I have yet to apply for either as I'm still trying to decide which would be better for me to have on my credit history ?
Apply for a personal loan of a decent amount (say $5000) which I would then use to fund work trips to Melbourne, costume expenses, dance lessons and so forth and pay off as early as possible....
or
Apply for a credit card that has interest free days and $500 limit and pretty good interest rate and keep it open and going by using it to its limit and paying it off every month (easily) ....
????
Yes here in Australia we don't have scores however I still need to establish some form of credit history. I have no credit history at present.



Reply With Quote
I got approved!!!!!!!!!!!!!!!!!!!! 

Bookmarks