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Thread: Financial Recovery after Covid

  1. #101
    God/dess carmen_b's Avatar
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    Default Re: Financial Recovery after Covid

    ^ I think a lot of saving can occur just by fully COMMITTING to it.
    There is balance and self care and everything that also needs to occur of course but much of this is really intentionally choosing where you are placing your time.

    When you really break down each day what impacts your TIME and you CHOOSE wisely you will see results ( as long as there are enough customers to reach out to in your income streams ).

    That was the problem with 2021 ..... pandemic assistance ended for SO MANY people but the customer base numbers were simply not back yet.
    Last edited by carmen_b; 12-30-2021 at 12:03 PM.

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  3. #102
    Featured Member LoveyD's Avatar
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    Default Re: Financial Recovery after Covid

    I'm recovering. Slowly but surely, I'm recovering.

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  5. #103
    God/dess carmen_b's Avatar
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    Default Re: Financial Recovery after Covid

    Same. ^
    Covid did a number on so many economically.

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  7. #104
    God/dess carmen_b's Avatar
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    Default Re: Financial Recovery after Covid

    There was a positive shift where I am 99% sure I'll have $800 a month coming in from something I don't have to " fight " for ( since my work is mostly full commission sales ).

    So with the $800 a month coming in ...... I think I can " make it " on just clawing out $1200 from the job where I'm " circling " people with the sales process . That should be EASY . I got $700 so far ( Jan. 1-12 ) ! That will be my new ( easier ) " base line " .
    I'll still be aiming higher usually but 2k in earnings does " cover " me for the month now with my very low bills.

    I'll still try to lead each customer through the sale process but maybe I can take my foot off a little bit .
    If am feeling a lot of neediness from a customer ( causes me to dislike them ) I can back off and focus elsewhere instead of just trying to lead EVERYONE to a closed sale.

    Sometimes I can not decide what TO do.
    I could alternatively set the bar much higher and start spending a lot of time at the real estate office .
    I'm having a hard time seeing myself as this " full time career woman hustler " lately .
    It could just be because I was forced into a semi-retirement I didn't want due to Covid though !

    It's the FIRST time in my life ( basically since I was 16 ) that I can actually see the real option to work part time for an ongoing length of time. Of course it is a tempting option. I expect to do my roughly 30 hours a week thing now and go up to full time ( closer to 40 hours ) whenever I have an active real estate customer who is seriously looking.
    Last edited by carmen_b; 01-18-2022 at 10:57 PM.

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  9. #105
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    Default Re: Financial Recovery after Covid

    I hope to earn $500-600 each week from my little business and other assets.
    It may not appear much, but the quantity is customized to recuperation mode.

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  11. #106
    Featured Member LoveyD's Avatar
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    Default Re: Financial Recovery after Covid

    Slowly but surely, I'm rebuilding. Been putting money away in a high-yield savings account, my credit score has improved.. things are heading in the right direction.

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  13. #107
    God/dess carmen_b's Avatar
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    Default Re: Financial Recovery after Covid

    *** Sending out some great money making VIBES .......... ***

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  15. #108
    Featured Member LoveyD's Avatar
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    Default Re: Financial Recovery after Covid

    ^^sending them your way as well! I finally was able to qualify for a credit card to rebuild my credit. So things are looking up.

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  17. #109
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    Default Re: Financial Recovery after Covid

    If you're spending a lot of money with credit cards, there are some that offer cash back if you spend a certain amount of money over 90 days. BoA has one where you get $200 back if you spend $1,000 over 90 days and Citi has one where you get $200 back if you spend $750 over 90 days.

    https://promo.bankofamerica.com/ccse...mpare-cards-1/

    https://citicards.citi.com/usc/LPACA.../ps/index.html

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  19. #110
    God/dess carmen_b's Avatar
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    Default Re: Financial Recovery after Covid

    Well my great idea to profit $800 a month from my rental WILL happen......eventually.
    I found renters BUT I was out $1,000 in my last " turn over " .
    They didn't leave it great and even doing a lot DIY I had supplies still .
    So in about 5 weeks I will begin making that profit I guess.
    :/

    I did get my first check two days ago for the mortgage payment + $800 ( the most monthly I've ever made from it ).
    It'll just take a bit for it to actually kick over to profit.

