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Thread: Fucked over by the FAFSA

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    Featured Member Hatshepsut's Avatar
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    Default Fucked over by the FAFSA

    Attention college students: be prepared to have to take a cut in yoru financial aid.

    During my years of college, financial aid was good. I was eligable for the Pell Grant, the Texas Grant, and the Stafford Federal Loan. In fact, financial aid was so good that I never had to take out loans. Even in this past year of nursing school, which was only 3/4 time status, I received enough from the Pell Grant alone to cover books and tuition. However, I got a rude awakening this year. I got an email from the college stating that I am not applicable for anything, not even unsubsidized federal loans. I am pissed.

    The reasons why I didn't qualify:
    1) Although I spend 17 hours a week in class and clinicals, the school only counts this as 9. Since tuition is based on credit hours, it's cheaper when you pay out of pocket. However, it's still not fulltime status, which disqualifies you from a lot of financial aid.
    2) Although I claimed independency on my taxes this year, the FAFSA will classify you as dependent on your parents unless you are over 23, in the military, have a kid, are married, an orphan, or a ward of the court. I am none of those, so the FAFSA made a dependent out of me. Even though there are 6 kids (3 of whom will be in college in Fall 2007) and 2 adults on a teacher's salary, I still don't qualify.
    3) I worked fulltime last year, so I made too much to look poor on the FAFSA.
    4) Bushanomics. We have money for war, but not for education. Many students are feeling this.

    Don't worry, I'm not going to starve. I am supporting myself, and I don't accept help from family, but I'll be fine. I'm attending an in-state, in-district community college, which charges about $1100 for 9 semester hours. Books are another $150-300. I haven't been working this semester, since Pediatrics is notoriously difficult and I didn't want to risk biting off more than I could chew. I hindsight, I probably could have worked this semester, but the combination of learning the new job and school would have been rough. I'll start working again once this semester is over. In the meantime, I took out a subsidized Federal Stafford loan to tie me over. I'm applying to every scholarship that I can get my hands on.

    Oh, the reason that I am not stripping is because I live in Houston, 'nuff said.

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    Featured Member Hatshepsut's Avatar
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    Default Re: Fucked over by the FAFSA

    Oh shoot, wrong discussion room... This belongs in Dollar Den. I swear it was an accident!

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    Veteran Member idreamofaislin's Avatar
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    Default Re: Fucked over by the FAFSA

    ...shit.

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    Veteran Member redvelvetrose's Avatar
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    Default Re: Fucked over by the FAFSA

    FAFSA has never really helped me. All I've ever gotten were loans. And one of my parents is a public school teacher, the other does part-time social work. So no, we're nowhere near rich. It's depressing.

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    Featured Member Hatshepsut's Avatar
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    Default Re: Fucked over by the FAFSA

    In the past, the things that really helped me was the fact that I'm one of 6 kids on a teacher's salary. Now, not even that's doing it for me.

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    Default Re: Fucked over by the FAFSA

    FAFSA never helped me bc of the parent-dependency thing. I haven't lived (or depended on) with my parents since I was 15 years old. But they make a freaking killing (fucking gov't scientists) .. and so I'm not eligible for anything until I'm older .. and btw, I was told by an advisor that the age was 24 or 25.. but this was a few years ago before I gave up on FAFSA ... yeah anyways it sucks!

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    Featured Member Hatshepsut's Avatar
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    Default Re: Fucked over by the FAFSA

    It is 24, sorry.

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    Featured Member Hatshepsut's Avatar
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    Default Re: Fucked over by the FAFSA

    You know what's bullshit besides the fact that our taxes are funding Bush's war? The government is holding parents responsible for paying for college, yet the kids are the ones to suffer from it! The parents don't have to contribute a cent, yet we still have to claim dependence and act like they're helping us!

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    God/dess PookaShell's Avatar
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    Default Re: Fucked over by the FAFSA

    I'm feeling it too, ma'am. My Expected Family Cost on the FAFSA was ZERO...and I did my FAFSA MONTHS early, the second I was able to I did, but when it came time for funds they were like oh, we see you should get THIS much...but we ran out of funds so you only get THIS much. So I've been paying the rest out of pocket and suffering with the stripping in Houston thing so I won't have to get a ton of loans.

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    Featured Member Hatshepsut's Avatar
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    Default Re: Fucked over by the FAFSA

    Quote Originally Posted by PookaShell View Post
    I'm feeling it too, ma'am. My Expected Family Cost on the FAFSA was ZERO...and I did my FAFSA MONTHS early, the second I was able to I did, but when it came time for funds they were like oh, we see you should get THIS much...but we ran out of funds so you only get THIS much. So I've been paying the rest out of pocket and suffering with the stripping in Houston thing so I won't have to get a ton of loans.
    I wish I had the guts to strip in Houston... Ah well, I'm looking into contracting on with hospitals who will pay for my education if I agree to work for them after graduation. I keep hearing about loan forgivenesses that come with contracts. I'm going to treat carefully though, I don't want to sell my soul to something that will haunt me.

    As for you, do you know anything about having loans forgiven if you agree to teach in inner-city schools?

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    God/dess PookaShell's Avatar
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    Default Re: Fucked over by the FAFSA

    I've tried to find stuff about that ^^^ But, I don't plan on living around here really, after graduation. All I know is that I want to teach but I have NO idea where. If I could find a good program like that I'd go for it but I haven't had any luck.

  12. #12
    Cally
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    Default Re: Fucked over by the FAFSA

    Heh I got denied for student aid because my family makes too much money... family I havnt depended on or lived with since I was like 15.. and before that I never really lived with them because CPS kept taking me out of the home and putting me in group homes. Again though this is the same goverment that told me when I was living on the streets I couldnt go on welfare(I just wanted to use it to get on my feet after a run of bad luck) because I didnt have a job or a home

    Assholes.

