Does anyone know of any good attorneys in the Dallas area that are good with credit issues? As in can get any bad marks removed?
I had a 700 Equifax credit score, now it dropped to 598 because a false dispute for 4800$ was reported 3 weeks ago. I have disputed, done the paperwork, etc. Now I am waiting. But in case this turns into a nightmare, can any lawyers help me? I am literally in tears freaking out. I escaped my mother and toxic family who fucked up my credit, I have built it up from the ground up. I have NEVER made ONE late payment. I have 3 credit cards, use 10% of each, and always pay them on time. I have no repos or debt. There was one medical bill but it will be gone in a year. I am so upset I feel like it was all for nothing. Luckily the other credit scores from transunion and such are still high 600's. They haven't been affected. Yet, at least.
Please help me! I haven't been this upset since my brother passed away. Not to be dramatic, but this is so upsetting because no matter what I do, or the hard work I put in, it's always all for nothing. I am more responsible than anyone I know personally. I don't party, I pay my bills, and work hard while everyone else fucks off. It's so frustrating. I was so proud. I am 25 years old and was proud of myself for being young with good credit. I don't want to be 32 until I can have good credit again.
One more question:worst case happens, it stays on (though it shouldn't it's not my debt). Can my score still improve if I keep my other good habits? Or will it stay under 600 until this collections goes away.



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