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Thread: benefits??? healthcare?? pension??

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    Default benefits??? healthcare?? pension??

    i have read a lot of posts on here about how dancing pays better than regular jobs, but what about benefits that regular jobs have to offer? healthcare, social security, pension, 401K?? also, dancers dont file taxes, right? at least i didnt? its my understanding that you pay no money to Uncle Sam....do Im thinking, that if you make $150 a night, ande work 5 days a week, that is like making $50,000 a year. right? i dont understand why any dancer would claim to the irs any money they earn from dancing?? WTF?? ok, am i the only dancer that never filed a tax return? im a little confused.....so do you pay taxes?? and if so....WHY????

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    God/dess JustJayda's Avatar
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    Default Re: benefits??? healthcare?? pension??

    I pay taxes on my dancing money. Some girls probably don't pay taxes, but plenty of smart dancers do. They may not claim all they make from dancing, or they may list the source of income as something different. However, we aren't stupid enough to put ourselves at risk, in order to live the glam life or, "highside" (as my dad calls it)!

    Read between the lines hun. How can you expect to have a house or car in YOUR name, if you don't have proof of income?

    p.s. Melonie, be nice!!!
    Quote Originally Posted by MarvelGirl View Post
    Oh, and nope, rubbing titties isn't air dancing.
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    The cut-off age for stripping is when customers stop paying you.

    The end.

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    Default Re: benefits??? healthcare?? pension??

    what if you rent and dont own? buying a house is a lot harder than buying a car. if you dont have proof of income, you can still buy a car if you have proof of employment. also, if you are only making $150 a day, that is harldy considered the 'high life'.... do you claim everything that you make?? i move around here and there, instead of staying in one place forever.

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    Default Re: benefits??? healthcare?? pension??

    If you don't have another job like a day job that takes taxes out then if I were you, i would report at least half of what you make. As what Jayda said, if you have a place to live in your name, a car, everything else but no reported income, what do you think the IRS is going to think? One thing you NEVER want to do is f&ck with the IRS because they will ALWAYS win and always be right. I'm not telling you to do this but if you insist on not claiming your dancing money then at least get another job, maybe as a receptionist or bank teller or something where you could make around $10/hr and when they do take taxes out, have them withhold a lot more out. So if your paycheck should be $500, have them take out an additional $200 or something so you're giving more to the IRS and it would be less of a chance of raising a red flag. I'm not an accountant so I don't know for sure if my advice is all correct. The best thing to do would be to speak to someone who might know more about it. PM Melonie, she's a smart cookie and knows her shiat.

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    Veteran Member sunkissedbeachbunni's Avatar
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    Default Re: benefits??? healthcare?? pension??

    I pay taxes because I want to buy a house, and the risk of getting audited is just too big!

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    Default Re: benefits??? healthcare?? pension??

    If your name is on the lease, then it's still in your name. If you live with roomates and it's in their name, and if you give your roomate cash, then nobody will know. But you still have a car and that's registered in your name with state and your car insurance. Plus, do you have a bank account? If you do and you deposit money in your checking/savings, the IRS is going to wonder where that money came from.

    The only other thing that you might be able to do and again I don't know for sure because I'm not a lawyer or accountant is if you ever were questioned by the IRS and if your parents or someone agreed to it would be maybe if they said they were supporting you and giving you the money. But I don't know if that would interfere with them no still claiming you an a dependent. I really don't know. Your best bet would be to talk to someone who knows the law but most likely they're going to advice you to pay taxes, at least claim some of it. These things have a way of catching up to, eventually.

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    Default Re: benefits??? healthcare?? pension??

    P.S. It came back to bite me one time. One year I didn't claim everything and a year later I was injured and had to claim disability for a while and they based it on my previous reported income. Since I didn't claim it all, I didn't get nearly as much money in my disability as I should and I lost much more in the disability then I gained by not reporting all of it. It's best to be honest because then you won't have anything to hide. If you insist on not claiming your dancing money, I really really encourage you to get another job that you can at least work part time where they do take taxes out, but you do what you need to do.

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    Default Re: benefits??? healthcare?? pension??

    my parents can vouch and say that they have supported me, its the truth actually, and it can be proven. i only have a savings account, not a checking. i have never been audited. im not looking to buy a house, if you rent an apartment, its not the same as buying a house, is it??

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    Default Re: benefits??? healthcare?? pension??

    there are jobs where they dont take taxes out, like petitioning. they pay you by check, but they dont take out taxes. i live in LA so i cant afford to pay taxes.

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    Veteran Member sunkissedbeachbunni's Avatar
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    Default Re: benefits??? healthcare?? pension??

    even if you are renting i would think it would be safer to pay at least some taxes....you really have to fear being audited....because if they audit you and find you guilty of tax evasion, you don't want to be making payments back to the irs for the rest of your young life now do you?

