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Thread: waited too long to cash check

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    God/dess Emily's Avatar
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    Default waited too long to cash check

    I don't know how this happened, but I forgot to cash a refund check from Allstate insurance that was issued in January. I still use them for my provider.

    Anyway, the check says not valid for more than 180 days after issue. is there any way I can get this reissued? I'd call my agent but it's Sunday and I can stop thinking about it.

    I can't believe I forgot to cash a check....so unlike me!

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    Featured Member Lilith's Avatar
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    Default Re: waited too long to cash check

    Usually if you present them with the unredeemed check and explain, they will issue a new check.
    He who fights with monsters might take care lest he thereby become a monster. And if you gaze for long into an abyss, the abyss gazes also into you. ~ Friedrich Nietzsche

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    God/dess VenusGoddess's Avatar
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    Default Re: waited too long to cash check

    ^ Yep...they may charge you a small fee to do that, but I did that once (with State Farm) and they just gave me another check (I had enough insurance with them that they waived the fee).

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    Banned Melonie's Avatar
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    Default Re: waited too long to cash check

    Check dating is a security thing, as well as a 'flag waver' for internal accounting. Since the company doesn't dispute that it owed/owes you the money, they should issue a new check no problem.

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    God/dess Emily's Avatar
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    Default Re: waited too long to cash check

    cool, thanks guys!

    makes me feel better

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    Default Re: waited too long to cash check

    Quote Originally Posted by Emily
    I can't believe I forgot to cash a check....so unlike me!
    I don't know about Allstate, but I've gotten checks from State Farm a couple of times, and with the way they print those checks sometimes you don't realize there's actually one there. SF just sort of attaches the things to the bottom of whatever statement they sent with it. That, and it just doesn't seem natural to us to imagine the insurance company sending us money for a change.
    Former SCJ now in rehab.

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