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Thread: Dutch Study on Health Insurance for Positive People

  1. #1
    Senior Member AmericanDreams's Avatar
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    Default Dutch Study on Health Insurance for Positive People

    * correction on title : I meant to write life insurance not health, sorry.

    Not sure if this should be in Body Business or not because it's about life insurance rather than the typical body bussiness topics of beauty tips, weight loss ect. so I'm just posting it here in the Lounge.


    The Dutch Association of Insurers has announced the results of a study revealing there is little risk in providing life insurance policies to HIV patients
    http://www.news-medical.net/?id=8441
    Last edited by AmericanDreams; 03-15-2005 at 04:18 PM.

  2. #2
    God/dess Bunny's Avatar
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    Default Re: Dutch Study on Health Insurance for Positive People

    Now let's see them try to get HEALTH insurance in the U.S. That's about as likely as a crack head getting a job as a neurosurgeon.

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    Featured Member screaminpeachez's Avatar
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    Default Re: Dutch Study on Health Insurance for Positive People

    awesome article
    "may your work like you don't need the money, love like you've never been hurt, dance like no-one is watching, screw like your being filmed and drink like a true Irishman "--anonymous
    "GOD is LOVE, but get it in writing"- Gypsy Rose Lee

    http://www.myspace.com/screaminpeachez

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    God/dess montythegeek's Avatar
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    Default Re: Dutch Study on Health Insurance for Positive People

    From the link
    "These findings show that someone with HIV is no more of a risk factor for insurers than someone with diabetes
    From the canadian Diabetes association (you know socialized medicine)
    http://www.diabetes.ca/Section_About/prevalence.asp


    Life expectancy for people with type 1 diabetes may be shortened by as much as 15 years. Life expectancy for people with type 2 diabetes may be shortened by 5 to 10 years.

    The combination is hardly a reason to be sanguine.

    Note that the initial quote refers to a fraction of the population following a particular protocol. This protocol also cost as shitload of money
    http://www.ncbi.nlm.nih.gov/entrez/q...&dopt=Abstract
    CONCLUSIONS: After an initial decrease, there was an increase in the total monthly cost of caring for HIV patients. Cost increases were primarily due to antiretroviral treatment costs, but these costs were offset by a marked decrease in inpatient-related costs. Increases in costs were not related to antiretroviral treatment failures as measured by the proportion of patients with low or undetectable viral loads. The cost of achieving an undetectable viral load remained stable despite increases in the cost of procuring antiretroviral agents.

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    God/dess VenusGoddess's Avatar
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    Default Re: Dutch Study on Health Insurance for Positive People

    Doesn't this belong in PP?

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    Senior Member AmericanDreams's Avatar
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    Default Re: Dutch Study on Health Insurance for Positive People

    Why ? It has nothing to do with politics , it's about life insurance.

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    Banned BigGreenMnM's Avatar
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    Default Re: Dutch Study on Health Insurance for Positive People

    I would have a hard time being convinced that its cheaper or even the same cost involved to insure someone who tested positive.

    Im stunned that the dutch, whatever kinda group they call themselves,could even come out and say something this stupid IMO.

    IMO
    It must be because people who test positive have a hard time getting life insurance,if its even possible at all,anywhere else in the world where actual medical studies are done.(im not really sure,im assuming)
    I think there is a broke ass dutch insuance company or two who figure they can charge HUGE priemy's to get the worlds population of "posatives"to sign up for insurance.
    Then after 5-10 years of raking it in,they go bankrupt and dont have to pay out anything or pass the paper off to a lesser insurance company and your benny's will be nothing like was signed up for.

    They are banking on getting alot of people to sign up,before more then sign up start to die off.

  8. #8
    Senior Member AmericanDreams's Avatar
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    Default Re: Dutch Study on Health Insurance for Positive People

    Well the point is that with proper medical treatment HIV is as managable as many other diseases and conditions that affect people's health and life expectancy.

    How many studies would it take to convince you of this BigGreenMnM ? Do you have a reason to distrust the HIV Monitoring Foundation, Holland's national executive organization for the registration and monitoring of HIV-infected patients ? If so why ? Just curious.

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    Senior Member AmericanDreams's Avatar
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    Default Re: Dutch Study on Health Insurance for Positive People

    WHY IS THIS HERE ?

    It has ZERO to do with politics of any kind.

    Life insurance is not political and neither is medical advancment of drugs.

    How come a thread about abortion, which is highly political in nature can be in the Lounge but not one about life insurance ?

    That's just fucking dumb as hell.

    I can see moving it to Body business since it's related to health but Poo ? That doesn't make a damn bit of sense.

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    God/dess VenusGoddess's Avatar
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    Default Re: Dutch Study on Health Insurance for Positive People

    Well, then the abortion thread needs to be moved.

    If you don't like it, then leave, Tigerlily. Quit playing your damn games.

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    Banned Melonie's Avatar
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    Default Re: Dutch Study on Health Insurance for Positive People

    I agree that the issue of providing insurance for HIV positive people is political as hell, at least in the context of legalized gay marriage with equal spousal benefits for gay spouses.

    I think there is a broke ass dutch insuance company or two who figure they can charge HUGE priemy's to get the worlds population of "posatives"to sign up for insurance.
    Then after 5-10 years of raking it in,they go bankrupt and dont have to pay out anything or pass the paper off to a lesser insurance company and your benny's will be nothing like was signed up for.
    Yup, this sounds like a short term scam to me as well. Undoubtedly, the existance of such a scam would be extremely helpful to Massachusetts and California to help the pro-gay marriage activists to push their point over the top ... "see, corporations and state/city gov'ts, you can provide insurance coverage for gay spouses just as cheaply as for anyone else". Of course 5 years down the road when the scam falls apart, the precedent will have been well established such that corporations and state/city gov'ts will have to find new insurance carriers and pay premiums 10 times as high per HIV positive dependent.

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    Banned BigGreenMnM's Avatar
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    Default Re: Dutch Study on Health Insurance for Positive People

    Quote Originally Posted by AmericanDreams
    Well the point is that with proper medical treatment HIV is as managable as many other diseases and conditions that affect people's health and life expectancy.
    I dont dispute this at all.
    but just like cancer and many other life threatening deases,they will NEVER come up with a cure,just a way to get the patient on the come back.
    Chris Rock has some interesting views on the subject that hit the nail on the head IMO.
    You can now extend life with cancer and HIV,but its still shorter then for those who dont got it.
    Thats a no brainer IMO and the insurance companies know it.
    Do you have a reason to distrust the HIV Monitoring Foundation, Holland's national executive organization for the registration and monitoring of HIV-infected patients ? If so why ? Just curious.
    I sure do.
    I dont look to holland for answers to anything,especially medicine.
    Thier main intent is to stop leper colonies from turning into HIV colonies.
    They dont want to see HIV patients seperated from the general population.

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