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    Default Re: benefits??? healthcare?? pension??

    if you make less than $8000 a year, you dont owe any taxes, right? what if you dont dance full time, only once in a while....im not one of those spoiled rotten little brats that have the privelege of getting to stay in one club forever.

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    God/dess JustJayda's Avatar
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    Default Re: benefits??? healthcare?? pension??

    Quote Originally Posted by chastity
    what if you rent and dont own? buying a house is a lot harder than buying a car. if you dont have proof of income, you can still buy a car if you have proof of employment. also, if you are only making $150 a day, that is harldy considered the 'high life'.... do you claim everything that you make?? i move around here and there, instead of staying in one place forever.
    Actually no matter what anyone else may be telling you, buying a house was WAYYY easier than buying a car, at least for me. Also, proof of employment, w/o proof of income...what is that?

    Also, who gave you the number $150 a day???

    Seriously, nobody who isn't claiming everything on their taxes, would actually tell YOU, lol No offense intended at all, but :

    1. We don't know you
    2. What we (anyone else) eat/s, doesn't make you shit
    3. It would be stupid for ANYONE to advise you to cheat the IRS.

    p.s. Making 50k a year after taxes, may not be considered the high-life, no indeed. However, tax-free....
    Quote Originally Posted by MarvelGirl View Post
    Oh, and nope, rubbing titties isn't air dancing.
    Quote Originally Posted by Sophia_Starina View Post
    The cut-off age for stripping is when customers stop paying you.

    The end.

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    Default Re: benefits??? healthcare?? pension??

    Here's some more food for thought.... every phone conversation and internet post is monitored by our lovely "BIG BROTHER".... so in the future leaving a confession on a website might not be your best move either!!! Shhhhhh... don't tell them I told you!!!

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    God/dess JustJayda's Avatar
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    Default Re: benefits??? healthcare?? pension??

    Quote Originally Posted by chastity
    if you make less than $8000 a year, you dont owe any taxes, right? what if you dont dance full time, only once in a while....im not one of those spoiled rotten little brats that have the privelege of getting to stay in one club forever.

    Excuse me? what is your intention by referring to people as spoiled little brats? How is staying in one club a "privilege"?

    You are sounding a bit trollish here, or maybe you are an IRS agent??
    Quote Originally Posted by MarvelGirl View Post
    Oh, and nope, rubbing titties isn't air dancing.
    Quote Originally Posted by Sophia_Starina View Post
    The cut-off age for stripping is when customers stop paying you.

    The end.

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    Default Re: benefits??? healthcare?? pension??

    Quote Originally Posted by JustJayda
    You are sounding a bit trollish here
    I think her (and that's assuming its actually a "her") brief but bizarre posting history speaks for itself.

    Don't waste your good thought provoking posts on this topic folks. There's better ones out there.
    Former SCJ now in rehab.

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    Default Re: benefits??? healthcare?? pension??

    Quote Originally Posted by chastity
    if you make less than $8000 a year, you dont owe any taxes, right? what if you dont dance full time, only once in a while....im not one of those spoiled rotten little brats that have the privelege of getting to stay in one club forever.
    If you don't owe, then what is the harm in filing?



    Because there ain't no tits on the radio

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    Default Re: benefits??? healthcare?? pension??

    i always get fired from clubs and i am insanely jealous of those bitches that are rewarded with job security in a business where there isnt any......ok, that is why i call them the spoiled little brats......why else is there so much turnover in a club? and what i was referring to was making $50 K a year BEFORE taxes, not after.....

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    God/dess JustJayda's Avatar
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    Default Re: benefits??? healthcare?? pension??

    Quote Originally Posted by doc-catfish
    I think her (and that's assuming its actually a "her") brief but bizarre posting history speaks for itself.

    Don't waste your good thought provoking posts on this topic folks. There's better ones out there.

    Well said, especially after reading post #17, egads!
    Quote Originally Posted by MarvelGirl View Post
    Oh, and nope, rubbing titties isn't air dancing.
    Quote Originally Posted by Sophia_Starina View Post
    The cut-off age for stripping is when customers stop paying you.

    The end.

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    Default Re: benefits??? healthcare?? pension??

    Heres the deal, as IRS regs read:

    EVERYONE needs to file a tax return. If you're exempt from taxes or don't make enough, the return has a place for that.

    If you're in an all cash business, they LOOK FOR chances to audit your ass. You're running your own business, s you can bend the rules a bit, but don't be stupid and claim nothing then have $50,000 in assets or clothes or something each year. Everything can be tracked.

    Bottom line: make your money, report (at least most of, or a fair amount of) it (which for me is 100% as I'm not in a cash business and too stupid to do fraud right anyway) and be happy with that or find a better way to do it. Face it: if you get famous in this biz, somebody's gonna crawl up your arse hole to find the mistakes u made, DONT LET ONE BE A FEDERAL TAX EVASION - that's how they got Al Capone.

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    Default Re: benefits??? healthcare?? pension??

