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Thread: Banking question

  1. #1
    God/dess xxxGothBarbie's Avatar
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    Default Banking question

    So I just got a new account with a well known bank & was wondering if any of you have issues with getting a direct deposit from either SM, CB, or any other big camming/clip sites? I didn't want to deal with a prepaid card bc the fees tend to add up quickly so I'm hoping I won't have any trouble with getting my money directly deposited into my bank acct. Do I need to get a payoneer or am I ok with just the account?

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    Veteran Member anoncamgirl's Avatar
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    Default Re: Banking question

    I use direct deposit for all the websites I'm on. I've never had an issue. You'll be fine.

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    Default Re: Banking question

    I WILL LET YOU KNOW MY EXPERIENCE BY MIDNIGHT! lmao (I Hope!)

    This will be my first time getting payed, and by direct deposit, from CB.

    The site says payouts from 15th-31st arive by the 7th. There was the stupid holiday, but today is the 7th and I'm extremely hopeful it will come through by midnight...cuz right niw my bank account is full of moths and crickets.

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    lol so I'm checking it every like 30 mins. I'll let you know if it drops tonight (by the 7th) like the site says it does.

    can't help with info on other sites, and I do have payoneer but haven't cashed anything through it yet so not sure if it's as fast as DirDep or not. I think there is already a similar thread about this you might find more info there.
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    Default Re: Banking question

    1:00 AM ... it's officialy the 8th.... I did NOT get payed.
    So either the site and/or my bank account has not proccessed
    the Direct Deposit....Considering Monday was a holiday, My guess
    Is the Bank....either way....Damn it. *shrugs* hope you have better luck.
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    Veteran Member avalon_rose's Avatar
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    Default Re: Banking question

    Quote Originally Posted by KPTfiend View Post
    1:00 AM ... it's officialy the 8th.... I did NOT get payed.
    So either the site and/or my bank account has not proccessed
    the Direct Deposit....Considering Monday was a holiday, My guess
    Is the Bank....either way....Damn it. *shrugs* hope you have better luck.
    What time zone are you in? Many times banks will say 'midnight' for deposits and ACH to clear, but I've noticed it's more like midnight-1 AM PST. So 3-4 AM EST ... and some come even later than that. I hope you got paid today. =\
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    God/dess xxxGothBarbie's Avatar
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    Default Re: Banking question

    Ya I haven't started yet but I got it for the sole purpose of saving money from the fed ex checks, and also since I move around a lot.
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    Default Re: Banking question

    Well....Still nothing.But it's not my Bank...Because I just called them and they have recieved NOTHING! and I checked my mail and I have recieced No Email from Chaturbate....cause I guess they are supposed to send an email confirming payment.....well....shit....I guess I just sit and wait. I gey my regulat pay check tomorrow but would have been great to wake up to 70bucks instead of turning pennies in at coinstar to get to work....fffk...sorry I digress....

    I really love my Bank, they've never screwed me over and usualy things process quickly, I think as long as everything on the sites end runs smoothly Direct Deposit with a Major Bank is probably the fastest most reliable way to get your money. But as of yet I can't speak from experience....Good Luck with whatever method you choose GothicBarbie!!!
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    God/dess xxxGothBarbie's Avatar
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    Default Re: Banking question

    They just told me that they only offer what's listed in the payee info page & direct deposit isn't on there, only wire transfer or payoneer & check either in mail or by fed ex. Guess i'll have to get a netspend card & sclose my bank account lol *smh*
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  11. #9
    Veteran Member avalon_rose's Avatar
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    Default Re: Banking question

    1) Wire transfer will need to go into a bank account. Wire transfers require a fee, sometimes also from your bank as well for receiving it. Double-check if you will be charged for receiving.
    2) Payoneer funds can be transferred from Payoneer to your bank account, so it's similar to a 'direct deposit' in that you're not getting a check and having to pick it up, run it to the bank, etc.

    @KPT, did your funds actually get pulled/processed by CB to be paid out to you? Is this just the holiday getting in the way?
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    Default Re: Banking question

    Aahh mang, it's just a big fuckity fuckity mess! I waited and waited, nuthin. So I called my bank and they said they were showing no pending deposits or rejected deposits -- Sssoooo, I contacted support on CB and they sent me the generic "confirm your bank info" email, (I am meticulous when it comes to that shit no way it was messed up) so I DID. They said they updated my info. Then they sent me an email july 10th:

    "I have updated your information so that once your payout is returned to us it can be reissued.
    Please check back in a couple of days to see if the payment has been returned"

    then july 11th I got this:
    "A direct deposit we've sent to you was returned to us as undeliverable. Please provide us new bank information to send this to in order to prevent future delayed payment."

    So I sent them my info AGAIN. called my bank again (who said they have no record of any deposit). And then july 12th (yesterday) I got this from CB:

    "Sorry for the confusion. Your payout has been reissued to your updated account information.
    Happy Chaturbating!"

    So I JUST called my bank and asked if there are any direct deposits pending or on hold. Nope. Nadda......

    IDK what the fuck is going on, but it's almost time for the second period pay out from CB and I still haven't been payed from the first pay period! This is my first time ever getting payed from a site and I've yet to be payed...pretty iritating, and I am dead broke and could reeeaallyyy use the monies POOP!

    but yeah Bank of America has been awesome to me and they've been super helpful even though there's nothing they can do about it.
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    Default Re: Banking question

    It can be reissued but that doesn't mean it's going to show up right away. If it's a wire, it has the potential to be nearly immediate, but a direct deposit likely has to go through at least 1-business day of processing. For example, on one of my sites I work PSO-wise, money is pulled to be processed on Wednesdays, but it gets Direct Deposited on Fridays.

    Hopefully you see it soon! I know what it's like to be living on $0.33 for an indefinite amount of time.
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    Senior Member ArynAdams's Avatar
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    Default Re: Banking question

    Also, all my checks were late the beginning of this month. Probably because of the 4th.
    Avalon, how do you transfer funds from your payoneer card to a bank account? I can't seem to figure it out. : /

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    Default Re: Banking question

    Quote Originally Posted by KPTfiend View Post
    Aahh mang, it's just a big fuckity fuckity mess! I waited and waited, nuthin. So I called my bank and they said they were showing no pending deposits or rejected deposits -- Sssoooo, I contacted support on CB and they sent me the generic "confirm your bank info" email, (I am meticulous when it comes to that shit no way it was messed up) so I DID. They said they updated my info. Then they sent me an email july 10th:

    "I have updated your information so that once your payout is returned to us it can be reissued.
    Please check back in a couple of days to see if the payment has been returned"

    then july 11th I got this:
    "A direct deposit we've sent to you was returned to us as undeliverable. Please provide us new bank information to send this to in order to prevent future delayed payment."

    So I sent them my info AGAIN. called my bank again (who said they have no record of any deposit). And then july 12th (yesterday) I got this from CB:

    "Sorry for the confusion. Your payout has been reissued to your updated account information.
    Happy Chaturbating!"

    So I JUST called my bank and asked if there are any direct deposits pending or on hold. Nope. Nadda......

    IDK what the fuck is going on, but it's almost time for the second period pay out from CB and I still haven't been payed from the first pay period! This is my first time ever getting payed from a site and I've yet to be payed...pretty iritating, and I am dead broke and could reeeaallyyy use the monies POOP!

    but yeah Bank of America has been awesome to me and they've been super helpful even though there's nothing they can do about it.
    Bank of America has two different routing numbers, one for direct deposits and one for wires. Be sure you are NOT using the wire number because it won't work for direct deposit.

    Also, when I had BOA direct deposits there weren't instant. It took like 3 days to credit.


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    Default Re: Banking question

    Quote Originally Posted by ArynAdams View Post
    Also, all my checks were late the beginning of this month. Probably because of the 4th.
    Avalon, how do you transfer funds from your payoneer card to a bank account? I can't seem to figure it out. : /
    You have to add a bank account to your Payoneer account - just like you would for PayPal. It goes through their approval department and stuff, they verify the account and your IDs I think. Then for things that don't automatically deposit over, once they're in your Payoneer account you go to Withdraw, then Withdraw to Bank or something like that, and then you can click to have it sent over to your bank. Payoneer takes a small fee for it.
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    Default Re: Banking question

    Quote Originally Posted by avalon_rose View Post
    You have to add a bank account to your Payoneer account - just like you would for PayPal. It goes through their approval department and stuff, they verify the account and your IDs I think. Then for things that don't automatically deposit over, once they're in your Payoneer account you go to Withdraw, then Withdraw to Bank or something like that, and then you can click to have it sent over to your bank. Payoneer takes a small fee for it.
    I think that's only available outside the USA (except for when you do it directly from Payoneer from the site to your bank. Unless I'm mistaken once it hits the card you can't do bank transfer inside the US (which is so annoying to me because some sites don't offer payoneer to bank direct deposits so I have to have it put on the card).


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    Default Re: Banking question

    Quote Originally Posted by laurielegs View Post
    I think that's only available outside the USA (except for when you do it directly from Payoneer from the site to your bank. Unless I'm mistaken once it hits the card you can't do bank transfer inside the US (which is so annoying to me because some sites don't offer payoneer to bank direct deposits so I have to have it put on the card).
    Well shit that'll suck, LOL.
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