I am seriously considering filing for bankruptcy, but I'm wondering if this is different or harder then an average person because of my job. I've been dancing for one year.
I want to file for bankruptcy because I have:
1. Thousands of dollars in medical debt
2. Bounced checks that haven't been paid
3. A few small "shopping" (Macy's, Marshall Fields's) credit card bills
For the life of me, I can not catch up on these expenses. When I was sick from my eating disorder, I could not keep up.
Also, I can't even seek good medical treatment for my eating disorder until my bills are current.
I was told I would be a good candidate for filing because I have nothing in my name (no car, no house) and I have no bank account.
So please, what should I expect? I'm young, so if I file now, get a clean start, it will be off my record in 5 years, right? How diffuclt does it make renting an apartment, opening a bank account, getting medical insurance, ect?
Please, please advise me on this.



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