Results 1 to 4 of 4

Thread: Cam model in Connecticut looking to buy first home

  1. #1
    Veteran Member illuminaughty's Avatar
    Joined
    Apr 2014
    Location
    Unites States
    Posts
    205
    Thanks
    234
    Thanked 271 Times in 93 Posts
    My Mood
    Angelic

    Default Cam model in Connecticut looking to buy first home

    Hello everyone. I have been on stripperweb for a few years but this is my first time posting here.

    Like my title says I am a full time cam model and I am looking to buy a home.

    I have no debt, my credit score is around 680 and will be continuing to improve.

    I want to buy a home asap, ideally before my lease is up in September.

    Does anyone have any information on how I can get a home?

    I was thinking of getting an FHA loan, but I am hearing horror stories about this whole process from any of the other cam models who have gone through this process.
    Twitter : https://twitter.com/ArielHunterTS
    Play with me live here : arielhunter.cammodels.com
    Phone / Cam with me here: https://www.niteflirt.com/listings/s...OOKING-FOR-CUM

  2. The Following User Says Thank You to illuminaughty For This Useful Post:


  3. #2
    Featured Member Zofia's Avatar
    Joined
    Apr 2002
    Location
    Durham, North Carolina
    Posts
    1,971
    Thanks
    1,042
    Thanked 1,273 Times in 589 Posts

    Default Re: Cam model in Connecticut looking to buy first home

    How good are your income records?

    You will need at least three years of tax returns to verify income. You will need a bank account with at least enough money for the down payment. Lenders and their underwriters are looking for a housing payment of less than 30% of income. They also have total debt to income ratios they look at. But, since you have no debt, that is not really an issue for you.

    You have already looked at your credit score and it's at the lower range of approvals right now. But, that could be because you have no debt. If you have any derogatory remarks on your credit report, clear them up before you start the borrowing process.

    Go to your credit union and talk to them about a home loan. If you don't have a credit union, I suggest you find one to join. Otherwise, talk to your local bank. The big national bank chains are not really interested in home lending. In addition to the local banks, it pays to shop around with other loan brokers. Certainly Rocket Mortgage is worth a look, but there are many more. Pick a couple and see what sort of rates they offer. Get a pre-approval letter and then start shopping.

    As far as FHA, and the other government programs, there are many. All the mortgage brokers will peddle whichever government program is offering them the best incentives. Some actually make sense. But, its always best to shop around with the knowledge of what your credit union and/or bank will offer you.

    The one downside of credit unions is they have a cross-collateralization clause in all their products. This says that if you default on any obligation to the CU, they can take money directly from your deposit accounts to satisfy the default. So, don't default to your CU before you move your deposit accounts elsewhere.

    HTH
    Z

  4. The Following 4 Users Say Thank You to Zofia For This Useful Post:


  5. #3
    Veteran Member
    Joined
    Oct 2017
    Posts
    202
    Thanks
    1,357
    Thanked 267 Times in 120 Posts

    Default Re: Cam model in Connecticut looking to buy first home

    I think they are more lenient than that. I have seen mutiple people get mortgages without even having 2 years in the same industry/job etc.

    My biggest concern would be what the heck you tell financial workers if they start asking for details about your work and won't let you proceed further without said details?

    This goes for anyone in the sex industry. What is a good alibi? I have a good alibi for randoms (caregiving) and I put something vague like sales on my tax return (I forget and should probably find what I put there...).

    I remember on a recent strip trip when I was opening a new bank account to deposit money in- I was being asked wayyyy too many fucking questions by this woman. Like I couldn't open the account just saying I do sales. And I don't want to be unprepared again as I also want to buy a house soon.

    I've been pre-approved in the recent past so I am not worried about that. Just worried about them digging into my line of work too much and if this is common with mortgage lenders? I sure wasn't ready for it coming from a god damn bank worker and that really threw me off and pissed me off.

  6. The Following User Says Thank You to random stripper For This Useful Post:


  7. #4
    God/dess SnuffleUffleGrass's Avatar
    Joined
    Mar 2009
    Location
    HearstCastle, Rosebud
    Posts
    5,028
    Thanks
    10,010
    Thanked 9,091 Times in 3,597 Posts

    Default Re: Cam model in Connecticut looking to buy first home

    FWIW many years ago I knew a dancer in Connecticut who purchased two homes through a government assistance program (I'm not sure if it was FHA.)

    I can't be sure the program(s) exist still, though.
    "They're a bit strange in Los Angeles" Duckie, "NCIS"I've walked in L.A.. It was to my car, so I could drive in L.A..













  8. The Following User Says Thank You to SnuffleUffleGrass For This Useful Post:


Similar Threads

  1. Red Hot Cam Play - a ew model ran cam site
    By Sally Says in forum Camming Connection
    Replies: 400
    Last Post: 02-12-2017, 11:42 AM
  2. Replies: 0
    Last Post: 09-16-2016, 12:27 PM
  3. I want to buy a pole for home but i need help !
    By Damiansmommy10 in forum Stripping (was Stripping General)
    Replies: 6
    Last Post: 03-24-2015, 05:29 PM
  4. best pole to buy for my home?
    By Nina_ in forum Stripping (was Stripping General)
    Replies: 10
    Last Post: 01-25-2014, 07:14 AM
  5. I want to buy a home!!!!
    By lilac666 in forum Dollar Den
    Replies: 4
    Last Post: 08-06-2003, 07:37 PM

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •