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Thread: customer "loan"

  1. #1
    Featured Member screaminpeachez's Avatar
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    Default customer "loan"

    I have a reg customer. he gives about $1000 a month.(when i see him on my bookings out of town)

    when i told him that i was getting a boob job, he asked me if i wanted assistance. after he starts sending the money (5000 in 500 dollar installments) he starts telling me that he got a loan for it and the interest rate is really low (1.9) so i wouldn't have to make large payments.
    i told him i didn't understand that that was the arrangement and he said he thought that "assistance" meant it understood.
    his interest rate is much lower than one i could recieve.
    but, even with that in mind i still feel a little decieved. i didn't clarify at the time he suggested it but, with his weekly budget what was i to think.

    so now i am unsure how to operate.
    is it rude to suggest paying it back in dances. or do i just give him the money eventually getting it back out of him over time.
    i don't want to lose him due to an indiscretion.
    but i feel he was a little out of line.

    info please
    "may your work like you don't need the money, love like you've never been hurt, dance like no-one is watching, screw like your being filmed and drink like a true Irishman "--anonymous
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  2. #2
    Veteran Member OPEN's Avatar
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    Default Re: customer "loan"

    My two cents is to pay him in installments (however small u want) just to show good faith in making good on it even though u didnt realize that was his intention. HEy maybe he even had to change HIS intention from when he first was going to do it and is embarrassed that he needs to get some back. but whatever the case, you may be able to hang on to his other generosities this way.

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    Senior Member amber88's Avatar
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    Default Re: customer "loan"

    That's a sticky situation. First I would offer to pay off the loan in dances. And keep track of them! Or ask to do half and half. Half dances pay off..half cash pay off in instalments. See what happens. But don't let him take advatage of you. If anything since nothing was really discussed the money he gave is a gift, because you never had any prior negotiations with him nor did you sign any papers with him.

    My only concern is that he will use this loan as leverage in his mind to control you. So be aware and be careful.

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    Senior Member RockAngeL's Avatar
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    Default Re: customer "loan"

    Personally, if it was me. I'd decline but express my gratitude. You never know what the consequence can be. I'm sure if he noticed you needed help paying your own loan off, he'd buy more dances or pay you more to try and help. To me that would be a cool move for the costumer if he really likes you.

  5. #5
    Banned Katrine's Avatar
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    Default Re: customer "loan"

    I would return the money to him. He knowingly deceived you. The relationship is just downhill for now. Find yourself another loan. He is going to hold this over your head and expect stuff, I just FEEL it!

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    Default Re: customer "loan"

    I agree with Kat. He either knowingly deceived you, or conveniently changed the rules.

    I have a lot of experience in this area, trust me. "Assistance" means the customer pays. Period.

    What I'm not clear on is whether you already had the BA (in which case this is now a debt) or you are just saving up for it. This might change some of the advice in the thread.

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    Default Re: customer "loan"

    I'm with Kat and T.O.O. Don't trust this guy as far as you can throw him.

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    God/dess kitana's Avatar
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    Default Re: customer "loan"

    Kat and Owner are right. I had a guy try to pull this on me once. It also was concerning my upcoming BA. I told him about it and he asked if he could help. I told him if he wanted to that was fine. About 2 weeks later he came in with a cashier's check for the full amount, and told me I could either take it and pay him back at $100 a week, or a could sleep with him 4 times to pay him back.

    I ripped up the check.

    If I were you I would be warey of this guy, he 1st said assistance, then now it's a loan?

    Kitana
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    Featured Member showgirlschloe's Avatar
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    Default Re: customer "loan"

    Don't take his money and give back any that he has given you. I'm with the others on this one. He may use this money to control you in the future. Plus, do you want to take that time in dances when you could be getting other dances where they could be giving you more. It's to tricky and sticky, get out before it's too late.

  10. #10
    Veteran Member Jayln's Avatar
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    Default Re: customer "loan"

    I agree, get out of this deal. Assistance does not = a loan. I would be very wary of the fact that he did not care to tell you this until after he gave you money.

    LOLOL, Kitana. You actually ripped it up right in front of him? What did he do?
    For once you have tasted flight you will walk the earth with your eyes turned skyward, for there you have been and there you will long to return.

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    Default Re: customer "loan"

    Ugh..always a touchy subject.

    I'd say pay it back if your conscience so dictates...otherwise dont worry about it. A "loan" should have upfront clear and agreed upon repayment terms which this one obviously didnt.

    FBR
    Last edited by FBR; 03-08-2005 at 06:29 PM.
    Once again I have embraced my addiction and have put off the moral dilemma to another day.

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    God/dess doc-catfish's Avatar
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    Default Re: customer "loan"

    Call me a skeptical poo bah, but this sounds a disaster waiting to happen. I've seen more than a few guys use expensive gifts or loaned money as leverage against dancers.

    I'd suggest returning the money. He can always "assist" you by continuing to buy dances when he wants them. This way services rendered and payment for them are taken care of each time he visits. You don't have to worry about how many dances are left on his "balance", or him trying to use the outstanding money to exploit you.

    Save up your dough and when you have the $5K, pay for your BA yourself.
    Former SCJ now in rehab.

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    Default Re: customer "loan"

    I dont see this one ending well at all.
    I think the chances he is not going to continue to be your regular,or to turn into a problem child for you are very high.
    You get a loan from a bank,not a customer.
    A customer gives gifts.
    If your on a special relationship with a reg and its an agreed upon "loan",then its as everyone has said,agreed before ya take the money,not after.

