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Thread: What bank to put my money in??

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    Default What bank to put my money in??

    Help! So recently Bank of America has been freezing sex worker's accounts and taking their money. A cam girl had 10K frozen. Chase has done this too for yearssss now. Wondering how you deposit your money, how much you deposit at a time, and what banks you use? I'm worried I'm depositing too much/having too many 1's (lol). I use the drive through ATM to deposit so I don't have to face judgement by a bank teller inside the bank and I currently have BOA now. I'm 1000% going to change banks just don't know where to go from here. Thanks!

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    Default Re: What bank to put my money in??

    Put them onto a prepaid debt card

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    Default Re: What bank to put my money in??

    Diversify

    Keep some/Use as cash, change some in for money orders (hold safe in deposit boxes - but be aware of expiration dates), deposit some in bank account then transfer to investment funds, etc. But be sure to log all earning to report for income tax

    *This is my opinion and i am not a banking or tax professional

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    Default Re: What bank to put my money in??

    Quote Originally Posted by Ivysplayground View Post
    Help! So recently Bank of America has been freezing sex worker's accounts and taking their money. A cam girl had 10K frozen. Chase has done this too for yearssss now. Wondering how you deposit your money, how much you deposit at a time, and what banks you use? I'm worried I'm depositing too much/having too many 1's (lol). I use the drive through ATM to deposit so I don't have to face judgement by a bank teller inside the bank and I currently have BOA now. I'm 1000% going to change banks just don't know where to go from here. Thanks!
    Why/How is this even legal? If the money was LEGALLY obtained, then wtf is the problem. Let people be, dang.

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    Default Re: What bank to put my money in??

    I switched to wells fargo myself. They welcome porn stars (not that I am one but if they can bank there so can a camgirl IMO).

    http://www.tmz.com/2014/04/26/chase-...s-wells-fargo/

    They have had issues and are paying fines for it, but I really think all banks have shady things going on and just haven't gotten caught on all of it. (For instance I got a check awhile back from Chase for a class action lawsuit from them reordering deposits to create overdrafts).

    So far I'm happy with Wells Fargo. No branches near me but most all my banking is online anyway. I do keep a local bank account in addition for things where I need a branch. Having a bank account is really a necessary evil for proving income and convenience.



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    Default Re: What bank to put my money in??

    I have a credit union and I only deposit what goes immediately back out for bills.

    Chase is known for hating sex workers. Don't talk about your money or where it comes from. Tell them you are a waitress if you HAVE to.
    "People jack off with the left hand and point with the right."
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    "You can check out any time you like, but you can never leave."

    Quote Originally Posted by crystalize View Post
    Ok so i gotta turn up the moronic drunk slut

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    Default Re: What bank to put my money in??

    Wow! I have chase and I had no idea about any of that! Kinda makes me want to not use them or set up a separate “stripper” account with another bank or CU.

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    Default Re: What bank to put my money in??

    I looooove my credit union UFCU. I recommend them to everyone. They have the least bullshit policies of any bank I've ever heard of - just really easy to work with, and they do share-banking with other credit unions, so if you're out of town, it's fee-free to do bank stuff at another credit union.

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    Default Re: What bank to put my money in??

    I highly recommend your local credit union.
    Last edited by ScarletKitten; 05-16-2018 at 05:15 PM. Reason: edited out of paranoia. lmao
    "Dancing tables, making deals with devils like a drunk beauty queen"

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    Default Re: What bank to put my money in??

    Sigh. Not surprising at this point. I have a Wells Fargo account as well as a credit union. I love my credit union because their policies are extremely reasonable, and they don't nickel-and-dime you for everything like most banks. The main reason I have two banks is because I can pit the two against each other for mortgages/car loans. Plus I use the credit union for bills and my side income, and the Wells Fargo account for my main income. WF has never given me a problem or asked any questions about large cash deposits.

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    Default Re: What bank to put my money in??

    I have Wells Fargo, but then I share an account with my husband and we both have “vanilla” day jobs.

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    Default Re: What bank to put my money in??

    TD bank? I used them for years. Never had an issue.

