Ok, I don't know if my opinion or information is very warranted here. I don't want to become emotional over this or take something personally. Melonie is a very intelligent and informed person, but there are other ways to look at investing, savings,etc.
Let me ask everyone who reads this thread, is there any point in anyone else contributing, or will most posters just go along with anything that Melonie states...as gospel? Now, I am not here to bash Melonie, she does have years of experience in this arena. But are you interested in alternate perspectives to the "tinfoil hat" crowd?




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I believe you Dottie and you have my support

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