    Casinos dont return the money lost on the poker tables,regardless of the story,and neither should entertainers IMO.

    I have seen many guys piss away trust funds and even take out loans just to play in a strip club for a few months.Its the price you pay to play and we are all adults.

    If a customer stands at the end of the stage and tosses the deed to his house,his car,his business,all the insurance he can cash in,and a copy of his will with the entertainers name on it onto the stage,to me,the entertainer did her job and did it well.
    Its not the industries responsibility to do back round checks on every customer to see if they can afford to be there or if they can afford 2.5 lapdances per visit.
    This guy sounds like he got in over his head to me and is trying to get either some money back,or more milage for the buck on the "loan".For kripes sake,its only 5 grand,its not the first tit job paid for by a customer.

    maybe ask some of the lawyer guys on this forum,but im guessing he would lose in a court of law,if he even wanted to go that far.

    IMO,if that guy gave you money,it was a tip for the fantasy ride he is on,its yours,you earned it.( thats why he gave it to you)

  14. #14
    Featured Member Meea's Avatar
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    Default Re: customer "loan"

    Ju st take a really really long time to pay him off.. Pay him like $50 a month or something and say you need cash for unexpected ilnesses/fines/whatever.. Then when his customer potential is gone just ditch him. If he's gonna be your customer forever that means you invest $5000 into it. If he's not your customer after a while then just ditch him and take the money. You didn't sign anything, so he can't prove anything.

    Just my scheme idea.. I love the easy way out!

  15. #15
    Banned Katrine's Avatar
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    Default Re: customer "loan"

    Quote Originally Posted by Meea
    Ju st take a really really long time to pay him off.. Pay him like $50 a month or something and say you need cash for unexpected ilnesses/fines/whatever.. Then when his customer potential is gone just ditch him. If he's gonna be your customer forever that means you invest $5000 into it. If he's not your customer after a while then just ditch him and take the money. You didn't sign anything, so he can't prove anything.

    Just my scheme idea.. I love the easy way out!
    Hehehehehe, now I know you're a Uki!!!! We're crafy like dat!

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    Featured Member screaminpeachez's Avatar
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    Default Re: customer "loan"

    Quote Originally Posted by Meea
    Ju st take a really really long time to pay him off.. Pay him like $50 a month or something and say you need cash for unexpected ilnesses/fines/whatever.. Then when his customer potential is gone just ditch him. If he's gonna be your customer forever that means you invest $5000 into it. If he's not your customer after a while then just ditch him and take the money. You didn't sign anything, so he can't prove anything.

    Just my scheme idea.. I love the easy way out!
    you know i'm normally not that way but, i have been looking at all of the posts many alternatives. the guy asked if i wanted his help. he didn't ask if i needed a loan


    he put in the memo line of the checks "repair work"

    he owns a large farm
    i feel like he is going to write the money off for taxes.
    "may your work like you don't need the money, love like you've never been hurt, dance like no-one is watching, screw like your being filmed and drink like a true Irishman "--anonymous
    "GOD is LOVE, but get it in writing"- Gypsy Rose Lee

    http://www.myspace.com/screaminpeachez

  17. #17
    Featured Member screaminpeachez's Avatar
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    Default Re: customer "loan"

    *sigh*
    i gotta think this one over
    "may your work like you don't need the money, love like you've never been hurt, dance like no-one is watching, screw like your being filmed and drink like a true Irishman "--anonymous
    "GOD is LOVE, but get it in writing"- Gypsy Rose Lee

    http://www.myspace.com/screaminpeachez

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    Default Re: customer "loan"

    Quote Originally Posted by Meea
    Ju st take a really really long time to pay him off.. Pay him like $50 a month or something and say you need cash for unexpected ilnesses/fines/whatever.. Then when his customer potential is gone just ditch him. If he's gonna be your customer forever that means you invest $5000 into it. If he's not your customer after a while then just ditch him and take the money. You didn't sign anything, so he can't prove anything.

    Just my scheme idea.. I love the easy way out!
    I kind of like this scheme. He messed with your head; you mess with his. It's worth $50 a month to keep $1000 a month flowing. You can get into an argument and dump him whenever you want.

  19. #19
    God/dess VenusGoddess's Avatar
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    Default Re: customer "loan"

    Quote Originally Posted by screaminpeachez
    you know i'm normally not that way but, i have been looking at all of the posts many alternatives. the guy asked if i wanted his help. he didn't ask if i needed a loan


    he put in the memo line of the checks "repair work"

    he owns a large farm
    i feel like he is going to write the money off for taxes.
    Either that or it's a way to keep his wifey from realizing where her money is going. LOL

    I say do the honest thing. Give him the money back. Tell him that you were never expecting to get the money from him and that you are not comfy doing the whole "loan" thing. You don't like being "indebted" to anybody.

    Just because he tried to pull one over on you, doesn't mean that you have the right to do the same with him.

    Karma is guaranteed. What goes around comes around. So, whatever tactic you decide to use here...will come back to you. Just be honest...straightforward...

    That's just my HO.

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    Default Re: customer "loan"

    if he wrote you a check he could rightfully sue you for the money back. Just something to think about. Cash, girl, cash. always take cash. ;-)


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