Ok, so I had a credit panic about 1 1/2 yrs. ago. Supposedly, my area was going to be hit w/eminent domain, we'd be forced out. Now, supposedly, things are fine. I knew my credit was crappy so I hired on a law firm to help me fix it. I know what a few ppl have said on this forum about that, but I really don't have time to write letters constantly & all that. Anyway, I couldn't find this firm's addy, so I searched them under dogpile. There's some financial forum that really trashes them, & another well-know firm. However, they did 1 big account deleted off my file. As far as my credit goes, I'm a little too dependant on it for my taste. But. I absolutely make it a big priority to pay my bills early, more than the minimum, etc. I know that time should be a healer, (if I continue what I'm doing). I didn't ask for, but got 2 credit limit increases recently. Thanks!



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Takes time tho for it to get better because I have 2 new really high CR lines ($40K) ... 
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