I have been in many facets of the industry for the past 13 years. Without airing out too much of my dirty laundry, I have made some financial mistakes in both business and my personal life. I apparently like leaning the hard way lol!
I have ended a 13 year long relationship recently. I am starting over. I am excited but I must tackle my financial situation and repair it.
I have no rental history and no credit. I know this will make looking for a place of my own difficult. I am saving up as much money as I can.
As far as my credit, I had about 10k in credit card debt that is past the statute of limitations. I applied for a second chance bank account about two years ago. I was approved for a normal bank account but was not approved for a credit card. I am able to apply for a secured card and will do as soon as possible. Is it a good idea for me to apply for more then one secured card?
I need to rebuild my credit within a timely manner. I have read about getting a loan simply to pay it back within a few months from a bank or check cashing business.
Also, the credit card debt that is past the statute of limitations still worries me, what can I do to clean up that situation.
It has been a very difficult time but I am remaining positive! I look forward to working on my situation and moving on with my life. Thank you in advance for any advice!



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