    Just so you know...your bank is sending the IRS a 1099-INT statement every year. Even if they don't send you one. If you have a savings account that has over (I believe) $2,000, they'll send that interest income to the IRS. By law, you have to pay taxes on the interest you make.

    Just because your parents support you, they would have to prove that they made enough money to cover ALL of the money you are depositing into the bank. That means that they'll have to make enough money to cover all of their (and your) living expenses for the year (credit cards, car payments, mortgage, etc, etc, etc) PLUS whatever amount of money you have in savings.

    Don't be stupid and think that you are "slipping" below the radar because you haven't been audited yet. If you have a credit card, the IRS can and will "secretly" pull your expenditures. They may wait a few years...and then when they hit you up with an audit, you'll be in deep shit because now you have to pay taxes on ALL of the money that THEY think you made, plus penalties and interest...which could add up to be 40% of whatever you made (if not more). BTW...the IRS figures out your tax payments/interest/penalties based upon a COST ANALYSIS figure. They take how much you spend on credit...how much your rent is...and then how much is in your bank accounts and they'll come up with a figure that sounds right to THEM. Even if YOU think it's too high. (The bad thing is all of the strippers who have said, "I make $1000 a night...blah, blah, blah.") They'll see that you are a stripper and adjust the totals to that. With your "lying" history with the IRS, they'll look at you crying your crocodile tears...laugh and then hand you the bill.

    You think you can't pay taxes now. Wait until Uncle Sam slaps a big lien on your bank accounts.

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    Default Re: benefits??? healthcare?? pension??

    Quote Originally Posted by chastity
    what if you rent and dont own? buying a house is a lot harder than buying a car. if you dont have proof of income, you can still buy a car if you have proof of employment. also, if you are only making $150 a day, that is harldy considered the 'high life'.... do you claim everything that you make?? i move around here and there, instead of staying in one place forever.

    I hadn't bought a vehicle on credit in a while, nor was my credit great but during my attempt to do so I brought in a letter from my manager as proof of employment and it wasn't enough for the finance company to consider me.They wanted to finance me at nearly 30% and wanted a copy of my taxes. Good thing I had filed them had I actually wanted to go ahead with the deal.

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    Default Re: benefits??? healthcare?? pension??

    I knew someone who didn't pay taxes for 4 years because they were an independent contractor (not a dancer, different job). When they finally did their taxes, they ended up oweing the IRS $20,000. It's just not worth it. It's better to pay as you go. You can pay quarterly, monthly, weekly. The IRS doesn't care when you send it as long as they get it. The IRS is certainly not someone you want to mess with because they always win and you'll end up spending more in fines & penaltys then you would in taxes because WHEN they find out you'll have to pay back all the tax money plus fines.

    After reading what Venus & what others posted after me, I have to agree with what they said. I know it's not the most fun thing to do but that's part of being in America and getting our protection and everything else America has to offer.

    Talk to an accountant and have them help you set up a way to pay quarterly. My accountant gave me the addresses to send the money to and said I could do every week if I wanted to. As I said in an earlier post, honesty is the best policy, because Karma has a way of catching up to you.

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    Default Re: benefits??? healthcare?? pension??

    Quote Originally Posted by chastity
    i have read a lot of posts on here about how dancing pays better than regular jobs, but what about benefits that regular jobs have to offer? healthcare, social security, pension, 401K?? also, dancers dont file taxes, right? at least i didnt? its my understanding that you pay no money to Uncle Sam....do Im thinking, that if you make $150 a night, ande work 5 days a week, that is like making $50,000 a year. right? i dont understand why any dancer would claim to the irs any money they earn from dancing?? WTF?? ok, am i the only dancer that never filed a tax return? im a little confused.....so do you pay taxes?? and if so....WHY????
    Yes, I have always paid my taxes. Why you asked? Because I want to be able to collect my social security when I am old. Also because it is not legal to hide income. Plus I use the roads and other services that that government provides. Not paying taxes is the equivalent to stealing in my opinion. It would be stealing from my fellow Americans who pay their taxes.

    In regards to benifits that a "vanilla job" provides, I take care of those things for myself. Since turning 18 I have always bought my own health insurance and have an IRA as well as a nice stock portfolio. I think doing all of these things is part of being a responsible adult.

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    Default Re: benefits??? healthcare?? pension??

    any job where you are in independent contracter, you are responsible for all of those things, right? i have also done petitioning, they pay you by check, its a seasonal job where you are also an independent contracter. the thing is i never keep more than $5 in my bank account. i dont earn any interest. i also no longer use credit cards because i got into too much debt, i have bad credit. there is proof that my parents have supported me. so i take it that most dancers pay taxes. i was just wondering.

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    Default Re: benefits??? healthcare?? pension??

    Every dancer that I've talked to in my club pay taxes and other dancers in other clubs I've talked to also pay taxes. Dancing still is a real job because it is income so you are required to pay taxes. Anything that's income you have to pay taxes on.

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