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Thread: Signs my husband is an idiot!!!

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    Featured Member amylynnej's Avatar
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    Default Signs my husband is an idiot!!!

    Okay this is a rant!

    My stupid husband decides today to go to sears to get a drill. He opens a sears card and gets 8k in credit and buys a flat screen tv, some other saw, and some other things he doesnt need like a bbq when we already have one.

    Feel free to comment!
    AmyLynne

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    Featured Member amylynnej's Avatar
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    Default Re: Signs my husband is an idiot!!!

    This is the same husband who wouldnt let me open an account at Guess. LOL
    AmyLynne

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    Moderator Optimist's Avatar
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    Default Re: Signs my husband is an idiot!!!

    It's not too late to take it back, but if this is a habit he may put you in the poorhouse.

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    God/dess Rhiannon's Avatar
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    Default Re: Signs my husband is an idiot!!!

    Screw that.. Make him take that shit back, Amy.

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    Default Re: Signs my husband is an idiot!!!

    Hell yea make him take that shit back. He didnt talk to you about it first anyways. I believe money should be a joint decision.
    you live like an ivy vine
    you can only survive by clinging onto trees
    that's your flaw
    put down some roots so you can stand on your own
    -Kenpachi



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    Veteran Member azcustomer's Avatar
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    Default Re: Signs my husband is an idiot!!!

    Sorry, not a good sign.

    You can't let him get away with it. Same thing started to happen to me, I didn't do anything and it all went downhill from there.


    "Life is not about the number of breaths you take.
    It's about those moments which leave you breathless."

  7. #7
    Jay Zeno
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    Default Re: Signs my husband is an idiot!!!

    From a guy:

    Nope. He can take it back.

    It's not cute. It's not understandable. It's not what-the-hell. It's irresponsible, and you shouldn't enable bad behavior. Rag his ass.

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    Veteran Member big_daddyII's Avatar
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    Default Re: Signs my husband is an idiot!!!

    Quote Originally Posted by amylynnej
    This is the same husband who wouldnt let me open an account at Guess. LOL
    I did not see anything wrong with it until I read this! He should take it back or let you open your Guess account!
    “Since the ACLU is trying to take away the word ‘Christmas,’ we thought it would be a great time to send the group a Christmas card this year. If everybody did this, they would be buried in mail.”

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    God/dess doc-catfish's Avatar
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    Default Re: Signs my husband is an idiot!!!

    Quote Originally Posted by amylynnej
    He opens a sears card and gets 8k in credit and buys a flat screen tv, some other saw, and some other things he doesnt need like a bbq when we already have one.
    You know that old saying that you gals have about shoes? Well, substitute a grill (or big screen TV, golf clubs, tools, or pickup truck) in for shoes, and that saying applies for men.


    And regardless of what gender is holding them. Credit cards in the wrong hands are the -> .

    So get even with him and go buy some shoes.
    Former SCJ now in rehab.

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    God/dess Deogol's Avatar
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    Default Re: Signs my husband is an idiot!!!

    This is a sign of a credit problem in the making - you two need to come to an agreement that this kind of spending is for a lifestyle that cannot be afforded - it is being borrowed from someone and they will come a-knocking some day.

    A big screen TV and a grill is NOT an emergency transmission repair or other "OH SHIT!" situation that credit is nice for.

    He should be using that credit on ASSET PRODUCING PURCHASES like tools for a construction job or tools for a mechanic's job or something along those lines. Something that will pay for themselves AND a little more.

    Telling it like it is from someone who was a dumb college student who got caught in a credit trap - don't fucking do it - it haunted my life for 15 fucking years (there were times I couldn't rent a god damn apartment.)

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    God/dess Bella21's Avatar
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    Default Re: Signs my husband is an idiot!!!

    Hahaha, are you SERIOUS! What was he THINKING?! Make him take it back! I hope you're not letting him be in complete control of the finances!!!!
    If you think school is hard, try being stupid.

