I did pay off a few things on my credit hoping to increase my score. I would like to finance a car and eventually a house at a reasonable rate. The only things I have left now are medical bills which equal about 5k. I was able to get a couple of things deleted, one to say "paid" and another that is "paid collection". Does anyone have any idea how much this will make my score go up if any at all?
My husband had no credit, 0, he was "invisible". He applied for a secured credit card. He thinks we can finance a house at a lower rate then we can a car and if we do go ahead and finance a house it will be easier to finance a car. What do you guys think?



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