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Thread: getting a loan...

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    Default getting a loan...

    im 19 years,old,i got a loan through this 100% loans guarenteed place where your you can get a loan no matter what,pretty much a quick loan.the loan was for $200,and i quit paying them because i couldnt when i got pregnanr with my son i had to quit work due tomedical problems. now im wanting to get a tummy tuck and need financing. im going to pay this loan place back next week,but still will that still make me have bad credit? how can i get a loan or get financed so i cam get this procedure done? im a alwesome dancer but im so self cautious of my stomach due to stretch marks,im back to my pre-pregnacy weight which is 105,but i still have these damn stretch marks!

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    Default Re: getting a loan...

    also could i get someone to co sign on a loan for me like my mom?

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    Default Re: getting a loan...

    Well no loan is 100 percent, unless you go with shoddy low credit places that will screw you over. Maybe you should save up atleast half before you get financed? And yes a cosigner does help if she has good credit.

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    Default Re: getting a loan...

    105 is tiny. You can dance with stretch marks, many do- barely visible in blacklights, and there are body creams to help cover them. Do a search on the website. I doubt you need a tummy tuck @ 105.

    But yes, pay back your loan asap.

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    Default Re: getting a loan...

    Have you had a consult yet and know exactly how much it might be? Or even if a doctor will even say yes to a tummy tuck?

    If your 200 debt has not gone to collections then I dont think its bad on your credit. However, Im no credit guru..I just pay everything on time. If it has then yea its a blip on your credit and you need to pay it back asap.

    If youre making good money now (if you are working) then keep working to save all you need for the procedure. Like Embyr said strechmarks are not a big deal. Those black lights work wonders!
    you live like an ivy vine
    you can only survive by clinging onto trees
    that's your flaw
    put down some roots so you can stand on your own
    -Kenpachi



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    Default Re: getting a loan...

    yes 105 is pretty small,but still theres alot of stretch marks! and i know the people can tell at the club because when i approach them they always look,even one of the girls came up to me in the club and was like you know they have outfits to cover your stomach dont you? and i was like why, and she said because of your stretch marks are kinda bad,and it would up your earnings covering them. i was like bitch, but the truth is the truth. and yes it did go to collections already but im paying them back next week.

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    Default Re: getting a loan...

    Just to note that that girl might have wanted to bring you down by saying that to you. Dont forget that girls are catty in clubs sometimes. So if it came from one girl then I wouldnt worry about it. One girl is not where you get your income from so her opinion is stupid.

    Knowing it has gone to collections already its already a blip on your credit. Do you know your credit score? If not its a good place to start so you know if you need a co-signer or not. Do consider that if you do apply for a loan and get it the interest rate will be huge for - example. (read fine print)
    you live like an ivy vine
    you can only survive by clinging onto trees
    that's your flaw
    put down some roots so you can stand on your own
    -Kenpachi



  8. #8
    Veteran Member justtobenaked's Avatar
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    Default Re: getting a loan...

    I know a lot about credit...as i had problems at a young age...even if you pay the collection agency back...the negative will still be a negative on your credit...it will just say PAID...rather than unpaid. In my oppinion it is better to pay it but make sure they verify it and demand that they delete it...before you pay. Look online there is a lot of credit letters to help. I cleaned about 24 negative marks on my credit because i learned the laws, and how most of the agencies reporting on my credit were breaking the law! Sorry to write so much...but I wish someone talked to me when I was 19 years old. Good Luck.

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    Veteran Member justtobenaked's Avatar
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    Default Re: getting a loan...

    I forgot to also mention the dermablend is great...but make sure to use the finishing powder...also the lightin always helps..

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