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    Veteran Member jessica_rabbit's Avatar
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    Default Re: Signs my husband is an idiot!!!

    The question I have is, can the two of you reasonably afford this stuff? Even better, can HE afford it on his income? If you are doing well financially and don't have many other outstanding debts, then what the hell I guess. If it's the Sears 0% APR for 12 months, and he's got a plan to pay for it in 12 months, then let the guy have his fun. But if it's going to be a bit of a stretch to make the payments and he's done this kind of thing before then I would be concerned.

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    Featured Member amylynnej's Avatar
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    Default Re: Signs my husband is an idiot!!!

    well hes about to sign an nfl contract so if he makes his team it wont be an issue but he got cut last year so we'll see.
    AmyLynne

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    God/dess Mr Hyde's Avatar
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    Default Re: Signs my husband is an idiot!!!

    can you afford this? If not, make him take it all back.

    Credit should be used responsibly, not like a kid with 10 bucks in a candy store.

  15. #15
    242_fair
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    Default Re: Signs my husband is an idiot!!!

    Quote Originally Posted by amylynnej
    well hes about to sign an nfl contract so if he makes his team it wont be an issue but he got cut last year so we'll see.
    Lol, I knew I guy who was always going to get signed for like 5 years. And now he works at Jack in the Box (and his knees are distroyed from playing in D1 too).

    I would say take that shit back. Wtf?

    remembering... it took me over 50 lap dances to pay for my bigscreen.

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    Veteran Member Eques's Avatar
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    Default Re: Signs my husband is an idiot!!!

    IF he can afford it on his income.... I don't really think you've got much of a right to say anything about it. And 'might get a contract for a team' does not count as income.

    If he can't afford it, make him take the shit back ASAP.
    Never stand begging for that which you have the power to earn.

    The truth lies in a man's dreams... perhaps in this unhappy world of ours whose madness is better than a foolish sanity.

    Miguel de Cervantes (1547 - 1616)

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    God/dess krchab99's Avatar
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    Default Re: Signs my husband is an idiot!!!

    MEN lol

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    God/dess VenusGoddess's Avatar
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    Default Re: Signs my husband is an idiot!!!

    As for the analogy of shoes/tv/grills...I'm sorry, I buy some expensive shoes, but I would never go shopping for a pair of Christian Loboutin or Manolo Blahnik without saying something to Joe first. *ring, ring* "Hey, I found these shoes I really, really want...do you mind if I get them?"

    What he did is foolish. He's doing what a lot of people do...living off money they don't have. I did this a long time ago and I'm still dealing with the left-over ramifications of it. Tell him that if he really wants that TV/grill, etc then he can buy it when he signs his contract and gets his first big-ass check. Until then, he's got to save to pay it off immediately. Otherwise, it's credit suicide.

    Make him take it back. Who the hell needs a $3000 TV (or more)...especially when they can't afford it.

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    Featured Member amylynnej's Avatar
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    Default Re: Signs my husband is an idiot!!!

    well the tv was a small one. It only cost like 600 bucks. Altogether it was like 3800. We actually havethe money to pay it off. My problem with it is he didnt want me to open a guess account last week and then he goes and opens a sears one. I just wasnt expecting them to issue 8k in credit.

    we never use our credit cards except to book travel or buy online etc so its not something Ive ever done. Our only debt is our house. Im not worried longterm its just seems asinine to me that he would be so difficult when I wanted to get store credit and he didnt want me to then he goes to sears to buy a 150 drill so he could build his kicking nets.
    AmyLynne

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    God/dess DancerWealth's Avatar
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    Default Re: Signs my husband is an idiot!!!

