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Thread: Mortgage- can I lie about occupation??

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    Default Mortgage- can I lie about occupation??

    Is it illegal in any way to lie about what I do for a living to the mortgage people? I mean I was pre-approved and put sales, but I'm wondering if they will try and get more specific with me later in the process and if it is illegal to lie if they ask a direct question.. I don't want to say I'm a stripper, but also don't want to lie if this is against any laws.

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    Veteran Member Ladycaxe's Avatar
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    Default Re: Mortgage- can I lie about occupation??

    entertainer
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    Default Re: Mortgage- can I lie about occupation??

    So it's fine to be vague? Because then I don't have to be lying.

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    Default Re: Mortgage- can I lie about occupation??

    I’m pretty sure entertainer is legit that’s what I’ve used when applying for credit cards. I’d Def use entertainer cuz... u r! Or I’ve seen dancer option haha
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    Default Re: Mortgage- can I lie about occupation??

    Pre approved should be pre approved. Be careful about making false statements to a federally insured financial institution.

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    Mind Blowing Re: Mortgage- can I lie about occupation??

    Sounds scurry, Pokes!^


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    Default Re: Mortgage- can I lie about occupation??

    Quote Originally Posted by whirlerz View Post
    Sounds scurry, Pokes!^
    https://www.law.cornell.edu/uscode/t...t-I/chapter-47

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    Default Re: Mortgage- can I lie about occupation??

    Ok the message I got is no lies but vague is ok. Thanks!

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    Default Re: Mortgage- can I lie about occupation??

    ive also used visual arts, performance art etc
    Hatred does not cease by hatred but only by love; this is the eternal rule.

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    Default Re: Mortgage- can I lie about occupation??

    I think it is best to supply an answer that won't result in another question being asked. So vague and even misleading is fine, but too vague and it makes someone ask 'what does that mean?'
    You don't want them to think you are a criminal, lotsa cash and all.

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    Default Re: Mortgage- can I lie about occupation??


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    Default Re: Mortgage- can I lie about occupation??

    Quote Originally Posted by random stripper View Post
    Is it illegal in any way to lie about what I do for a living to the mortgage people? I mean I was pre-approved and put sales, but I'm wondering if they will try and get more specific with me later in the process and if it is illegal to lie if they ask a direct question.. I don't want to say I'm a stripper, but also don't want to lie if this is against any laws.
    I think getting pre-approved without telling them what you do. Or, without giving them tax returns is a good start. I wonder if banks are going back to no doc loans??
    You can't reason with stupid!
    It's a night of clowns and buffoons! - Maitre de in NYC

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    Default Re: Mortgage- can I lie about occupation??

    If the loan officers are greedy enough, then we will be back to a round of foreclosures.

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    Default Re: Mortgage- can I lie about occupation??

    They still ask for tax docs lol in my experience.

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    Default Re: Mortgage- can I lie about occupation??

    Quote Originally Posted by slowpoke View Post
    Pre approved should be pre approved. Be careful about making false statements to a federally insured financial institution.
    This. Very few enforcement, but they do happen.
    Where Am I? Missing NYC

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