    I was very on the fence about trusting new renters with the damn thing. It's the majority of my savings really ( held in that one property ). Every time there is a change with it of any sort my anxiety goes haywire.
    Last edited by carmen_b; 01-22-2022 at 03:27 PM.

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  21. #111
    Senior Member Jucie's Avatar
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    Default Re: Financial Recovery after Covid

    I’m looking into the possibility to get a sugar dad, especially if I can find one that’s satisfied with oral.

    Until Covid-19 I did different things, including private escorting. Don’t want to get back into that but I need something in addition to the vanilla job.

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  23. #112
    God/dess carmen_b's Avatar
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    Default Re: Financial Recovery after Covid

    Edit haha
    Last edited by carmen_b; 01-28-2022 at 10:47 AM.

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  25. #113
    God/dess carmen_b's Avatar
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    Default Re: Financial Recovery after Covid

    Anyway aside for that ...... barfo ..... I had a large vanilla client cancel.

    They *can* do so with 65% of their large retainer ( $1700 coming back to them ).

    Ugh. I put the flexible cancellation policy in place for my Vanilla business about 6 months ago .
    Non-refundable used to be the industry standard before Covid ruined the world.
    Everyone started moving to flexible just to keep sales somewhat rolling.

    I started the day losing $1105 ( ouch for sure ).

    Now I will touch base with EVERYONE who showed the slightest interest in buying something in the last two months in hopes to rustle a sale of the bushes to counteract this.

    It's a bummer because it is the customer who " saved " my November with their $1700 retainer. Oh well .... moving on.

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  27. #114
    God/dess carmen_b's Avatar
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    Default Re: Financial Recovery after Covid

    Sending it out to the Universe that I will recover that $1105 quickly AND gain even more from here.

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  29. #115
    Senior Member Jucie's Avatar
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    Default Re: Financial Recovery after Covid

    Quote Originally Posted by carmen_b View Post
    ^ I'd totally suck a D for the right amount of cash lol
    Yeah, that’s what I’m thinking as well!
    I think I could meet someone 3-4 times a week I guess.. Meaning that man should be a happy man

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  31. #116
    Veteran Member kimbe's Avatar
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    Default Re: Financial Recovery after Covid

    ^ That should be possible, my impression is that a lot of men are satisfied getting bj's.
    Work hard in silence and let success make the noise

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  33. #117
    Senior Member Jucie's Avatar
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    Default Re: Financial Recovery after Covid

    Yesterday after writing my posts here I had a glass of wine (or three..) and spontaneously sent a message to a guy who’s been in my eyes for a while regarding this sugar daddy thing.

    Didn’t know how direct I should be, but I think I made myself pretty clear what I was talking about.

    I thought I had misjudged him totally because my phone was dead silent for the rest of the day.

    Then, this morning he answered short; “dinner at 7pm today?” I answered with a thumbs up and he said he was going to pick me up.

    This is developing faster than I expected…

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  35. #118
    Veteran Member kimbe's Avatar
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    Default Re: Financial Recovery after Covid

    ^ Exiting! Seems like he's playing along
    Work hard in silence and let success make the noise

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  37. #119
    God/dess carmen_b's Avatar
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    Default Re: Financial Recovery after Covid

    ^ Tuning in for the updates.

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  39. #120
    Senior Member Jucie's Avatar
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    Default Re: Financial Recovery after Covid

    I should post this in another category, but since I stared here, lets go, Iíll try t make this short..

    He picked me up as planned, and I chose to be direct and said what I was offering and what I wanted in cash. He didnít answer directly but said something about he had to see if I was worth it before he could agree.

    Upon arrival at the restaurant at a casino resort, he was welcomed by name. I noticed how he discreetly asked the hostess if she could get us a room for an hour. Money changed hands, she directed us to the bar and after 5 mins she returned with a key, a wink and an ďenjoyĒ.. He answered with a short ďI sure willĒ which made me think this wasnít the first time.