    Quote Originally Posted by Eques
    IF he can afford it on his income.... I don't really think you've got much of a right to say anything about it.
    In my opinion, it's attitudes like this is what will make them be talking to a divorse attorney by the end of the year. They are husband and wife, and live under the same roof under a joint income most likely. Decisions like this should be made together, not "I make more than you so should be able to spend more recklessly than you." I believe the #1 cause for divorse is financial issues and it's because most people take a cavalier attitude toward money without considering there is another person that needs to be considered. My wife and I don't consult each other on every little shopping spree, but when it comes to larger purchases, getting new credit cards (which affects both our credit) we absolutely tell one another in advance. Heck, I owe it to her and she does to me and hey, no big shock here, we never fight over money!

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    Veteran Member Eques's Avatar
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    Default Re: Signs my husband is an idiot!!!

    Quote Originally Posted by DancerWealth
    In my opinion, it's attitudes like this is what will make them be talking to a divorse attorney by the end of the year. They are husband and wife, and live under the same roof under a joint income most likely. Decisions like this should be made together, not "I make more than you so should be able to spend more recklessly than you."
    You most defintley misunderstand my statement. The assumption being made by saying 'can he afford it' is that the spending is not reckless.

    I believe the #1 cause for divorse is financial issues and it's because most people take a cavalier attitude toward money without considering there is another person that needs to be considered. My wife and I don't consult each other on every little shopping spree, but when it comes to larger purchases, getting new credit cards (which affects both our credit) we absolutely tell one another in advance. Heck, I owe it to her and she does to me and hey, no big shock here, we never fight over money!
    Just for kicks because you mentioned, In the UK in 2004(2003) the leading causes for divorce were;

    * Extra-marital affairs - 27% (29%)
    * Family strains - 18% (11%)
    * Emotional/physical abuse - 17% (10%)
    * Mid-life crisis - 13% (not in 2003 survey)
    * Addictions, e.g. alcoholism and gambling - 6% (5%)
    * Workaholism - 6% (5%)
    Never stand begging for that which you have the power to earn.

    The truth lies in a man's dreams... perhaps in this unhappy world of ours whose madness is better than a foolish sanity.

    Miguel de Cervantes (1547 - 1616)

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    Veteran Member NoCoverLover's Avatar
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    Default Re: Signs my husband is an idiot!!!

    Since you've indicated he can afford the stuff, then the real problem is his patriarchical attitude toward what he's allowed to do vs. what you're allowed to do.

    I'd be concerned about that too. I hear this far more often than I care to.

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    Featured Member amylynnej's Avatar
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    Default Re: Signs my husband is an idiot!!!

    He doesnt do that. This was just something new. Were very open and we talk about everything. Ive been looking at businesses like franchises to buy in, such a juice shops etc and hes very much in support of me doing that.

    I was more shocked at impluse buying since hes usually extremely frugal and conservative.
    AmyLynne

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    Veteran Member azcustomer's Avatar
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    Default Re: Signs my husband is an idiot!!!

    AmyLynne,

    Tell him you are trying to figure out why this happend and ask him. If he is defiant, wait until later to bring it up. You should know what triggered this. Don't shame him for his actions, try to show you want to be understanding but also want to focus on your relationship.

    If he is still defiant and insists he's right, then that tells you something about your relationship.


    "Life is not about the number of breaths you take.
    It's about those moments which leave you breathless."

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    Veteran Member Smoothcat's Avatar
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    Lightbulb Re: Signs my husband is an idiot!!!

    I agree with AZC above. This is actually rather minor, compared to coming home drunk, or not coming home at all. A gentle word turns away wrath. What you two need to do is sit down and make a monthly BUDGET (a foreign word to many couples). Then allow a bit of Misc. each month, but no more than the agreed amount without first consulting each other. Even if he makes a 6 fig. salary, anyone can lose track of what they have and spend too much. BUDGETS can save marriages and credit ratings, if you have the discipline. Another suggestion: I'm sure each of you has some thing you'd like to save for (maybe a classic car for him, or designer clothes for you). Whatever you choose, set some money aside each check for those dream items. When you realize that a budget has a nice reward over time, then giving up some of the "impulse" purchases is a little easier. (Couldn't he have borrowed a drill from somebody, or bought a used one? And do you buy too many clothes when you're in a down mood?)

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