
Originally Posted by
minnow
This is outside my pay grade, but the way I'm reading it is that you'd need to show $5040 in taxable 2016 SS earnings (1260 x 4= 5040) to get 4 credits. Key being number of increments of $1260. It's not like make a few bucks above $1260, and poof!, you have your 4 credits.
I'm surmising that you're looking ahead to your 60's when it comes time for retirement benefits. I can tell you that it's going to take a lot more than 10 years of making just enough taxable income to earn 4 credits per year to get any kind of meaningful "payout" in your 60's. I could get into the weeds for some halfway cogent examples, but at this stage in your life, best just to get a paper trail set up and running in the years ahead.
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