Hubby and I are looking to start investing for retirement and don't know what to invest in, how to start, what to put in, if it is considered taxable income every year, tax loopholes, etc.. We have a 401k and will keep that going, but don't want to put all my eggs in a basket, so to speak. Also, most of you tend to speak in a sophisticated fashion in a sense when it comes to finances soif you all could dumb it down a little, I'd appreciate it![]()
Also, we plan on saving up for a dp on a house and was wondering if I should put that money in a fund or something while we are saving up and if we would get penalized for taking it out in 2-3 yrs????
I'd also love to hear some specific recommendations as far as funds, stocks, etc. goes too.
TIA- Christian



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