Yeah, I've recommended them before on here, and I'm officially retracting that. I just got hit with not one but TWO $35 overdraft charges because according to them, my AVAILABLE balance went negative by a very small amount (not the LEDGER balance btw, they were charging me on the AVAILABLE balance). That's beyond shady. Apparently this is some new thing and I just talked to my branch manager and he removed the charges but that's still ridiculous!! (The mgr even agreed but he said it's the bank's policy and that's that.)
To make matters worse, I had turned in a US Post Office money order as deposit the day BEFORE all this, but they held all but $100 of it until the next business day and I had charges coming through that were LESS than the $100 they initially credited. Also, I watch my account online DAILY - it did not EVER show negative on the ledger or available balance at any time in the last few days on my online account pages. So it was really just alot of bullshit for the bank to hit me with bogus and excessive charges.
FUCK USBANK!!! I'm getting a new bank.![]()




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Ive had the same thing happen when their fees hit and I was short seven bucks. It cost me about ahundred bucks total. They just don't play fair.

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