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    Default Re: What bank to put my money in??

    I used PNC without any problems, it depends a lot on what area you are in though. I opened my PNC account with 5k cash and then made 1Kk + deposits pretty often and no one ever cared, but that was in Center City, Philadelphia. I made a ~300 dollar deposit once at my local hometown bank with a lot side eye.
    Now he said it a third time, and Ona drew a deep breath;

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    Default Re: What bank to put my money in??

    Well this is interesting to know, I did not know the Banks here were acting like that.
    xoxo

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    Default Re: What bank to put my money in??

    I recently complained on here that I was having a lot of "issues" trying to open a bank account while travel dancing. I found that Wells Fargo was asking me too many questions I've never been hassled with when opening new bank accounts. I don't know if it was just the branch I was at or the whole chain though.

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    Default Re: What bank to put my money in??

    I'm currently using a local credit union and using a credit card when on the road.
    He who controls the spice controls the universe, chingada madre

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    Default Re: What bank to put my money in??

    Always use something local/credit union! Seriously when the irs tracks deposits etc. they mostly only target international and national banks and those accounts, credit unions are largely left alone so long as nothing is majorly suspisicious. I also have about 5 different accounts I transfer and move funds around from in addition to a business account and running the money I deposit thru an LLC.

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    Default Re: What bank to put my money in??

    Quote Originally Posted by NYC.Bianca View Post
    Always use something local/credit union! Seriously when the irs tracks deposits etc. they mostly only target international and national banks and those accounts, credit unions are largely left alone so long as nothing is majorly suspisicious. I also have about 5 different accounts I transfer and move funds around from in addition to a business account and running the money I deposit thru an LLC.
    This is true.
    He who controls the spice controls the universe, chingada madre

    Ah this is like the full circle of military life, the adventure, the danger, the Jodie
















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    Default Re: What bank to put my money in??

    Also, keep a cash emergency fund in a portable lock box or safe. At least enough for one month’s expenses in case there is an issue with your bank. There’s nothing worse than the panic of having zero access to any of your money, especially during rent time. If you travel a lot, I’ve personally found it helpful to keep the bulk of my money in my local credit union and then keep the money I need and make specifically when I travel in a larger bank chain since it will be more easily accessible on the road. When you do your taxes, make sure your accountant is aware of all the accounts you might have.
    Work spares us from three evils: boredom, vice, and need. - Voltaire

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    Default Re: What bank to put my money in??

    Quote Originally Posted by overcast View Post
    Also, keep a cash emergency fund in a portable lock box or safe. At least enough for one month’s expenses in case there is an issue with your bank. There’s nothing worse than the panic of having zero access to any of your money, especially during rent time. If you travel a lot, I’ve personally found it helpful to keep the bulk of my money in my local credit union and then keep the money I need and make specifically when I travel in a larger bank chain since it will be more easily accessible on the road. When you do your taxes, make sure your accountant is aware of all the accounts you might have.
    To add to this- I quit banking with a major National bank because they had so many obnoxious questions about my cash deposits.

    I switched to another National Chain Bank and they were awesome, not a peep.
    He who controls the spice controls the universe, chingada madre

    Ah this is like the full circle of military life, the adventure, the danger, the Jodie
















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    Default Re: What bank to put my money in??

    Quote Originally Posted by random stripper View Post
    I recently complained on here that I was having a lot of "issues" trying to open a bank account while travel dancing. I found that Wells Fargo was asking me too many questions I've never been hassled with when opening new bank accounts. I don't know if it was just the branch I was at or the whole chain though.
    WF is just really rude. I opened my first account with them in 2007 and they had some dumb ass questions about why was I depositing $1K cash. I think I said something like "cleaning business" or "I bartend."

    The next time I had to answer these questions I listed a friend's small business as my associate/Boss and there were no more stupid questions from the bankers.
    He who controls the spice controls the universe, chingada madre

    Ah this is like the full circle of military life, the adventure, the danger, the Jodie
















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    Default Re: What bank to put my money in??

    Local bank mid sized bank in a few other states and if there’s any negative, weird vibes on to the next one.

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