well in any event, this particular suit is a result of "Defendant's practice of charging an annual fee which causes cardmembers to go over their limit and then to be charged an overlimit fee."
ok, ok, I was guilty of running a balance that essentially maxed out my card. After getting smacked a couple times with a $35 overlimit fee (as a result of the annual fee being tacked on), I learned my lesson and pared my balances down and planned accordingly. That didn't make the practice any less fucked up though, in my opinion. Those bottom feeder credit cards just prey on people with less than perfect credit and are constantly looking for ways to suck extra fees out of you. Christ, like paying exorbitant interest on a maxed out balance isn't enough for the greedy little fuckers.

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