    We got to the room and he immediately took his pants off and said that itís time that I show him what Iím good for. Politely as a gentleman, he put a towel in front of him and directed me into position on my knees. His D was already hard, very well shaved, and Iíd call it decent big. I sucked him slow in the start but he definitely wanted it more intense, clearly indicated by his hand on the back of my head.

    I donít know how long he lasted, but he lasted longer than I though he would in the beginning. Judged by his sounds and moaning, I was thinking this guy is coming soon. Eventually he came, I cleaned him up and he appeared very satisfied. He said something about he hadnít gotten such a blowjob for a long time.

    He relaxed on the bed while I spent some time doing my make up before we went to the restaurant and had a nice dinner.

    In the car he asked me to suck him once more. I did and he came kind of violently and I had a hard time not to make a mess out of it. But then I felt he was mysterious about the whole thing. Maybe Iím just overthinking it but at least he gave me the 500$ I had asked for.

    Right now Iím a bit uncertain whoís to take the next initiative. Hopefully heíll message me in the next day or two..

  40. #121
    God/dess carmen_b's Avatar
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    Default Re: Financial Recovery after Covid

    ^ It seems like you got the amount you wanted but I could see how you'd want to kind of think about if the situation will work for you ongoing.

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  42. #122
    Senior Member Jucie's Avatar
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    Default Re: Financial Recovery after Covid

    Quote Originally Posted by carmen_b View Post
    ^ It seems like you got the amount you wanted but I could see how you'd want to kind of think about if the situation will work for you ongoing.
    Exactly, I’m worried if he’s going to be too controlling, I think it’s in his nature. I said I wanted a three times a week arrangement, a max of four.

  43. #123
    God/dess carmen_b's Avatar
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    Default Re: Financial Recovery after Covid

    ^ I think it would concern me that he asked for " double " attention on the first meeting.
    I just feel like a first outing is a good time to introduce yourself ect. !
    That is what would make me wonder ......

    Meeting him 1-2 times a week I imagine even could make a real difference in your income.
    I'm so curious how you originally got his info .
    If he was a club customer shhhh I won't tell lol.
    Just curious how you KNEW he'd bite on your offer.

    I'm honestly just glad to see a lady going out and getting something v.s. just getting flaked on or time wasted ect. !

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  45. #124
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    Default Re: Financial Recovery after Covid

    ^ It reminds me a bit of my last SD fail.

    I went on a date with this movie executive ( I knew that because he told me lol ).
    After a full google dive I knew quite a bit.

    After the date ( a few days ) I just mentioned something about his online profile having a bit of a sugar daddy vibe and I was curious about it.
    He totally DIDN'T bite though. Bummer haha.
    I wasn't really physically attracted enough to do " normal " dating.
    With nice incentives though ...... I could see it.

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  47. #125
    God/dess carmen_b's Avatar
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    Default Re: Financial Recovery after Covid

    Januray has been a bit of a dissapointment BUT it's not over yet.

    I hope I don't end up making only 2k ( from vanilla gig ).
    If I don't close one of these leads soon that is where it will land and the amount is just embarrassing.
    It is so embarrassing I will definitely not tell anyone including my partner.
    ^ KNOCK ON WOOD that it doesn't end there. :/

    I had really hoped I'd be seeing at least 3k a month out of my vanilla business and will need to make some decisions SOON if it doesn't rebound. I'm not sure the Real Estate license I got it the answer * currently * . I really need some money NOW v.s. waiting 30-90 days or MORE for a closing. I'm glad I have it to hunt for larger fish later.

    Something is clearly wrong with the vanilla business .
    I might have to bring someone in to help me identify weak points .
    I know we could use a website refresh and refreshed brochures / graphics .
    I have to admit that if a business doesn't hit a decent amount ( 3-4 k a month ) that something is wrong with it.
    Even though it's MINE I need to look at it non-biased. I would never advise a friend for example to accept less money than they wanted.
    Last edited by carmen_b; 01-29-2022 at 01:31 PM.

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