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Thread: God-fing-damn-it :( :( :(

  1. #1
    God/dess Pretty_Penny's Avatar
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    Default God-fing-damn-it :( :( :(

    i live in tampa, florida (as most of you know). last night/this morning we had a tropical storm. being a florida native, this doesn't bother me a bit.

    however, i woke up this afternoon to check the "aftermath". some branches in the yard (what was expected).

    then i go look at the car and.......

    a fucking tree branch took out my entire back window.

    my car's transmission is failing. i need 2 new tires. i just spent money buying a new radiator.

    as if i NEEDED this car to be more shitty.

    i can't fucking afford to buy a new car (which is why i've been driving this). i can afford PAYMENTS on a car, but no one will give me credit, since i have none.

    and yes, i've tried -everything- from small store cards to student cards from my credit union.

    i'm 28 and i've never owned a credit card or had any type of loan. i have no debt, but i have no credit. so... i'm fucked regaurdless. and no.. no one in my family can help.

    my insurance is high and i only have basic coverage.

    so i called them to see if, by some act of god, there was anything i could do.

    they informed me that i was correct, and i am totaly fucked.

    i told them that i moved and they should update my new address. so they updated my new address.

    then they told me that my insurance has gone up 50 bucks because i moved.

    WHAT THE FUCKING FUCK???????

    how has my insurance gone up because i moved? what the fuck does living in a high theft neighborhood have anything to do with my insurance if I'M NOT COVERED FOR ANYTHING ANYWAY?

    >_<

    sorry about the rambling way this is all written. i'm very upset right now. the only real big thing i've done for myself in the last nearly 10 years was go to coachella. now i'm even regretting THAT. i can't deal with this shit anymore. i mean, of course i can, i'm just irritated.

    i stopped teaching and started stripping so i could afford to go back to school. i've either worked 60-80 hours a week or stripped in been in school for the last 10 years. i also worked when i was in high school. i've taken care of my family, i've mostly done the right things. i've put off starting any kind of family of my own because i'm trying to be responsible and have a fucking stable financial life first.

    when is this cycle going to end? i'm alredy a nervous wreck every day hoping that my car while last so i can get to school or work or whatever. the public transportation here is fairly non existant. if i don't have a car i am completely fucked.

    why can't i get a damned break?


    *edit* yeah i know, it's not the end of the world. i will live. i'll "be fine". i'll calm down and move on. i'm just........ i'm just really sick and tired of feeling frustrated.

    .......... i think i'm going to make some soup and crawl back into my bed.

  2. #2
    cameron_keys
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    Default Re: God-fing-damn-it :( :( :(

    I'm sorry honey!! Thats the really sucky thing about living here...the storm took out our temp fence(which is up because we STILL havent been able to fix the real fence which was taken out by Wilma)...adn we didnt get hit as hard as you did over on the west coast.

    All cycles HAVE to turn eventually...so just as it is looking as bad as it can get...you KNOW something amazingly good HAS to happen soon.

    If I was closer..I'd bring you a big ol' pot of homemade soup!

  3. #3
    madmaxine
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    Default Re: God-fing-damn-it :( :( :(

    OK, don't freak out. I have been where you are. (Try wrecking a junker you just paid $1,000 to fix the transmission on...& Have NO ONE you know want to co-sign for a car....Fun times...not.)

    Since you have no credit, you'll probably have to go to a middle-of-the road car dealer that will finance you...Get a mechanically-able pal or relative to inspect the car before you buy it....Sometimes decent used cars can be found at a used car dealer's (I SWEAR!)

    The up side is you can trade this car in later on before you have bigger problems, or pay it off and then have an improved credit score.

    I mean this in the best way but you seem like someone who is generous to a fault, putting others ahead of yourself first, doing everything the "right" way....Unfortunately in pinches like this, you have to put yourself first and be willing to take a chance on something....

    *****PS Get a new car insurer....Those sound like BS reasons to hike the rate.....My brother got a great rate with Geico & he's under 25 with a not-so-great DMV record....Shop around.

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    God/dess Lena's Avatar
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    Default Re: God-fing-damn-it :( :( :(

    You sound exactly like I was a few years ago. I think I even posted here about my car falling apart and I didn't have any money cause I was in school and I couldn't get to work cause it was eighty miles away, and I spent my last few hundred on a little car that died a week later. Then when I finally got someone to finance me for a car they would only finance me for a new one, with huge huge payments, which fucked me even more.

    Now I live in a van, and I work when I want and spend hours (days even) doing nothing "productive." It's great, I highly recommend it.



  5. #5
    God/dess PaigeDWinter's Avatar
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    Default Re: God-fing-damn-it :( :( :(

    *HUGS* I'm sorry I was worried about ya'll out on that coast. I wish I could help.
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    God/dess LuckyOne's Avatar
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    Default Re: God-fing-damn-it :( :( :(

    That SUX!!!!!

    I have an idea. Lets go to strip club, find some holier-than-thou female custies that come into club and act rude because we're strippers, and beat em up. Not bad or anything- just cat fight and hair pulling.

    BTW- as for your car insurance, maybe you could use your parents' or a relative's address if they live in FL and then your rates will go back down...

  7. #7
    God/dess Pretty_Penny's Avatar
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    Default Re: God-fing-damn-it :( :( :(

    that's a good idea (both the beating people up & the insurance). although, i think the insurance thing might be kind of dangerous if i get caught.

    i'll just have to deal with this plastic bag taped on my window till i can get it fixed.. hopefully this week.

    cross your fingers that no one steals my car in the meantime. there's not really much stopping anyone at this point.

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