank account. It's not even pending or processig because it's linked to your debit card.

    What I should have done is: as soon as I received the payment, I should have ran to the bank and immediately requested a new debit card number. That way, squarecash could not have pulled any money back from my bank account. I would have had a new debit card number that was completely unlinked to squarecash.



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    Default Re: Don't use squarecash

    Quote Originally Posted by hyori View Post
    That customer doesn't deserve to be outed. It is clear, very clear that non adult payment processors are not to be used for adult transactions. He has every right to get his money back unfortunately.

    You are very brave to share this with us and for that I am thankful to you. You have probably saved a lot of girls from getting screwed over in the future and nipping this sort of shit in the bud with girls who are tempted to go for the risk and do it anyway.
    Yes I'm so very happy more models are coming forward and ousting Square. I'm standing with Hyori on this ladies...stop using snap cash and square and stay fAr away from any third party peer 2 peer money services where you give up your cvv number. With that, comes a ridiculous fine print contractual rule these services can and will take your funds back if they feel like it. Within any time frame!!!!!

    principles like this wouldn't work in the adult industry or just in general. There are small businesses in the vanilla world that are getting thousands of dollars stolen from them for selling hamburgers by Square so HELL YES these scam companies will take your tribute money.

    ive had this happen to me as well after 1 year. Yes, 363 after funds cleared from Square they took it back and tried to say the customer disputed. I contacted the customer, and he said no longer even used Square. square lies and their doors are open because they float funds and make boatloads of interest. They borrow from Peter and pay Paul. Every 90 days a dispute is being resolved with the bank they get to hold the money and release it *maybe* only if a lawyer or a bank get involved.

    To anyone who thinks it won't happen to them, read the reviews from the site I posted above. Thousands of negative reviews, heartache and debt.

    OP if the $500 was debited from your bank there is a chance you can get it back. But it's a process with your bank that takes 3 months or so. Do not ever get involved with Square's "support team" they will never help you bc their company is a scam

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    Default Re: Don't use squarecash

    Ok, now as a domme that I am, im gonna be mean and bitchy. If u take non adult processor payments and get a refund or cb, u deseved it, so stick with it and dont cry it out loud. im so full that girls still use the fucking paypal and shit for payments and then find themselves entitled to cry out their losses. man, how dumb someone can be????!!!!
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    Default Re: Don't use squarecash

    Quote Originally Posted by xoprincessremy View Post
    The way squarecash works is that as soon as you receive a payment, the funds are automatically available in your bank account. It's not even pending or processig because it's linked to your debit card.

    What I should have done is: as soon as I received the payment, I should have ran to the bank and immediately requested a new debit card number. That way, squarecash could not have pulled any money back from my bank account. I would have had a new debit card number that was completely unlinked to squarecash.
    and you plan on doing this every time someone sent you money on square? after awhile ur bank would suspect something . i had my citibank account shut down a few years ago for disputing too many charges on my card. i dunno why but i had a bad bout of online charges on my card i didnt do and eventually they considered me "high risk" and shut my account off and mailed me a check with my balance in it .

    even if you did get a new card im sure square would still want their money if they couldnt pull the money back from your card and ur square account would probably have a negative balance and they would just pull the money from new ur card . and now ur thinking just make a new sqaure account ? when u made it they probably asked for your SSN so theyre would be realy no way to get around not paying square back because ur SSN would probably be linked with them for that debt
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    Default Re: Don't use squarecash

    Quote Originally Posted by xCamLovex View Post
    Yes I'm so very happy more models are coming forward and ousting Square. I'm standing with Hyori on this ladies...stop using snap cash and square and stay fAr away from any third party peer 2 peer money services where you give up your cvv number. With that, comes a ridiculous fine print contractual rule these services can and will take your funds back if they feel like it. Within any time frame!!!!!

    principles like this wouldn't work in the adult industry or just in general. There are small businesses in the vanilla world that are getting thousands of dollars stolen from them for selling hamburgers by Square so HELL YES these scam companies will take your tribute money.

    ive had this happen to me as well after 1 year. Yes, 363 after funds cleared from Square they took it back and tried to say the customer disputed. I contacted the customer, and he said no longer even used Square. square lies and their doors are open because they float funds and make boatloads of interest. They borrow from Peter and pay Paul. Every 90 days a dispute is being resolved with the bank they get to hold the money and release it *maybe* only if a lawyer or a bank get involved.

    To anyone who thinks it won't happen to them, read the reviews from the site I posted above. Thousands of negative reviews, heartache and debt.