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    Default Re: Fucked over by the FAFSA

    The FAFSA sucks. Someone needs to seriously revise the system. What I made last year was severly below poverty level (because I was in school and my bf pays all this bills) and because I'm 22 and my mom is factored in, I get nil. I could get subsidized loans, but... y'all kind of scared me out of that!



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  14. #14
    Yekhefah
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    Default Re: Fucked over by the FAFSA

    Yeah, same here, my parents made too much money even though they weren't giving me a nickel of it. I had to go to a shitty local school and work full-time through my undergrad degree.

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    God/dess Zabrina's Avatar
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    Default Re: Fucked over by the FAFSA

    Me too. Though my parents never contributed a cent to my education, and were barely getting by themselves, I still never got squat from FAFSA.

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    Default Re: Fucked over by the FAFSA

    I know exactly what you guys mean. I was reduced to tears the first time I was told I couldn't apply without putting down my parents income! I left home when I was 17, and regardless that my parents have good jobs....they wouldn't have had spare tuition money flying around even if they would help!
    After I was discharged from the military, I was able to apply without including them, but I was too busy being a "travelling dancer" to worry about school.
    I am hoping to get into our Nursing Program next fall. I'm 26 now and make minimal money at my "paycheck job", so I'm gonna cross my fingers for a grant of some kind. God knows I don't need another loan:p For now I'm just struggling to pay for each semester on my own. I've been working my regular job, bookkeeping part-time, and pulling two shifts a week at the club. I'm farking exhausted!
    Good Luck Ladies! I know how frustrating it is because I have been there several times!! And who knows if I'll get any help next year when I need it!

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    Default Re: Fucked over by the FAFSA

    Quote Originally Posted by Zabrina View Post
    Me too. Though my parents never contributed a cent to my education, and were barely getting by themselves, I still never got squat from FAFSA.
    I had the same situation...all I got was about $25,000 in loans (private school).

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    Default Re: Fucked over by the FAFSA

    omg I did the student loan thing for 2 yrs of undergrad... and i still don't have my bachelor's bc i'm so afraid of being eyeball deep in debt when i DO finally graduate. so i'm saving up for school instead of taking out more dough, and hopefully i'll be able to find some scholarships and stuff.... yucky..

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    Featured Member Sinder's Avatar
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    Default Re: Fucked over by the FAFSA

    I did the student loan thing in the past. Its a crock of shit. This time around I have been paying it all myself. I don't think anyone in the medical feild should have to pay to go to school....they should only pay if they flunk out. Government stuff and wasted taxes pisses me off.

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    God/dess papillonluvr's Avatar
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    Default Re: Fucked over by the FAFSA

    I hate the FAFSA too. But since its the only thing ive got, I deal. All i get are loans most of them time, occasionally a 3-500 dollar grant. Barely enough to cover the cost of my books!
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    Default Re: Fucked over by the FAFSA

    They think if we can't afford to go to school, we'll join the army to cover it later, and fuel their war machine.

    Fuck that.
    I didn't get very much this years, and my family is just about poverty level. One of my friends, who is below poverty level, got zilch. Fucked up.

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    Featured Member Hatshepsut's Avatar
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    Default Re: Fucked over by the FAFSA

    I can't even fucking strip my way through college, because I live in Houston and I don't want to have pig customers on one side and biblethumper politicians on the other!

    At least nursing is a stable field that will get me a job after graduation.

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    Default Re: Fucked over by the FAFSA

    I feel your pain with the fucking FAFSA.

    I'm getting nil this year just because I'm under 23 (or 24?) and still a dependant even though my parents aren't paying a dime for my expenses.

    I also found out I lost out on a 5k a year scholarship because I got one B and ruined my 4.0! I would have had free parking too. At least I just finished 2 years at a JC and saved a buttload.

    Time to take out thousands in student loans and apply for more scholarships.

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    God/dess cinammonkisses's Avatar
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    Default Re: Fucked over by the FAFSA

    FAFSA has helped me in the past with getting lots of loan money. Only problem is that my current school costs alot so I had to take out loans..

    This year, I'm finally considered independent, eventhough I've been on my own since I was 18.







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    God/dess Casual Observer's Avatar
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    Default Re: Fucked over by the FAFSA

    1) Although I spend 17 hours a week in class and clinicals, the school only counts this as 9. Since tuition is based on credit hours, it's cheaper when you pay out of pocket. However, it's still not fulltime status, which disqualifies you from a lot of financial aid.
    2) Although I claimed independency on my taxes this year, the FAFSA will classify you as dependent on your parents unless you are over 23, in the military, have a kid, are married, an orphan, or a ward of the court. I am none of those, so the FAFSA made a dependent out of me. Even though there are 6 kids (3 of whom will be in college in Fall 2007) and 2 adults on a teacher's salary, I still don't qualify.
    3) I worked fulltime last year, so I made too much to look poor on the FAFSA.
    Hate to break it to you, but that's exactly how the FAFSA should work. Whenever you take government money (and I've taken a lot), you have to accept the strings that come along with it. FAFSA is not only designed to help those most in need financially, but to ensure the government isn't being defrauded on student aid (which used to be quite rampant...until they started using the IRS to collect on deadbeats). FAFSA also has nothing to do with student aid funding levels--that's a Congressional affair. Pissed off about the lack of grant money? Write your Congressional representatives, though they're more inclined to increase loan subsides than grants (see above fraud issue).

    FAFSA is all about knowing how to fill it out. I admit, I was very good at it and had some excellent options aside from the government--including a boatload of scholarships and interest-free loans. That said, I still cut a check every month to SallieMae for $50K in student loans.
    Idealism is fine, but as it approaches reality, the costs become prohibitive.

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