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Thread: Experiences with Chase Bank?

  1. #26
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    Default Re: Experiences with Chase Bank?

    I became a customer of Chase when they bought out the bank I had been using. Face it....all banks suck. My experience with Chase is that they don't suck any worse than any other bank.

  2. #27
    Featured Member Vamp's Avatar
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    Default Re: Experiences with Chase Bank?

    Quote Originally Posted by Melonie View Post

    arguably this was true in the past for all customers, and it is arguably still true for good credit rating customers. However, the subprime credit card sector has taken some very heavy lumps in the past 18 months in terms of bankruptcy losses.
    ~

    Actually I have seen the books. Even with losses credit cards have; it still makes the most money per quarter than any other division of banking. The reason they are being so hard is they need to make even more to cover other losses.

    A little known secret about credit card losses for banks .... They write those losses off at the end of the year in their taxes. So it is a win win for the banks.
    Nature knows no indecencies; man invents them. ~ Mark Twain


  3. #28
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    Default Re: Experiences with Chase Bank?

    I've had a checking and savings account with Chase for years and have had good luck with them. Back when I was broke I'd occasionally bounce a check and sometimes they would help me out and not charge me for it. And now I have a personal banker there who helps me with my retirement investments. He's always extremely helpful. And I like it that they have ATMs all over the place. That is nice when you need to grab some cash.
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  4. #29
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    Default Re: Experiences with Chase Bank?

    I've been with Chase for a very long time. No problems. I had my account go into the neg two times since I've had the account, and both times they took the over draft chrages off for me when asked.

    Some banks charge more in penalties than others, but what it boils down to is manage your money. It' not their job to do it.

    I do agree though, credit unions are the best for credit cards and such. Otherwise, I think Chase is just fine.




  5. #30
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    Default Re: Experiences with Chase Bank?

    I have had no problems I think most banks live by the same standards - you will always find someone who has got fucked by one of them .

  6. #31
    BrunetteGoddess
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    Default Re: Experiences with Chase Bank?

    I've only been doing the basic deposit money/use debit card schtick at Chase and it has served me well so far.

  7. #32
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    Default Re: Experiences with Chase Bank?

    Both of my credit cards raised the rates on me when I bought my place. I tried to argue w Citibank but the fuckers wouldn't budge, so I closed the account. It was a Platinum w 7.99% fixed and $20k credit line, for years.

    THEN...my Chase VISA did the same, but I had a balance. So I got an AMEX, but am keeping the Chase open just in case.

    I banked at BankONE for years and was happy with their services. So when Chase swallowed them, I stayed. They have shitty rates for cash, so I used the Money Market account that my company has for savings. But I have direct debit for many of my bills at Chase, and am too lazy to re-set everything up again. They are perfectly fine as banks go, but they aren't going to negotiate in regards to overdraft fees and such. Its a large bank like any other.

    They now have branches everywhere, which I like for withdrawing funds. BankONE had relatively few branches and I was always paying fees when I needed cash asap and couldn't find a branch nearby.

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  8. #33
    Curious Guest Nightshift Nikki's Avatar
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    Default Re: Experiences with Chase Bank?

    No problems with Chase bank here. My husband and I have two cards and our mortgage with them at this point. They bought out our old mortgage thoug; we didn't choose them. One factor to consider is that we both have A+ credit so that may make a difference in our experience with Chase.

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