Hey ladies. So I am ambitious and have even went to war zones to make money as a contractor (I was a soldier). The reason I say that is to let you know I am willing to do what it takes to help myself by any means.
Now with that out of the way I used to have a lot of money. I purchased a vehicle with my lazy ex boyfriend (he just went with me to keep the men from cheating me out of a price). Well he was no help and since I could afford it at the time I got a new Ford Explorer with payment of $485 a month. It was weird because I had excellent credit and gave them a good trade in but I wasn't thinking I guess.
Now here I am 3 years later working for the largest corporation in the world making less that 35k a year. I do PSO on the side but I have zero motivation to do it half of the time because I am kind of depressed to be honest.
After paying all bills to include car I have $25 left for the month. I am almost 60 days behind and this will be the 3rd time....
I've tried to refinance.
I've tried another car at the dealership.
I've tried Carmax.
I don't know what to do. I don't have anyone to talk to about this. I was told that the next time I am late that they would take the vehicle...I almost want them to so I can get this monkey off my back, but in this town I moved to you actually NEED a car.
Any caring advice would be great. I am really sick and tired of struggling.



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