I am using Cosmopay and I have noticed that i'm loosing out a huge amount from what I think I should be getting on google exchange rate calculators and what i'm getting from the cash machines. Is this because of the banks using terrible rates or machines doing it? I understand there are benefits of cards but i'm loosing out sometimes $60 or more a week and it seems wrotten after sites take such a cut too.
I have used Paxum before too and First Choice it seems very hard to get a transparent answer to what is the best payment method? I don't want cheques as my bank charges to deposit those too.



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