the other night when I was on the way to my club I crashed my car, now I'm trying to decide if its worth it to make an insurance claim. I went and got estimates today The damage from the estimate from one place was 4185, from the second place was 3200$...
So what I'm worried about is how much my insurance rates will go up. I'm a 20 year old female, I don't have any incidents in my driving history. No tickets or anything. I have a $500 deductible for collision coverage..The accident was total freak accident, not my fault in anyway. I wasn't speeding, road conditions weren't bad - four other cars did the exact same thing right after me. I didn't hit any other cars, and none hit me - I just hit the gaurd rail.
does anyone have any input about this? Neither my brother or I have made any claims, so we have no idea how much our insurance rates would go up...anyone ever been in this situation??



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