    OP if the $500 was debited from your bank there is a chance you can get it back. But it's a process with your bank that takes 3 months or so. Do not ever get involved with Square's "support team" they will never help you bc their company is a scam
    Yeah I emailed the support team. No response. Figures. Is there any specific dept I should contact at my bank?



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    Default Re: Don't use squarecash

    Quote Originally Posted by xoprincessremy View Post
    The way squarecash works is that as soon as you receive a payment, the funds are automatically available in your bank account. It's not even pending or processig because it's linked to your debit card.

    What I should have done is: as soon as I received the payment, I should have ran to the bank and immediately requested a new debit card number. That way, squarecash could not have pulled any money back from my bank account. I would have had a new debit card number that was completely unlinked to squarecash.
    No what you mean is what you should have done is use an adult content friendly paymemt processor.

    For those that think Square and other payment processors hold onto your funds so they can earn intetest, nope they cant. They have no way to do that as they are not a bank. Clue is in the title, all they can do is process payments. Funds being held on your bank account for a period of time is down to your bank and your bank only. Each bank has their own terms for how long these funds can be held for and how long after a transaction is made a claim can be made against it. Visa, mastercard or whoever may be your banks payment processor but your terms and conditions are with your bank. Also with banks if the pp doesnt have full bank details to return funds to the correct account then the pp will send the funds and its down to the bank to sort out the right account. Its them that take an age ro put funds into the right account which can take an age.
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    Default Re: Don't use squarecash

    Quote Originally Posted by xoprincessremy View Post
    Yeah I emailed the support team. No response. Figures. Is there any specific dept I should contact at my bank?
    if anyone has used Square and has accepted tributes with their current debit card, you should really let your bank know your security has been breached and you need a new debit card. you can ask them to block any debits coming in from Square.

    have you talked to this customer since the dispute? if you know him well, you might inquire with him? if he's just a random, then there is a possibility he did dispute it.

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    Default Re: Don't use squarecash

    There was a post regarding Square not being a bank. I read somewhere they hold funds with JP Morgan. Many speculate they make money off of customer funds through that connection. I'm kind of appalled the Square reader is offered at reputable businesses for entrepreneurs to accept payments because they're reviews are horrible. I would totally never recommend them for annnything. When I see businesses use it, I just want to beg them not to. I actually refuse to swipe my card on a Square reader because I'll get a phishing email soon after. Security breaches galore with Square accounts.

    Even their website and customer service line is a dead end...ick! just awful.

    I have totally winded down on collecting tributes because sometimes the highest high of collecting them are often followed by chargebacks and fees. Ha. I decline Amazon cards as well as the anti adult vibe of Amazon rises every year. I enjoy SM and MFC for the no chargeback policies and have found getting tributes are just way more reliable on sites that don't penalize Models for shit idiot customers do.
    Last edited by xCamLovex; 06-22-2016 at 02:49 PM.

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    Default Re: Don't use squarecash

    You really need to trust anyone you give access to do more than just take a one-time payment to your bank account (via debit card...never allow a draft). We had to get licensed and bonded for back-end ACH access, and there's a lot of damage we could do in theory given people's account numbers. It scares me to think who else may have that kind of access, especially if someone checks off a TOS or signs off on something without reading it.

    Basic rule is to NEVER give any company or person carte blanche access to draft your account for any reason. Always keep your bill pay firmly in your control, no matter what incentive they give you to do otherwise. Even a small accident on their part can have massive consequences to your finances.

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    Default Re: Don't use squarecash

    Quote Originally Posted by malika29 View Post
    I completely agree with Tsani, there really needs to be a sticky outloning payment processors we can and cannot use. You chose to use squarecash even thougb it very clearly states non adult only. Even if you fight the chargeback squarecash are still going to shut you down.

    I personally would fight the chargeback and get a proper payment processor in now. If yoh do get the 500 bucks back then move it to your bank account.

    I really dont get why cammers are still trying to use very obviously non adult accepting payment processors when all they have to do is set out how much they want for each product, divide by the percentage they are getting then multiplying by 100, giving you the price the client should be charged. This is basic math and basic prinicples of business. So many other business calculate prices like this so why arent we?
    Because it's fast, easy, and "free". Many folks like to try to 'cheat the system' so to speak. Or they're in a really bad, possibly desparate spot and want the money NOW. Not saying ANY of this applies to the OP. But I know I have been desparate enough to consider such things 'just once' because I really needed the money. I didn't do it. I've held out and waited, but I can understand that part of it.
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