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Thread: Personal Loans?

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    Featured Member exotica17's Avatar
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    Default Personal Loans?

    I'd really like to have some cosmetic surgery done and also do a few things done to our house. I owe taxes (and will be making montly payments on that), so does anyone think I could get a personal loan? I'm afraid to apply for one because I don't want that hit to be on my credit.

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    God/dess Emily's Avatar
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    Default Re: Personal Loans?

    just applying for a loan won't hurt you that much. Nobody here can't really know. If you have decent credit, chances are you can get a personal loan/credit card. If you own your house, why not take out a home equity line of credit?

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    Featured Member exotica17's Avatar
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    Default Re: Personal Loans?

    Thanks, Emily. I am on the title of our home, but my husband is the only one on the loan. We tried what you mentioned, but it didn't go through.

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    God/dess Emily's Avatar
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    Default Re: Personal Loans?

    I'm assuming you have bad credit.

    Did you talk to q cosmetic surgeon about financing? When I got my cosmetic dentistry, they let me finance through CareCredit so I had 12 months of no interest (but a STUPID amount after that, including back interest that had accrued over the year if I didn't pay it off...what a scam!)

    As for the mortgage, why doesn't your husband take out the loan then?

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