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Thread: Anyone here working for Primerica Financial Services?

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    Anyone here working for Primerica Financial Services?

    Anybody here work for this company? My friend keeps trying to recruit me into this.....I kind of have an idea about how this works but it seems like a pyramid scheme...... Anyone here have experience or can enlighten me on this type of thing?
    http://en.wikipedia.org/wiki/Primerica

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    Featured Member Hello_Kitty27's Avatar
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    Default Re: Anyone here working for Primerica Financial Services?

    Years ago, I worked with a romanian woman who had just come here from Romania a few months before that. She was very naive and even though she spoke English, it was with a very heavy Romanian accent, and it was so hard to understnad her. Anyway she had a second job with Primerica. She told me she put in long hours for very little money. (I mean, how could you be a convincing rep if you can't really speak the language?) She had tried to quit and they kept making all these monetary promises. I felt bad for her, b/c I felt like they were just taking advantage of her naivete and making whatever money they could off of her.

    While I don't know the specifics of the situation, that was my limited experience with them. Everytime I pass a local office in Chicago, I can't help but remember that woman.






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    Default Re: Anyone here working for Primerica Financial Services?

    Quote Originally Posted by Hello_Kitty27 View Post
    Years ago, I worked with a romanian woman who had just come here from Romania a few months before that. She was very naive and even though she spoke English, it was with a very heavy Romanian accent, and it was so hard to understnad her. Anyway she had a second job with Primerica. She told me she put in long hours for very little money. (I mean, how could you be a convincing rep if you can't really speak the language?) She had tried to quit and they kept making all these monetary promises. I felt bad for her, b/c I felt like they were just taking advantage of her naivete and making whatever money they could off of her.

    While I don't know the specifics of the situation, that was my limited experience with them. Everytime I pass a local office in Chicago, I can't help but remember that woman.
    Thank you for the feedback Miss.

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    Default Re: Anyone here working for Primerica Financial Services?

    My boyfriend did it with his ex wife. I don't think they made a ton of money though. (Read- I think I make more.)

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    Default Re: Anyone here working for Primerica Financial Services?

    I've heard of it...and I had a friend who did it. It is very pyramid. They promise lots and lots of money, but it's not really that way.

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    Default Re: Anyone here working for Primerica Financial Services?

    Quote Originally Posted by VenusGoddess View Post
    I've heard of it...and I had a friend who did it. It is very pyramid. They promise lots and lots of money, but it's not really that way.
    Thank G-d you said that. I thought I was being really cynical, but that's all I could think when my guy talks about Primerica. I feel better now.

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    Default Re: Anyone here working for Primerica Financial Services?

    Pyramid scheme. I have a story about those assholes, I'll save it for later though.

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    Default Re: Anyone here working for Primerica Financial Services?

    Quote Originally Posted by Katrine View Post
    Pyramid scheme. I have a story about those assholes, I'll save it for later though.
    Tease!






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    Default Re: Anyone here working for Primerica Financial Services?

    Quote Originally Posted by Katrine View Post
    Pyramid scheme. I have a story about those assholes, I'll save it for later though.
    C'mon, you know you want to!

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    Default Re: Anyone here working for Primerica Financial Services?

    Katrine...it's later, now!!

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    Default Re: Anyone here working for Primerica Financial Services?

    Quote Originally Posted by Katrine View Post
    Pyramid scheme. I have a story about those assholes, I'll save it for later though.


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    Default Re: Anyone here working for Primerica Financial Services?

    While there are good network marketing companies out there, Primerica is pretty much a wart on the ass of all of them. Do a search for them on Ripoffreport.com and you'll find literally THOUSANDS of posts about how scummy these guys are. My wife was being groomed as a recruitee by one of their cronies and she gunned them down but not after puting my name down on an application. Next to my name, she put "seminar speaker" and I was getting calls from those morons for months thinking they would make huge bucks as me in their downline. The best ones in the company though are those that claim they make $400,000 a year but drive a beat-up, 1986 Hyundai to the recruiting meetings. Hysterical!

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    Default Re: Anyone here working for Primerica Financial Services?

    ^^What, they can't even afford to rent a fancy car for the day to impress their potential new recruits? LOL!!

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    Default Re: Anyone here working for Primerica Financial Services?

    ^ That is what I was thinking!
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    Default Re: Anyone here working for Primerica Financial Services?

    It's a pyramid scheme and they only sell mutual funds and life insurance and claim it's the complete perfect financial plan for everybody.



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    Default Re: Anyone here working for Primerica Financial Services?

    Any time you hear the phrase "multi-level marketing" associated with any business enterprise, run like hell. Even when it isn't a pyramid scheme, its still a bad business model that very few people make any significant money off of (most in fact LOSE money).

    The majority of people who get into these things don't understand simple business dynamics like market saturation or knowing that they have to have the right kind of people in their downline (i.e. NOT their friends, family, neighbors or co-workers) to make them work, and there are only so many right people out there.

    These things require way more of your time and money than these aggressive recruiters will lead you to believe. In fact such aggressive recruiting should be a major red flag.

    The sad and ugly truth about MLM's.

    http://www.mlmwatch.org/01General/10lies.html
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    Default Re: Anyone here working for Primerica Financial Services?

    When I was in b school, our last semester course was a very intensive "master's thesis" type course. We were working on two major ACTUAL business plans. One individual and one group plan. Both of my plans were actually implemented and are used to this day. Other than that, we had multiple writing and presentation assignments weekly. This is all in addition to other courses, workload, etc.

    Once a week, we would also have a speaker come in and discuss various topics. For instance, we had a guy who wrote a popular book about the Enron boys lecture us.

    Our professor needed a speaker one week, and one of her grads was working for Subprimerica (the economy was shit then). The poor girl brought in her "upline" or whatever. The upline proceeded to spend 2 entire hours giving us the fucking Primerica sales pitch!!!!

    Keep in mind, we paid good tuiton to take this course, and every single student in that class was EXTREMELY busy!! The last thing we needed was her power point and her trying to recruit us as clients/downline.

    We were livid. The students raced to the professor at the end of the class to complain. The professor is a very smart woman and the Primerica lady flat out LIED to her about the lecture content. Prof was beet red and couldn't apologize enough for it.

    The bitch was shady. Every few minutes we thought she was going to teach us something, but nope, it was an attempt to close!

    I have a few other stories about them when dealing with my current line of work too, but that's the one that stands out in my head.

    "Have you ever been to American wedding? Where is the vodka, where's marinated herring?" - GB
    "And do the cats give a shit? No, they do not. Why? Because they're cats."-from The Onion

    Quote Originally Posted by Mia M
    If a cupcake was tossed at me... well, I'd only be upset if it missed my mouth

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