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Thread: Personal Loan Complaint

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    Veteran Member Alexis81's Avatar
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    Default Personal Loan Complaint

    I am ready to scream right now. I have no idea what to do and was hoping someone here might be able to help. I need to apply for a personal loan to get surgery done (I have no insurance, its not considered emergency surgery, but I'm not allowed to work until I have it done) I need $3000 and can't find anyone to finance me. I've even been willing to put up my car title as collatoral. I can't find any help because 1. my credit score is low (mainly medical bills) 2. i have no verifiable income for the past 6 months, except for bank statements which they don't accept. I appled for Medicaid and got denied because my fiance makes too much money (enough to disqualify me for medicaid but not enough to get qualified for a loan). I also spent my entire savings on doctors visits this past month and don't even have enough to pay my rent. My fiance has also been unable to work the past week and a half due to an injury and the damn hurricane that came through. I'm sorry this is so long and don't know if anyone has been though this situation before and has some advice or possibly some company I've never heard of that I could try. Thank you
    Alexis



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    God/dess VenusGoddess's Avatar
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    Default Re: Personal Loan Complaint

    You can always appeal the decision of the Medicaid office. If you appeal, you can take proof that you have no money and need this surgery. If you don't mind me asking, what kind of surgery is it?

    Usually, most hospitals label things as "emergency surgery" for insurance purposes. I do not believe that a hospital can "refuse" treatment because the patient doesn't have money. You can always make payment plans with the hospital.

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