I'll put in my 2 cents worth with saying that i am a teller/member services rep during the day at a credit union and in the U.S. cash transactions over $3,000 are BSA (Bank Secrecy Act) reportable transactions and along with this if 'suspicious activity' is suspected after some prodding questions by the teller, a Suspicious Activity Report is supposed to be done by the teller. I believe the suspicious activity report is because of the Patriot Act in addition to the Bank Secrecy Act but i'm not entirely sure on that part...it's been a while since i've done tutorials on suspicious activity reports. Trust me, as a teller we DON'T LIKE to prod and inquire because i know that most of the time large cash deposits are legitimate legal deposits but some places, like the credit union i work at, require us to inquire in order to be in compliance with federal law governing banking systems. Hope this helps.



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